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INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES (1,1,'2012-02-10 16:01:18','2012-02-10 16:01:18','I can help. I will help you understand the process and make the decision that is best for your and your family.','Scared? Unsure if bankruptcy is right for you?','','publish','open','open','','hello-world','','','2012-04-26 15:05:05','2012-04-26 20:05:05','',0,'http://kawlaw.com/WordPress/?p=1',0,'post','',0),(7,1,'1956-12-30 04:53:41','1956-12-30 10:53:41','&nbsp;\r\n\r\n[caption id=\"attachment_486\" align=\"alignleft\" width=\"300\"]<a href=\"http://johnbodlelaw.com/wp-content/uploads/2012/05/JBshot2.jpg\"><img class=\"size-medium wp-image-486\" title=\"JBshot2\" alt=\"Photo of John bodle\" src=\"http://johnbodlelaw.com/wp-content/uploads/2012/05/JBshot2-300x251.jpg\" width=\"300\" height=\"251\" /></a> John Bodle, Attorney at Law[/caption]\r\n\r\nJohn Bodle grew up in Lawrence and has lived here most of his life, earning both undergrad and law degrees from the <a title=\"The University of Kansas\" href=\"http://www.ku.edu/\" target=\"_blank\">University of Kansas</a> – bachelor of arts (linguisitics, with distinction) in 1985 and jurisdoctor in 1989.  He began his legal career as a military lawyer, serving six years as a <a title=\"The Judge Advocate General of the United States Air Force\" href=\"http://www.afjag.af.mil/\" target=\"_blank\">United States Air Force judge advocate</a> before returning to Lawrence to enter private practice.\r\n\r\n\"I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think <em>shouldn’t</em> require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer.  Family law and bankruptcy are at the top of that list.  The concepts are really pretty simple, but putting the law into practice is about as complicated as it gets.\"\r\n\r\n&nbsp;','About John Bodle','','publish','open','closed','','about-john-bodle','','','2013-03-26 15:49:35','2013-03-26 20:49:35','',0,'http://kawlaw.com/WordPress/?page_id=7',3,'page','',0),(576,1,'2013-04-08 11:05:18','0000-00-00 00:00:00','','Auto Draft','','auto-draft','open','open','','','','','2013-04-08 11:05:18','0000-00-00 00:00:00','',0,'http://johnbodlelaw.com/?p=576',0,'post','',0),(54,1,'2012-03-07 19:31:41','2012-03-08 01:31:41','http://kawlaw.com/WordPress/wp-content/uploads/2012/03/jb-brand.pdf','jb-brand.pdf','','inherit','open','open','','jb-brand-pdf','','','2012-03-07 19:31:41','2012-03-08 01:31:41','',0,'http://kawlaw.com/WordPress/wp-content/uploads/2012/03/jb-brand.pdf',0,'attachment','application/pdf',0),(23,1,'2012-02-29 14:58:43','2012-02-29 20:58:43','Bankruptcy is the legal process of saying, \"Look, I don\'t have the money to pay my debts,\" and getting a court order giving you a <a title=\"The Fresh Start\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-fresh-start/\">fresh start</a>.  Bankruptcy law tells us how to describe and divide your property and debts and, ultimately, to determine what you will keep and what you will give up.\r\n\r\nIn most cases the hardest thing about bankruptcy is making the decision to start.  Almost nobody wants to file bankruptcy; they avoid even thinking about it – but in the long run, that only makes things harder.  So, if you\'re reading these words, you\'ve already started to make it easier!\r\n\r\nOkay, I admit it – there\'s no way I can actually make it \"easy\" for you to file bankruptcy.  There\'s nothing \"easy\" about making the decision to file, and for most people it\'s a tedious and dreary task, at best, to come up with all the detailed information and documentation you must have to file bankruptcy.  But I can make those things far <em>easier.  </em>\r\n\r\nI can help you with the rest, because my whole approach to the practice of bankruptcy law is to make it as easy as possible for you.  I\'ll make it easy for you to get the information you need to make intelligent decisions -- not only about whether to file, but also about which chapter best suits your needs, what to do with your secured debt, and the many other decisions you have to make.  I\'ll make it easy to communicate – most folks already say I\'m \"easy to talk to\" in person (and for those who don\'t, see BECAUSE YOU LIKE ME), and we\'ll use whatever other communication you find easy.  I\'ll make it easy for you to get me the information and documents we need to file.  I\'ll make it easy for you to take the required classes.  It\'s a long, complicated process, but I\'ll make it easy for you by breaking it down, one step at a time.','What is Bankruptcy and how can I make it easy?','','publish','open','open','','what-is-bankruptcy-and-how-can-i-make-it-easy','','\nhttp://johnbodlelaw.com/bankruptcy-basics/the-fresh-start/','2012-05-02 20:20:32','2012-05-03 01:20:32','',0,'http://kawlaw.com/WordPress/?p=23',0,'post','',0),(51,1,'2012-03-06 18:59:21','2012-03-07 00:59:21','','Links','','inherit','open','open','','49-revision','','','2012-03-06 18:59:21','2012-03-07 00:59:21','',49,'http://kawlaw.com/WordPress/?p=51',0,'revision','',0),(483,1,'2012-04-30 19:37:52','2012-05-01 00:37:52','<a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a>\r\n\r\n<a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\n<a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees.</a>\r\n\r\n<a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)\r\n<ul>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a></li>\r\n</ul>\r\nIndividual case trustees\r\n\r\n<a href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\r\n\r\nTopeka – chapter 7\r\n\r\nRobert Baer\r\n\r\nPatricia Hamilton\r\n\r\nDarcy Williamson\r\n\r\nOther law sites (not bankruptcy-related)\r\n\r\n<a href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\r\n\r\n<a href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\r\n\r\n<a href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\nKansas Child Support Guidelines\r\n\r\nofficial government forms\r\n\r\nFree Approved Kansas Legal Forms <a title=\"forms from Kansas Judicial Branch\" href=\"http://www.kscourts.org/Programs/Self-Help\" target=\"_blank\">from the official Kansas Judicial Branch</a> or <a href=\"http://www.kansaslegalservices.org/FreeLegalForms\" target=\"_blank\">from Kansas Legal Services</a>\r\n\r\nFamily law\r\n\r\nBankruptcy\r\n\r\nSmall claims\r\n\r\nSmall claims\r\n\r\nCounty family law guidelines\r\n\r\nShawnee especially B explanations apply state-wide, if not beyond!\r\n\r\nOur democractic representatives:\r\n\r\n<a href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\r\n\r\n<a href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\r\n\r\nUnited States senators\r\n<ul>\r\n	<li><a href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a></li>\r\n	<li><a href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a></li>\r\n</ul>\r\nUnited States representatives\r\n<ul>\r\n	<li><a href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a></li>\r\n	<li><a href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a></li>\r\n</ul>\r\n<a href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-17','','','2012-04-30 19:37:52','2012-05-01 00:37:52','',49,'http://johnbodlelaw.com/2012/04/49-revision-17/',0,'revision','',0),(218,1,'2012-04-01 13:28:15','2012-04-01 18:28:15','I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly do require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.\r\n\r\nBankruptcy is the primary focus of my practice. I help individuals and families resolve their financial woes through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\n&lt;JB resume&gt;.\r\n\r\n&lt;Blog&gt; [If you really want to learn who I am from this web site, read my blog. Naturally, many of the posts are on purely legal topics, but I touch on many topics and, on my blog posts (as in real life!) I’m not shy about expressing my opinions.]\r\n\r\n&nbsp;\r\n\r\nJohn Bodle grew up in Lawrence and has lived here most of his life.\r\n\r\nI grew up in Lawrence and have lived here most of my life.','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-8','','','2012-04-01 13:28:15','2012-04-01 18:28:15','',7,'http://kawlaw.com/WordPress/?p=218',0,'revision','',0),(217,1,'2012-04-01 15:13:23','2012-04-01 20:13:23','<em>Selecting to file bankruptcy </em>is one of the most difficult decisions anyone can make. Many people, either because of fear or shame, wait far too long to address their financial difficulties and risk compounding their difficulties. I have helped many people struggling to make the right decision about their finances, and I can help you, too.\r\n\r\n&nbsp;\r\n\r\n&nbsp;','HOME','','inherit','open','open','','78-revision-10','','','2012-04-01 15:13:23','2012-04-01 20:13:23','',78,'http://kawlaw.com/WordPress/?p=217',0,'revision','',0),(486,1,'2012-05-01 07:51:57','2012-05-01 12:51:57','Photograph of John Bodle','JBshot2','John Bodle, Attorney at Law','inherit','open','open','','jbshot2','','','2012-05-01 07:51:57','2012-05-01 12:51:57','',7,'http://johnbodlelaw.com/wp-content/uploads/2012/05/JBshot2.jpg',0,'attachment','image/jpeg',0),(487,1,'2012-04-28 08:26:32','2012-04-28 13:26:32','<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22.jpg\"><img class=\"alignleft size-medium wp-image-280\" title=\"JBshot2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22-300x251.jpg\" alt=\"\" width=\"300\" height=\"251\" /></a>I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from <a title=\"The University of Kansas\" href=\"http://www.ku.edu/\" target=\"_blank\">KU</a> – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years as a <a title=\"The Judge Advocate General of the United States Air Force\" href=\"http://www.afjag.af.mil/\" target=\"_blank\">United States Air Force judge advocate</a> before returning to Lawrence to establish my private practice.\r\n\r\nI became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list.  The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets.\r\n\r\nI focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','About John Bodle','','inherit','open','open','','7-revision-27','','','2012-04-28 08:26:32','2012-04-28 13:26:32','',7,'http://johnbodlelaw.com/2012/04/7-revision-27/',0,'revision','',0),(14,1,'2012-04-26 15:05:03','2012-04-26 20:05:03','I can help. I will help you understand the process and make the decision that is best for your and your family.','Scared? Unsure if bankruptcy is right for you?','','inherit','open','open','','1-autosave','','','2012-04-26 15:05:03','2012-04-26 20:05:03','',1,'http://kawlaw.com/WordPress/?p=14',0,'revision','',0),(205,1,'2012-03-02 09:35:28','2012-03-02 15:35:28','<span style=\"font-family: \'Bradley Hand ITC\'; font-size: x-large;\">So, you want Different Fonts?</span>\r\n\r\nThere are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\r\n\r\nSERIF FONTS:\r\n<span style=\"font-family: \'Times New Roman\';\">Times New Roman ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nTimes New Roman\r\n<span style=\"font-family: Georgia;\">Georgia ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeorgia\r\n<span style=\"font-family: Palatino;\">Palatino ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nPalatino\r\n<span style=\"font-family: \'Book Antiqua\';\">Book Antiqua ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nBook Antiqua\r\n\r\nSANS SERIF FONTS\r\n<span style=\"font-family: Arial;\">Arial ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nArial\r\n<span style=\"font-family: Helvetica;\">Helvetica ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nHelvetica\r\n<span style=\"font-family: Geneva;\">Geneva ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeneva\r\n<span style=\"font-family: \'Lucida Sans Unicode\';\">Lucida Sans Unicode ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Sans Unicode\r\n\r\nMONOSPACE FONTS\r\n<span style=\"font-family: \'Courier New\';\">Courier New ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nCourier New\r\n<span style=\"font-family: Monaco;\">Monaco ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nMonaco\r\n<span style=\"font-family: \'Lucida Console\';\">Lucida Console ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Console\r\n\r\nCURSIVE FONT(S)\r\n<span style=\"font-family: \'Comic Sans MS\';\">Comic Sans MS ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nComic Sans MS\r\n\r\nFANTASY FONT(S)\r\n<span style=\"font-family: Impact;\">Impact ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nImpact\r\n\r\nNow let\'s see if I can make them appear!  JB 2/29/12.\r\n\r\nWell, I got most of them, but not all.\r\n\r\n<del>I see that what\'s displayed for \"Geneva\" isn\'t -- I see serifs!  Similarly, what\'s displayed as \"Monaco\" is <em>not</em> a unispace font.  Geneva IS installed on my machine; I didn\'t check Monaco...</del>  <em>Neither was installed on my machine; both now are; both now properly appear above and in my parallel Word document.</em>  Note that I \"italicized\" the preceding sentence -- that is to say, I told WordPress \"italics\" and it inserted the HTML emphasis tag.\r\n\r\nAnd here\'s a link to the tutorial from which I learned how to do it:\r\n<a href=\"http://www.myhtmltutorials.com/font.html\">Heading and FONT Types - HTML Tutorials</a>','Websafe fonts:  an exercise','','inherit','open','open','','1-revision-10','','','2012-03-02 09:35:28','2012-03-02 15:35:28','',1,'http://kawlaw.com/WordPress/?p=205',0,'revision','',0),(15,1,'2012-02-10 16:01:18','2012-02-10 16:01:18','Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!','Hello world!','','inherit','open','open','','1-revision','','','2012-02-10 16:01:18','2012-02-10 16:01:18','',1,'http://kawlaw.com/WordPress/?p=15',0,'revision','',0),(213,1,'2012-04-01 14:02:22','2012-04-01 19:02:22','Selecting to file bankruptcy is one of the most difficult decisions anyone can make. Many people, either because of fear or shame, wait far too long to address their financial difficulties and risk compounding their difficulties. I have helped many people struggling to make the right decision about their finances, and I can help you, too.','HOME','','inherit','open','open','','78-revision-7','','','2012-04-01 14:02:22','2012-04-01 19:02:22','',78,'http://kawlaw.com/WordPress/?p=213',0,'revision','',0),(16,1,'2012-02-29 13:48:48','2012-02-29 19:48:48','There are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\n\nSERIF FONTS:\n\nTimes New Roman\n\nGeorgia\n\nPalatino\n\nBook Antiqua\n\nSANS SERIF FONTS\n\nArial\n\nHelvetica\n\nGeneva\n\nLucida Sans Unicode\n\nMONOSPACE FONTS\n\nCourier New\n\nMonaco\n\nLucida Console\n\nCURSIVE FONT(S)\n\nComic Sans MS\n\nFANTASY FONT(S)\n\nImpact\n\nNow let\'s see if I can make them appear!  JB 2/29/12.','Hello world!','','inherit','open','open','','1-revision-2','','','2012-02-29 13:48:48','2012-02-29 19:48:48','',1,'http://kawlaw.com/WordPress/?p=16',0,'revision','',0),(17,1,'2012-02-29 13:49:35','2012-02-29 19:49:35','There are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\r\n\r\nSERIF FONTS:\r\n\r\nTimes New Roman\r\n\r\nGeorgia\r\n\r\nPalatino\r\n\r\nBook Antiqua\r\n\r\nSANS SERIF FONTS\r\n\r\nArial\r\n\r\nHelvetica\r\n\r\nGeneva\r\n\r\nLucida Sans Unicode\r\n\r\nMONOSPACE FONTS\r\n\r\nCourier New\r\n\r\nMonaco\r\n\r\nLucida Console\r\n\r\nCURSIVE FONT(S)\r\n\r\nComic Sans MS\r\n\r\nFANTASY FONT(S)\r\n\r\nImpact\r\n\r\nNow let\'s see if I can make them appear!  JB 2/29/12.','Hello world!','','inherit','open','open','','1-revision-3','','','2012-02-29 13:49:35','2012-02-29 19:49:35','',1,'http://kawlaw.com/WordPress/?p=17',0,'revision','',0),(18,1,'2012-02-29 13:49:59','2012-02-29 19:49:59','There are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\r\n\r\nSERIF FONTS:\r\n\r\nTimes New Roman\r\n\r\nGeorgia\r\n\r\nPalatino\r\n\r\nBook Antiqua\r\n\r\nSANS SERIF FONTS\r\n\r\nArial\r\n\r\nHelvetica\r\n\r\nGeneva\r\n\r\nLucida Sans Unicode\r\n\r\nMONOSPACE FONTS\r\n\r\nCourier New\r\n\r\nMonaco\r\n\r\nLucida Console\r\n\r\nCURSIVE FONT(S)\r\n\r\nComic Sans MS\r\n\r\nFANTASY FONT(S)\r\n\r\nImpact\r\n\r\nNow let\'s see if I can make them appear!  JB 2/29/12.','JB\'s first draft post -- fonts.','','inherit','open','open','','1-revision-4','','','2012-02-29 13:49:59','2012-02-29 19:49:59','',1,'http://kawlaw.com/WordPress/?p=18',0,'revision','',0),(209,1,'2012-04-01 13:52:58','2012-04-01 18:52:58','Make it easy on yourself. Bankruptcy may be complicated but it doesn\'t have to be hard. I have the experience to help yo','Make it easy','','inherit','open','open','','208-revision','','','2012-04-01 13:52:58','2012-04-01 18:52:58','',208,'http://kawlaw.com/WordPress/?p=209',0,'revision','',0),(210,1,'2012-05-02 18:10:13','2012-05-02 23:10:13','<h4>Are you thinking about bankruptcy?</h4>\nIf the thought has even crossed your mind, Deciding to file <a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">bankruptcy </a>is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  <a title=\"About John Bodle\" href=\"http://johnbodlelaw.com/about-john-bodle/\">John Bodle</a> has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\n\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\n\nI am a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  <a title=\"Contact Us\" href=\"http://johnbodlelaw.com/contact-us/\">CONTACT US TODAY for a free consultation.</a>','Thinking about bankruptcy','','inherit','open','open','','78-autosave','','','2012-05-02 18:10:13','2012-05-02 23:10:13','',78,'http://kawlaw.com/WordPress/?p=210',0,'revision','',0),(211,1,'2012-04-01 13:39:37','2012-04-01 18:39:37','','HOME','','inherit','open','open','','78-revision-6','','','2012-04-01 13:39:37','2012-04-01 18:39:37','',78,'http://kawlaw.com/WordPress/?p=211',0,'revision','',0),(19,1,'2012-02-29 14:28:19','2012-02-29 20:28:19','<span style=\"font-family: \'Bradley Hand ITC\'; font-size: x-large;\">So, you want Different Fonts?</span>\r\n\r\nThere are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\r\n\r\nSERIF FONTS:\r\n<span style=\"font-family: \'Times New Roman\';\">Times New Roman ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nTimes New Roman\r\n<span style=\"font-family: Georgia;\">Georgia ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeorgia\r\n<span style=\"font-family: Palatino;\">Palatino ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nPalatino\r\n<span style=\"font-family: \'Book Antiqua\';\">Book Antiqua ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nBook Antiqua\r\n\r\nSANS SERIF FONTS\r\n<span style=\"font-family: Arial;\">Arial ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nArial\r\n<span style=\"font-family: Helvetica;\">Helvetica ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nHelvetica\r\n<span style=\"font-family: Geneva;\">Geneva ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeneva\r\n<span style=\"font-family: \'Lucida Sans Unicode\';\">Lucida Sans Unicode ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Sans Unicode\r\n\r\nMONOSPACE FONTS\r\n<span style=\"font-family: \'Courier New\';\">Courier New ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nCourier New\r\n<span style=\"font-family: Monaco;\">Monaco ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nMonaco\r\n<span style=\"font-family: \'Lucida Console\';\">Lucida Console ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Console\r\n\r\nCURSIVE FONT(S)\r\n<span style=\"font-family: \'Comic Sans MS\';\">Comic Sans MS ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nComic Sans MS\r\n\r\nFANTASY FONT(S)\r\n<span style=\"font-family: Impact;\">Impact ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nImpact\r\n\r\nNow let\'s see if I can make them appear!  JB 2/29/12.','Websafe fonts:  an exercise','','inherit','open','open','','1-revision-5','','','2012-02-29 14:28:19','2012-02-29 20:28:19','',1,'http://kawlaw.com/WordPress/?p=19',0,'revision','',0),(207,1,'2012-04-01 13:51:16','2012-04-01 18:51:16','Are your assets just running down the drain? Or are you sucked completely dry? It may be better to start the proc','Stop the drain!','','inherit','open','open','','206-revision','','','2012-04-01 13:51:16','2012-04-01 18:51:16','',206,'http://kawlaw.com/WordPress/?p=207',0,'revision','',0),(382,1,'2012-04-06 13:06:52','2012-04-06 18:06:52','Bankruptcy is the legal process of saying, \"Look, I don\'t have the money to pay my debts,\" and getting a court order giving you a fresh start.  Bankruptcy law tells us how to describe and divide your property and debts and, ultimately, to determine what you will keep and what you will give up.\r\n\r\nIn most cases the hardest thing about bankruptcy is making the decision to start.  Almost nobody wants to file bankruptcy; they avoid even thinking about it -- but in the long run, that only makes things harder.  So, if you\'re reading these words, you\'ve already started to make it easier!\r\n\r\nOkay, I admit it -- there\'s no way I can actually make it \"easy\" for you to file bankruptcy.  There\'s nothing \"easy\" about making the decision to file, and for most people it\'s a tedious and dreary task, at best, to come up with all the detailed information and documentation you must have to file bankruptcy.  But I can make those things far <em>easier.  </em>\r\n\r\nI can help you with the rest, because my whole approach to the practice of bankruptcy law is to make it as easy as possible for you.  I\'ll make it easy for you to get the information you need to make intelligent decisions -- not only about whether to file, but also about which chapter best suits your needs, what to do with your secured debt, and the many other decisions you have to make.  I\'ll make it easy to communicate -- most folks already say I\'m \"easy to talk to\" in person (and for those who don\'t, see BECAUSE YOU LIKE ME), and we\'ll use whatever other communication you find easy.  I\'ll make it easy for you to get me the information and documents we need to file.  I\'ll make it easy for you to take the required classes.  It\'s a long, complicated process, but I\'ll make it easy for you by breaking it down, one step at a time.','What is Bankruptcy and how can I make it easy?','','inherit','open','open','','23-revision-5','','','2012-04-06 13:06:52','2012-04-06 18:06:52','',23,'http://johnbodlelaw.com/2012/04/23-revision-5/',0,'revision','',0),(208,1,'2012-04-01 13:53:07','2012-04-01 18:53:07','Oh, how I wish I could make it all “easy” for you – and I <em>will</em> make it as easy as possible – but nothing about bankruptcy is really, truly easy. Certainly there’s nothing “easy” about the decision; for most folks, it’s one of the hardest decisions they’ll ever make. I can’t make that decision “easy,” but I can help make it easi<em>er</em>. First, I’ll help you make the decision correctly, which will make it easier for you to do the other things you need to do. At our first meeting, I will explain how the system works – especially, how the system works with your particular circumstances – and what options you have, so you can then more easily make intelligent choices. Indeed, that might be the most valuable service I provide for people, and usually I give that away – that’s mostly what I do in my free initial consultations.\r\n\r\nAfter that, what’s “easy” depends on what you think is easy. If you already do everything on your computer and find it easiest to send us all the necessary information and documents online, great. If you’d rather sit down with me and go through your box of papers as we fill out the forms, that’s fine, too – or anything in between. The point is, we’ll do things the way you find easy.\r\n\r\n<strong>“High-tech”</strong> might mean “easy” to some people, but if you’re one of those who would rather not use a computer if you don’t have to, don’t worry – I’ll take care of the “high-tech” stuff so you don’t have to. Whatever you find easy, that’s how we’ll do it. “Technology,” after all, is just a set of tools that we might use. You don’t have to use any of them; I will use my high-tech tools to make it easy for you.\r\n\r\nEvery modern law office uses computers and the web, every day, and every bankruptcy lawyer uses electronic filing – the courts require it. Many lawyers demand that their clients fill out the necessary questionnaires on-line; others, afraid of scaring away clients who are not comfortable with technology, use only the paper questionnaire forms. I don’t care; I prefer to let you do it however you find easy.\r\n\r\nIf you’re high-tech, that’s easy. I prepare all my cases on my computer, using state-of-the-art software (Best Case – the best in the business), and I file everything with the court electronically, over the web. And I’ve got the Best Case add-in “MyCaseInfo,” which lets you fill out the questionnaire on-line, at your convenience, and send it to me with one mouse-click. (I’ll still have to do a lot of work with the information you provide, but that’s my problem, not yours!) We can communicate mostly by email, if that’s what you find easiest – indeed, we hardly have to meet at all, if that’s what works best for you.\r\n\r\n<strong>“Make it easy” is not merely a slogan, it’s the way I do business.</strong> I don’t try to make it easy just for my clients; I try to make it easy for everybody I work with. At the court, I want to make it easy for the clerks, because they’re the ones who actually get things done. With trustees, I want to make it easy for the trustee (and assistants; they’re like the court’s clerks), because every case has to make it through at least one trustee. Obviously, with opposing counsel, I don’t want to make everything easy – not when we have an issue where we’re actually “opposed” – but most of the time, “opposing counsel” isn’t actually trying to oppose anything we want, and amicable, even friendly, relationships make it easier to get the case through the system and finished – which serves everybody’s interests.\r\n\r\nThey all know I want to do things easy, as long as it’s right – I never ask the court or trustee to do anything wrong, let alone “illegal,” and I do my homework first, so they know when I do ask for something, I’m asking them to do the right thing, the right way. In short, I’ve earned a good reputation; they all know I will make it as easy as I can for them to do the right thing, the right way, so my client gets what she needs without undue delay.\r\n\r\nSadly, that doesn’t mean “quick,” as normal human beings use the term. “Undue delay” is a long time; “due delay,” if you want to call it that, is the norm. “Due delay” – the norm in the law – is SLOW by normal human terms. The law is designed to operate slowly, because it’s designed to address important matters, no matter how complicated. Whatever their complaint, everybody’s entitled to their day in court. Everybody is entitled to a bite at the apple – but, generally, just one bite, just one lawsuit per issue. It’s more important to get it done right than to get it done quickly, so everyone is entitled to a reasonably generous amount of time to prepare – and more time if new issues arise – and those delays are built into the system. So, when a lawyer speaks of “haste,” it’s usually in the context of “with all due deliberate haste” – which is to say, not too damned hasty, because it’s “deliberate” haste – we’re going to think carefully about what we’re doing, and listen to what everybody has to say about it, and then think some more, first, before we act.\r\n\r\nI want to make it easy for you – but what’s easy for one person is not necessarily what’s easy for another. I don’t know exactly what you find easy, so I can’t say exactly how I’ll do things with you. Of course you are now reading this on my website, so what’s written here presumes you’re comfortable working on the web, but if there’s another way you find easier, just let me know.\r\n\r\nI want to make it “easy,” but of course there are some things we can’t avoid; and I’d be lying if I said I can make them all easy. First, there’s the decision to file bankruptcy, or at least to consider it; and for most folks that’s the most difficult thing of all. It’s a tough decision; indeed, most folks won’t even consider bankruptcy until it’s practically the only option left. Then, once you’ve decided – or, as the case may be, realized – that you need to file bankruptcy, you’ve got to find and choose a lawyer. (I can make that one easy – choose me!) Finally, once you choose a lawyer and make the decision to file bankruptcy, the lawyer (no matter who!) is going to give you an obnoxiously-long questionnaire to complete, and an obnoxiously-long list of documents needed. Few people would say it’s “easy” to figure out the answers to all those questions and find all those documents, especially when they’ve been doing everything they can, for months, to AVOID thinking about those ugly details! I can’t actually promise to make it all completely, painlessly “easy” – but whenever there’s a chance to make it easier, I’m there.\r\n\r\nReady to get started? Call John Bodle. &lt;CONTACT US&gt;\r\n\r\n&nbsp;','Make it easy','','publish','open','open','','make-it-easy','','','2012-04-26 15:05:37','2012-04-26 20:05:37','',0,'http://kawlaw.com/WordPress/?p=208',0,'post','',0),(20,1,'2012-02-29 14:44:04','2012-02-29 20:44:04','<span style=\"font-family: \'Bradley Hand ITC\'; font-size: x-large;\">So, you want Different Fonts?</span>\r\n\r\nThere are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\r\n\r\nSERIF FONTS:\r\n<span style=\"font-family: \'Times New Roman\';\">Times New Roman ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nTimes New Roman\r\n<span style=\"font-family: Georgia;\">Georgia ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeorgia\r\n<span style=\"font-family: Palatino;\">Palatino ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nPalatino\r\n<span style=\"font-family: \'Book Antiqua\';\">Book Antiqua ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nBook Antiqua\r\n\r\nSANS SERIF FONTS\r\n<span style=\"font-family: Arial;\">Arial ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nArial\r\n<span style=\"font-family: Helvetica;\">Helvetica ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nHelvetica\r\n<span style=\"font-family: Geneva;\">Geneva ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeneva\r\n<span style=\"font-family: \'Lucida Sans Unicode\';\">Lucida Sans Unicode ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Sans Unicode\r\n\r\nMONOSPACE FONTS\r\n<span style=\"font-family: \'Courier New\';\">Courier New ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nCourier New\r\n<span style=\"font-family: Monaco;\">Monaco ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nMonaco\r\n<span style=\"font-family: \'Lucida Console\';\">Lucida Console ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Console\r\n\r\nCURSIVE FONT(S)\r\n<span style=\"font-family: \'Comic Sans MS\';\">Comic Sans MS ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nComic Sans MS\r\n\r\nFANTASY FONT(S)\r\n<span style=\"font-family: Impact;\">Impact ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nImpact\r\n\r\nNow let\'s see if I can make them appear!  JB 2/29/12.\r\n\r\nWell, I got most of them, but not all.\r\n\r\nI see that what\'s displayed for \"Geneva\" isn\'t -- I see serifs!  Similarly, what\'s displayed as \"Monaco\" is <em>not</em> a unispace font.  Geneva IS installed on my machine; I didn\'t check Monaco...  Note that I \"italicized\" the word \"not\" in the preceding sentence -- that is to say, I told WordPress \"italics\" and it inserted the HTML emphasis tag.<ins datetime=\"2012-02-29T20:35:24+00:00\"></ins>','Websafe fonts:  an exercise','','inherit','open','open','','1-revision-6','','','2012-02-29 14:44:04','2012-02-29 20:44:04','',1,'http://kawlaw.com/WordPress/?p=20',0,'revision','',0),(21,1,'2012-02-29 14:48:47','2012-02-29 20:48:47','<span style=\"font-family: \'Bradley Hand ITC\'; font-size: x-large;\">So, you want Different Fonts?</span>\r\n\r\nThere are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\r\n\r\nSERIF FONTS:\r\n<span style=\"font-family: \'Times New Roman\';\">Times New Roman ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nTimes New Roman\r\n<span style=\"font-family: Georgia;\">Georgia ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeorgia\r\n<span style=\"font-family: Palatino;\">Palatino ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nPalatino\r\n<span style=\"font-family: \'Book Antiqua\';\">Book Antiqua ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nBook Antiqua\r\n\r\nSANS SERIF FONTS\r\n<span style=\"font-family: Arial;\">Arial ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nArial\r\n<span style=\"font-family: Helvetica;\">Helvetica ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nHelvetica\r\n<span style=\"font-family: Geneva;\">Geneva ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeneva\r\n<span style=\"font-family: \'Lucida Sans Unicode\';\">Lucida Sans Unicode ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Sans Unicode\r\n\r\nMONOSPACE FONTS\r\n<span style=\"font-family: \'Courier New\';\">Courier New ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nCourier New\r\n<span style=\"font-family: Monaco;\">Monaco ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nMonaco\r\n<span style=\"font-family: \'Lucida Console\';\">Lucida Console ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Console\r\n\r\nCURSIVE FONT(S)\r\n<span style=\"font-family: \'Comic Sans MS\';\">Comic Sans MS ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nComic Sans MS\r\n\r\nFANTASY FONT(S)\r\n<span style=\"font-family: Impact;\">Impact ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nImpact\r\n\r\nNow let\'s see if I can make them appear!  JB 2/29/12.\r\n\r\nWell, I got most of them, but not all.\r\n\r\nI see that what\'s displayed for \"Geneva\" isn\'t -- I see serifs!  Similarly, what\'s displayed as \"Monaco\" is <em>not</em> a unispace font.  Geneva IS installed on my machine; I didn\'t check Monaco...  Note that I \"italicized\" the word \"not\" in the preceding sentence -- that is to say, I told WordPress \"italics\" and it inserted the HTML emphasis tag.\r\n\r\nAnd here\'s a link to the tutorial from which I learned how to do it:  &lt;a href=\"http://www.myhtmltutorials.com/font.html\"&gt;Heading and FONT Types - HTML Tutorials&lt;/a&gt;','Websafe fonts:  an exercise','','inherit','open','open','','1-revision-7','','','2012-02-29 14:48:47','2012-02-29 20:48:47','',1,'http://kawlaw.com/WordPress/?p=21',0,'revision','',0),(22,1,'2012-02-29 14:49:34','2012-02-29 20:49:34','<span style=\"font-family: \'Bradley Hand ITC\'; font-size: x-large;\">So, you want Different Fonts?</span>\r\n\r\nThere are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\r\n\r\nSERIF FONTS:\r\n<span style=\"font-family: \'Times New Roman\';\">Times New Roman ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nTimes New Roman\r\n<span style=\"font-family: Georgia;\">Georgia ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeorgia\r\n<span style=\"font-family: Palatino;\">Palatino ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nPalatino\r\n<span style=\"font-family: \'Book Antiqua\';\">Book Antiqua ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nBook Antiqua\r\n\r\nSANS SERIF FONTS\r\n<span style=\"font-family: Arial;\">Arial ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nArial\r\n<span style=\"font-family: Helvetica;\">Helvetica ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nHelvetica\r\n<span style=\"font-family: Geneva;\">Geneva ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeneva\r\n<span style=\"font-family: \'Lucida Sans Unicode\';\">Lucida Sans Unicode ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Sans Unicode\r\n\r\nMONOSPACE FONTS\r\n<span style=\"font-family: \'Courier New\';\">Courier New ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nCourier New\r\n<span style=\"font-family: Monaco;\">Monaco ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nMonaco\r\n<span style=\"font-family: \'Lucida Console\';\">Lucida Console ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Console\r\n\r\nCURSIVE FONT(S)\r\n<span style=\"font-family: \'Comic Sans MS\';\">Comic Sans MS ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nComic Sans MS\r\n\r\nFANTASY FONT(S)\r\n<span style=\"font-family: Impact;\">Impact ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nImpact\r\n\r\nNow let\'s see if I can make them appear!  JB 2/29/12.\r\n\r\nWell, I got most of them, but not all.\r\n\r\nI see that what\'s displayed for \"Geneva\" isn\'t -- I see serifs!  Similarly, what\'s displayed as \"Monaco\" is <em>not</em> a unispace font.  Geneva IS installed on my machine; I didn\'t check Monaco...  Note that I \"italicized\" the word \"not\" in the preceding sentence -- that is to say, I told WordPress \"italics\" and it inserted the HTML emphasis tag.\r\n\r\nAnd here\'s a link to the tutorial from which I learned how to do it:\r\n<a href=\"http://www.myhtmltutorials.com/font.html\">Heading and FONT Types - HTML Tutorials</a>','Websafe fonts:  an exercise','','inherit','open','open','','1-revision-8','','','2012-02-29 14:49:34','2012-02-29 20:49:34','',1,'http://kawlaw.com/WordPress/?p=22',0,'revision','',0),(25,1,'2012-02-29 14:58:43','2012-02-29 20:58:43','From a \"top-down\" perspective, at least, the first thing about the website is the first thing about the whole marketing campaign:  the logo.\r\n\r\nI\'m a lawyer, so I\'m totally word-oriented; accordingly I expect my logo to consist mostly, if not entirely, of words.  How those words look on the page is what the logo is all about, so I start with the words, then move to font.  The first, most important words are \"Bankruptcy by Bodle,\" so let\'s see how they look!\r\n\r\nBANKRUPTCY BY BODLE.  This is all caps, but otherwise default.\r\n\r\nBANKRUPTCY BY BODLE.\r\n\r\nThis is in','Let\'s see some LOGO stuff!','','inherit','open','open','','23-revision-2','','','2012-02-29 14:58:43','2012-02-29 20:58:43','',23,'http://kawlaw.com/WordPress/?p=25',0,'revision','',0),(24,1,'2012-02-29 14:58:12','2012-02-29 20:58:12','From a \"top-down\" perspective, at least, the first thing about the website is the first thing about the whole marketing campaign:  the logo.\n\nI\'m a lawyer, so I\'m totally word-oriented; accordingly I expect my logo to consist mostly, if not entirely, of words.  How those words look on the page is what the logo is all about, so I start with the words, then move to font.  The first, most important words are \"Bankruptcy by Bodle,\" so let\'s see how they look!\n\nBANKRUPTCY BY BODLE.  This is all caps, but otherwise default.\n<ol>\n<ol>this is \"ol\"</ol>\n</ol>\n&nbsp;\n<ol>\n<ol>this is \"ol\"2</ol>\n</ol>\n&nbsp;\n<ol>this is \"ol\"3</ol>\n<ul>\n<ul>\"ul\" starts here\n	<li>this is \"li\"\nthis is \"li2\"\nthis is \"li3\"</li>\n</ul>\n</ul>\nthis is \"ul\" \"ul\" ends here\n\nBANKRUPTCY BY BODLE.\n\nThis is in','Let\'s see some LOGO stuff!','','inherit','open','open','','23-revision','','','2012-02-29 14:58:12','2012-02-29 20:58:12','',23,'http://kawlaw.com/WordPress/?p=24',0,'revision','',0),(56,1,'2012-03-07 19:42:34','2012-03-08 01:42:34','My name is John Bodle and I\'m here to help you understand the basics of bankruptcy, so you can decide if bankruptcy is right for you.\r\n\r\n[warning]BEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.[/warning]\r\n<h4><a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">What is bankruptcy?</a></h4>\r\nBankruptcy is a way for folks drowning in debt to get a FRESH START.\r\n<h4><a title=\"What is the process?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/\">What is the process?</a></h4>\r\n<ul>\r\n	<li><a title=\"With the Lawyer\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-lawyer/\">With the lawyer</a></li>\r\n	<li><a title=\"With the Court\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-court/\">With the court</a></li>\r\n	<li><a title=\"With your property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-your-property/\">With your property</a></li>\r\n</ul>','Bankruptcy Basics','','publish','open','closed','','bankruptcy-basics','','','2013-03-27 11:25:17','2013-03-27 16:25:17','',562,'http://kawlaw.com/WordPress/?page_id=56',2,'page','',0),(27,1,'2012-02-29 14:49:34','2012-02-29 20:49:34','<span style=\"font-family: \'Bradley Hand ITC\'; font-size: x-large;\">So, you want Different Fonts?</span>\r\n\r\nThere are literally thousands of fonts available, but one never knows which of the many are installed on the user\'s devices.  A few, however, are designated \"websafe fonts\" because they are almost universally installed.  Those fonts fall into five broad categories, as follows:\r\n\r\nSERIF FONTS:\r\n<span style=\"font-family: \'Times New Roman\';\">Times New Roman ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nTimes New Roman\r\n<span style=\"font-family: Georgia;\">Georgia ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeorgia\r\n<span style=\"font-family: Palatino;\">Palatino ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nPalatino\r\n<span style=\"font-family: \'Book Antiqua\';\">Book Antiqua ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nBook Antiqua\r\n\r\nSANS SERIF FONTS\r\n<span style=\"font-family: Arial;\">Arial ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nArial\r\n<span style=\"font-family: Helvetica;\">Helvetica ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nHelvetica\r\n<span style=\"font-family: Geneva;\">Geneva ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nGeneva\r\n<span style=\"font-family: \'Lucida Sans Unicode\';\">Lucida Sans Unicode ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Sans Unicode\r\n\r\nMONOSPACE FONTS\r\n<span style=\"font-family: \'Courier New\';\">Courier New ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nCourier New\r\n<span style=\"font-family: Monaco;\">Monaco ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nMonaco\r\n<span style=\"font-family: \'Lucida Console\';\">Lucida Console ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nLucida Console\r\n\r\nCURSIVE FONT(S)\r\n<span style=\"font-family: \'Comic Sans MS\';\">Comic Sans MS ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nComic Sans MS\r\n\r\nFANTASY FONT(S)\r\n<span style=\"font-family: Impact;\">Impact ** Bankruptcy by Bodle ** BANKRUPTCY BY BODLE **</span>\r\nImpact\r\n\r\nNow let\'s see if I can make them appear!  JB 2/29/12.\r\n\r\nWell, I got most of them, but not all.\r\n\r\nI see that what\'s displayed for \"Geneva\" isn\'t -- I see serifs!  Similarly, what\'s displayed as \"Monaco\" is <em>not</em> a unispace font.  Geneva IS installed on my machine; I didn\'t check Monaco...  Note that I \"italicized\" the word \"not\" in the preceding sentence -- that is to say, I told WordPress \"italics\" and it inserted the HTML emphasis tag.\r\n\r\nAnd here\'s a link to the tutorial from which I learned how to do it:\r\n<a href=\"http://www.myhtmltutorials.com/font.html\">Heading and FONT Types - HTML Tutorials</a>','Websafe fonts:  an exercise','','inherit','open','open','','1-revision-9','','','2012-02-29 14:49:34','2012-02-29 20:49:34','',1,'http://kawlaw.com/WordPress/?p=27',0,'revision','',0),(206,1,'2012-04-01 13:51:50','2012-04-01 18:51:50','Are your assets just running down the drain? Or are you already sucked completely dry? Start the process and STOP THE DRAIN before you are sucked dry. I can help.','Stop the drain!','','publish','open','open','','stop-the-drain','','','2012-04-26 15:01:03','2012-04-26 20:01:03','',0,'http://kawlaw.com/WordPress/?p=206',0,'post','',0),(28,1,'2012-05-02 20:20:17','2012-05-03 01:20:17','Bankruptcy is the legal process of saying, \"Look, I don\'t have the money to pay my debts,\" and getting a court order giving you a <a title=\"The Fresh Start\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-fresh-start/\">fresh start</a>.  Bankruptcy law tells us how to describe and divide your property and debts and, ultimately, to determine what you will keep and what you will give up.\n\nIn most cases the hardest thing about bankruptcy is making the decision to start.  Almost nobody wants to file bankruptcy; they avoid even thinking about it – but in the long run, that only makes things harder.  So, if you\'re reading these words, you\'ve already started to make it easier!\n\nOkay, I admit it – there\'s no way I can actually make it \"easy\" for you to file bankruptcy.  There\'s nothing \"easy\" about making the decision to file, and for most people it\'s a tedious and dreary task, at best, to come up with all the detailed information and documentation you must have to file bankruptcy.  But I can make those things far <em>easier.  </em>\n\nI can help you with the rest, because my whole approach to the practice of bankruptcy law is to make it as easy as possible for you.  I\'ll make it easy for you to get the information you need to make intelligent decisions -- not only about whether to file, but also about which chapter best suits your needs, what to do with your secured debt, and the many other decisions you have to make.  I\'ll make it easy to communicate – most folks already say I\'m \"easy to talk to\" in person (and for those who don\'t, see BECAUSE YOU LIKE ME), and we\'ll use whatever other communication you find easy.  I\'ll make it easy for you to get me the information and documents we need to file.  I\'ll make it easy for you to take the required classes.  It\'s a long, complicated process, but I\'ll make it easy for you by breaking it down, one step at a time.','What is Bankruptcy and how can I make it easy?','','inherit','open','open','','23-autosave','','','2012-05-02 20:20:17','2012-05-03 01:20:17','',23,'http://kawlaw.com/WordPress/?p=28',0,'revision','',0),(30,1,'2012-03-06 18:29:17','2012-03-07 00:29:17','Welcome to my blog.  If you would like to see me address another topic, please let me know!  -- John Bodle','Blog','','publish','open','closed','','blog','','','2012-04-26 14:06:18','2012-04-26 19:06:18','',0,'http://kawlaw.com/WordPress/?page_id=30',5,'page','',0),(31,1,'2012-03-06 17:18:06','2012-03-06 23:18:06','','Auto Draft','','inherit','open','open','','30-revision','','','2012-03-06 17:18:06','2012-03-06 23:18:06','',30,'http://kawlaw.com/WordPress/?p=31',0,'revision','',0),(256,1,'2012-04-01 13:53:07','2012-04-01 18:53:07','Make it easy on yourself. Bankruptcy may be complicated but it doesn\'t have to be hard. I have the experience to help you through the tough spots.','Make it easy','','inherit','open','open','','208-revision-2','','','2012-04-01 13:53:07','2012-04-01 18:53:07','',208,'http://johnbodlelaw.com/WordPress/?p=256',0,'revision','',0),(34,1,'2012-03-06 17:22:21','2012-03-06 23:22:21','<h4>What is bankruptcy?</h4>\r\n<a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">Bankruptcy</a> is a federal law that provides a <a title=\"The Fresh Start\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-fresh-start/\">fresh start</a> to people who are drowning in debt.\r\n\r\n&nbsp;\r\n\r\n[caption id=\"attachment_29\" align=\"alignleft\" width=\"150\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-thumbnail wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-150x150.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"150\" height=\"150\" /></a>[/caption]\r\n<h4>Why <a title=\"About John Bodle\" href=\"http://johnbodlelaw.com/about-john-bodle/\">John Bodle</a>?</h4>\r\nBecause I’m <a title=\"Make it easy\" href=\"http://johnbodlelaw.com/2012/04/make-it-easy/\">easy</a>. Oh, sure, I’m a lawyer, and there are a lot of things I do “just so” to make sure they get done and get done right, and often that’s not easy for ME, but that’s my problem. I reckon it’s my job to make things easy for YOU.\r\n\r\nBecause I know my job and I care. I know the problems you’re facing and I can help you get a fresh start.\r\n\r\nBECAUSE YOU LIKE ME. This may seem like a silly reason to pick a lawyer, but if you’ll think about it you may decide it’s the most important reason of all. If you’re like most people, the things that have led you to consider bankruptcy are, in your opinion, some of the ugliest, least pleasant things about your life – and you’re going to have to spend several hours with your bankruptcy attorney, examining this most-painful part of your life in excruciating detail. Are we having fun yet? Now, do you want to do this with someone whose company you enjoy, or someone who makes you feel even more uncomfortable than you already are? If you like me, you’ll relax and tell me the details I need so desperately to serve you well. If I make you uncomfortable, you’ll clam up and forget things and I won’t be able to do nearly as good a job for you. So, if you like me, great. If not – FIND A LAWYER YOU LIKE.\r\n<h4>How much does it cost?</h4>\r\nFirst, it depends on the <a title=\"Bankruptcy Chapters\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/the-chapters/\">bankruptcy chapter</a> you choose to use.  If your case has no unusual complications, it may be completed with the fees below; unusual complications must be billed on an hourly basis. The legal fee for a normal, relatively simple Chapter 7 case is $1500, payable in advance (before the case is filed with the court).  The legal fee for a normal, relatively simple Chapter 13 case is $3100, but it’s paid through the Chapter 13 Plan, so no up-front fees are required.  Additional charges will apply for legal work beyond the initial case preparation, filing, and 341 meeting.  In addition to the legal fees, a filing fee must be paid to the Court ($306 for Chapter 7 cases, $281 for Chapter 13 cases) and there may be a charge for one or both of the <a title=\"Required Classes\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/the-classes/\">two mandatory classes</a>. (Charges vary by provider; some providers sometimes waive the fee.)\r\n\r\nCan I make payment arrangements? Yes and no – it depends.  If your case is filed under Chapter 13, <em><strong>yes</strong></em>, your legal fees will be paid through the Chapter 13 Plan; the Plan <em>is</em> your “payment arrangement.”  The Chapter 13 Plan lasts for three to five years. The filing fee, too, is paid through the Chapter 13 plan.  If your case is to be filed under Chapter 7, really the answer is “no,” your legal fees must be paid before the case is filed, and the filing fee must be paid with the filing of the case; but I will happily accept installment payments while we’re getting the case ready to file, so the case can be filed immediately upon final payment of the fees.\r\n<h4>Why do I have to pay the legal fees for a Chapter 7 bankruptcy in advance?</h4>\r\nAs your bankruptcy lawyer, it is my job to arrange your case so we pay as little as possible – ideally, nothing – to your general, unsecured creditors.  That’s the whole point of the bankruptcy -- discharge of unsecured debt.  If I accept your promise to pay me later for your Chapter 7 bankruptcy now, I am a general unsecured creditor – so if I’ve done my job right, I file your case and, *POOF* – you don’t owe me the money any more.  As business plans go, that one sucks!  I’d be broke and unable to help you or anybody else with their bankruptcies.  So, I must collect my Chapter 7 fees in advance.  Under Chapter 13, however, it’s accepted, it’s the norm, that the attorney fees will be paid through the Chapter 13 Plan, so no up-front fees are required.\r\n<h4>What must I list on my bankruptcy schedules?</h4>\r\nIn a word, everything. All your property, all your debts, all your income, all your dependents, everything.\r\n<h4>Do I have to list the $500 I owe my grandmother? Do I have to list the antique truck I got from my dad when he died? It hasn’t run for years. What about the silver tea set my wife inherited from her mother, that’s been in the family for generations?</h4>\r\nThe <a title=\"Title 11, US Code (Bankruptcy code)\" href=\"http://http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">bankruptcy code</a> requires that you list ALL of your property and ALL of your debts, period. Failure to do so is a felony, a federal crime, and you must answer all the related questions fully and honestly, too, which means you must also disclose any recent transactions, whether it’s paying back Grandma, giving that old truck to your brother, or selling the tea set to your wife\'s cousin.\r\n<h4>What if I just don\'t tell you about the truck and the tea set?</h4>\r\nThat would be a very bad idea.  First, if you <em>do</em> tell me about these things, right up front, I can usually find a way to save the thing for you legally.  If you <em>don\'t</em> tell me about it, I can’t help.  Second, hiding <em>any</em> asset, or hiding the payment of a debt, is a crime — a federal felony — and they <em>do</em> catch folks who try to cheat the system like this. Oh, sure, they don’t catch everybody, but if they suspect anything shady, they have a whole army of investigators — it’s called the United States Department of Justice — and once they’re looking, they will probably find what they’re looking for.  If you’re caught trying to cheat, your bankruptcy case may be dismissed — probably <em>will</em> be dismissed — and you could be facing a felony prosecution and prison.\r\n\r\nBy the way, I don\'t do criminal law.\r\n<h4>What’s the difference between a lawyer and an attorney?</h4>\r\nA lawyer is one trained in the law. An attorney is one who represents another.  An “attorney-at-law” is a lawyer with a client; every attorney-at-law must be admitted to practice law in at least one state.  An attorney-in-fact is one who is specifically authorized to act for another, typically by a power of attorney.\r\n<h4>What do I have to do to file bankruptcy?</h4>\r\nIn most cases, most of the work, for both client and lawyer, comes before the case is filed.  Generally I expect to meet with you three times before we’re ready to file the case. The first meeting is a <a title=\"Free Consultation\" href=\"http://johnbodlelaw.com/contact-us/consultation/\" target=\"_blank\">free consultation</a>; I\'ll ask you to tell me all about your case, then we\'ll discuss the options available so you can make the best possible choices for your case. Based on those choices, I’ll tell you what other information and documents we’ll need for filing. At the second meeting, we will review those documents and answer any lingering questions; at the end of that meeting, I should have everything I need to prepare your case. The third meeting is to sign the bankruptcy petition and schedules; when they’re signed, the case is ready to file.\r\n<h4>Do I need a lawyer to file bankruptcy?</h4>\r\nTechnically, no; it’s perfectly legal for you to file your own bankruptcy.  Legal, but stupid.  A typical bankruptcy petition, with its required schedules and other forms, runs 50 to 80 pages or more, and failing to fill out the forms properly can be truly disastrous. You don\'t want to be one of those penny-wise, pound-foolish folks who file their own case, hoping to save themselves the cost of a lawyer, only to lose their home, their cars, and even their retirement accounts – the very things they were trying to save through bankruptcy!  As your attorney, I will check and double-check every entry to ensure we’re using the bankruptcy code to work for you, not against you.  But, hey, don\'t  take my word for it — check out what the United States Trustee says:  <a href=\"http://johnbodlelaw.com/wp-content/uploads/2012/03/Filing-for-Bankruptcy-Without-an-Attorney.pdf\">Filing for Bankruptcy Without an Attorney</a>.\r\n\r\n&nbsp;','FAQs','','publish','open','closed','','faqs','','','2012-04-30 08:33:24','2012-04-30 13:33:24','',0,'http://kawlaw.com/WordPress/?page_id=34',5,'page','',0),(35,1,'2012-03-06 17:19:09','2012-03-06 23:19:09','','Auto Draft','','inherit','open','open','','34-revision','','','2012-03-06 17:19:09','2012-03-06 23:19:09','',34,'http://kawlaw.com/WordPress/?p=35',0,'revision','',0),(39,1,'2012-03-06 17:19:20','2012-03-06 23:19:20','','FAQs','','inherit','open','open','','34-revision-2','','','2012-03-06 17:19:20','2012-03-06 23:19:20','',34,'http://kawlaw.com/WordPress/?p=39',0,'revision','',0),(255,1,'2012-04-26 14:56:07','2012-04-26 19:56:07','Oh, how I wish I could make it all “easy” for you – and I <em>will</em> make it as easy as possible – but nothing about bankruptcy is really, truly easy. Certainly there’s nothing “easy” about the decision; for most folks, it’s one of the hardest decisions they’ll ever make. I can’t make that decision “easy,” but I can help make it easi<em>er</em>. First, I’ll help you make the decision correctly, which will make it easier for you to do the other things you need to do. At our first meeting, I will explain how the system works – especially, how the system works with your particular circumstances – and what options you have, so you can then more easily make intelligent choices. Indeed, that might be the most valuable service I provide for people, and usually I give that away – that’s mostly what I do in my free initial consultations.\n\nAfter that, what’s “easy” depends on what you think is easy. If you already do everything on your computer and find it easiest to send us all the necessary information and documents online, great. If you’d rather sit down with me and go through your box of papers as we fill out the forms, that’s fine, too – or anything in between. The point is, we’ll do things the way you find easy.\n\n<strong>“High-tech”</strong> might mean “easy” to some people, but if you’re one of those who would rather not use a computer if you don’t have to, don’t worry – I’ll take care of the “high-tech” stuff so you don’t have to. Whatever you find easy, that’s how we’ll do it. “Technology,” after all, is just a set of tools that we might use. You don’t have to use any of them; I will use my high-tech tools to make it easy for you.\n\nEvery modern law office uses computers and the web, every day, and every bankruptcy lawyer uses electronic filing – the courts require it. Many lawyers demand that their clients fill out the necessary questionnaires on-line; others, afraid of scaring away clients who are not comfortable with technology, use only the paper questionnaire forms. I don’t care; I prefer to let you do it however you find easy.\n\nIf you’re high-tech, that’s easy. I prepare all my cases on my computer, using state-of-the-art software (Best Case – the best in the business), and I file everything with the court electronically, over the web. And I’ve got the Best Case add-in “MyCaseInfo,” which lets you fill out the questionnaire on-line, at your convenience, and send it to me with one mouse-click. (I’ll still have to do a lot of work with the information you provide, but that’s my problem, not yours!) We can communicate mostly by email, if that’s what you find easiest – indeed, we hardly have to meet at all, if that’s what works best for you.\n\n<strong>“Make it easy” is not merely a slogan, it’s the way I do business.</strong> I don’t try to make it easy just for my clients; I try to make it easy for everybody I work with. At the court, I want to make it easy for the clerks, because they’re the ones who actually get things done. With trustees, I want to make it easy for the trustee (and assistants; they’re like the court’s clerks), because every case has to make it through at least one trustee. Obviously, with opposing counsel, I don’t want to make everything easy – not when we have an issue where we’re actually “opposed” – but most of the time, “opposing counsel” isn’t actually trying to oppose anything we want, and amicable, even friendly, relationships make it easier to get the case through the system and finished – which serves everybody’s interests.\n\nThey all know I want to do things easy, as long as it’s right – I never ask the court or trustee to do anything wrong, let alone “illegal,” and I do my homework first, so they know when I do ask for something, I’m asking them to do the right thing, the right way. In short, I’ve earned a good reputation; they all know I will make it as easy as I can for them to do the right thing, the right way, so my client gets what she needs without undue delay.\n\nSadly, that doesn’t mean “quick,” as normal human beings use the term. “Undue delay” is a long time; “due delay,” if you want to call it that, is the norm. “Due delay” – the norm in the law – is SLOW by normal human terms. The law is designed to operate slowly, because it’s designed to address important matters, no matter how complicated. Whatever their complaint, everybody’s entitled to their day in court. Everybody is entitled to a bite at the apple – but, generally, just one bite, just one lawsuit per issue. It’s more important to get it done right than to get it done quickly, so everyone is entitled to a reasonably generous amount of time to prepare – and more time if new issues arise – and those delays are built into the system. So, when a lawyer speaks of “haste,” it’s usually in the context of “with all due deliberate haste” – which is to say, not too damned hasty, because it’s “deliberate” haste – we’re going to think carefully about what we’re doing, and listen to what everybody has to say about it, and then think some more, first, before we act.\n\nI want to make it easy for you – but what’s easy for one person is not necessarily what’s easy for another. I don’t know exactly what you find easy, so I can’t say exactly how I’ll do things with you. Of course you are now reading this on my website, so what’s written here presumes you’re comfortable working on the web, but if there’s another way you find easier, just let me know.\n\nI want to make it “easy,” but of course there are some things we can’t avoid; and I’d be lying if I said I can make them all easy. First, there’s the decision to file bankruptcy, or at least to consider it; and for most folks that’s the most difficult thing of all. It’s a tough decision; indeed, most folks won’t even consider bankruptcy until it’s practically the only option left. Then, once you’ve decided – or, as the case may be, realized – that you need to file bankruptcy, you’ve got to find and choose a lawyer. (I can make that one easy – choose me!) Finally, once you choose a lawyer and make the decision to file bankruptcy, the lawyer (no matter who!) is going to give you an obnoxiously-long questionnaire to complete, and an obnoxiously-long list of documents needed. Few people would say it’s “easy” to figure out the answers to all those questions and find all those documents, especially when they’ve been doing everything they can, for months, to AVOID thinking about those ugly details! I can’t actually promise to make it all completely, painlessly “easy” – but whenever there’s a chance to make it easier, I’m there.\n\nReady to get started? Call John Bodle. &lt;CONTACT US&gt;\n\n&nbsp;','Make it easy','','inherit','open','open','','208-autosave','','','2012-04-26 14:56:07','2012-04-26 19:56:07','',208,'http://johnbodlelaw.com/WordPress/?p=255',0,'revision','',0),(42,1,'2012-02-13 14:27:30','2012-02-13 20:27:30','<div>\n\n<strong>John Bodle</strong><strong>, attorney and counselor at law</strong>\n\nadmitted to Kansas bar, 1989\n\n<strong>United States Court of Military Appeals</strong> (1989)\n\n&nbsp;\n\n&nbsp;\n\nEmployment\n\n&nbsp;\n\n&nbsp;\n\n<strong>Harper Law Office, Topeka, Kansas</strong>, 2009 - 2011\n\nAssociate attorney in a consumer bankruptcy practice before the Topeka Bankruptcy Court.  Duties included all aspects of handling cases under Chapters 7 &amp; 13, including client counseling, drafting, filing, and prosecuting petitions, schedules, motions, and other pleadings, and appearing at 341 meetings and hearings.  Developed and maintained a comprehensive manual for preparing cases for filing; developed and implemented policies and practices to maximize the effective use of Best Case software throughout the case.\n\n&nbsp;\n\n<strong>Private Practice, Lawrence, Kansas</strong>, 1996 - 2009\n\nA general civil law practice with a heavy emphasis in family law, including divorce, child custody and support, adoptions, and other family law matters.  Occasional real estate and business matters, probate, landlord-tenant, and other civil matters.  Over 500 clients served.\n\n&nbsp;\n\n<strong>Judge Advocate, United States Air Force</strong>, 1989 - 1995\n\nDuties on all assignments (except Area Defense Counsel) included court-martial prosecutions and Alegal assistance@ B providing military members and their dependants with legal consultation and advice about their personal, civil legal matters and affairs.\n\n&nbsp;\n\n<strong><em>509<sup>th</sup> Bomb Wing, Whiteman Air Force Base, Missouri</em></strong><em>, 1992-1995</em>\n\n<strong>Area Defense Counsel</strong>, 1993 - 1995: provided independent legal counsel and defense for military personnel facing adverse administrative action or court-martial.\n\n<strong>Chief of Civil Law</strong>, 1992 - 1993: Advised commanders, coordinated policy, and drafted legal opinions on all aspects of civilian conduct and activities on the installation; conducted training seminars; supervised Administrative Discharge program.\n\n&nbsp;\n\n<strong><em>20<sup>th</sup> Fighter Wing (USAFE), RAF Upper Heyford, England</em></strong><em>, 1989 - 1992</em>\n\n<strong>Chief, Military Law</strong>, 1992: Responsible for all court-martial prosecutions and administrative punishments:  Advised &amp; assisted commanders; drafted charges &amp; specifications; selected &amp; advised prosecuting attorneys; supervised paralegals;  coordinated policy with subordinate units and higher headquarters; coordinated and negotiated with British criminal prosecutors to maximize US jurisdiction.\n\n&nbsp;\n\n</div>\n&nbsp;\n\n<strong>Installation Tax Officer</strong>, 1989 - 1992: Trained, equipped, supplied, advised, and supervised over 100 Unit Tax Advisors, providing assistance to a community of over 50,000 overseas American taxpayers; Instructor, Base Unit Tax Advisors= Course.\n\n<strong>Claims Officer</strong>, 1991-1992: Reviewed all claims for and against the United States government; conducted investigations of complex cases, including medical malpractice and aircraft accidents; supervised four claims adjusters.<em></em>\n\n<strong>Chief of Administrative Law</strong>, 1989 - 1991: Advised commanders of requirements for adverse administrative actions; reviewed actions for legal and factual sufficiency; coordinated policy throughout command.\n\n&nbsp;\n\n&nbsp;\n\n<strong>Pre-Lawyer Employment</strong>, 1975 - 1989\n\n&nbsp;\n\nA rich employment history provides a solid Areal-world@ basis for interactions with a broad spectrum of people from all walks of life.  Includes research assistance for tax and evidence law professors, proofreading of scholarly and scientific journals, sales, small business management and ownership (retail), residential rental ownership and management (including repair and remodeling), heavy construction (electrician), quality control, and factory work.\n\n&nbsp;\n\n&nbsp;\n\nEducation\n\n&nbsp;\n\n&nbsp;\n\n<strong>JurisDoctor</strong>                 University of Kansas School of Law, Lawrence, Kansas 66045-2380\n\nGraduated 1989 in top half of class (GPA = 2.79 / 4.00)\n<p align=\"right\">Moot Court Council (Appellate Advocacy instructor)</p>\n<p align=\"right\">Claude O. Conkey Merit Scholarship</p>\n&nbsp;\n\n<strong>Bachelor of Arts</strong>                                            University of Kansas, Lawrence, Kansas 66045\n\n<strong>(Linguistics)</strong>                             Graduated 1985 With Distinction (GPA = 3.68 / 4.00)\n\n&nbsp;\n\n&nbsp;\n\nSkills\n\n&nbsp;\n\n&nbsp;\n\nC         Outstanding interpersonal communication skills\n\nC         Superior writing skills: technical perfection without excess jargon\n\nC         Trained mediator (KBA 40-hour course completed)\n\nC         Computer literate: Best Case, MS Office, WordPerfect, others\n\nC         Victory-oriented litigation with an stellar record:\n\nC         As a prosecutor, 100% conviction rate\n\nC         As a defense attorney, 60% outright acquittal rate\n\n&nbsp;\n\n&nbsp;\n\nPublished\n\n&nbsp;\n\n&nbsp;\n\nC         <em>The Uniform Limited Offering Exemption in Kansas and Missouri</em>\n\nJournal of the Missouri Bar, Vol. 46, No. 5 (July - August 1990)\n\n&nbsp;\n\n&nbsp;\n\n&nbsp;\n\n&nbsp;\n\n&nbsp;\n<p align=\"right\">résumé of John Bodle, page 2</p>','About John Bodle','','inherit','open','open','','7-revision','','','2012-02-13 14:27:30','2012-02-13 20:27:30','',7,'http://kawlaw.com/WordPress/?p=42',0,'revision','',0),(49,1,'2012-03-06 19:06:45','2012-03-07 01:06:45','<h2><a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a></h2>\r\n<h2><a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a></h2>\r\n<h4><a title=\"Bankruptcy information from the U.S. Court system\" href=\"http://www.uscourts.gov/FederalCourts/Bankruptcy.aspx\" target=\"_blank\">General information about bankruptcy, from the United States Court system</a></h4>\r\n<h2>Trustees</h2>\r\nThere are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees.  When a bankruptcy case is filed, the trustee is assigned immediately, and the debtor is notified – repeatedly! – of the trustee\'s name, phone number, and address.\r\n<h4><a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)</h4>\r\n<ul>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a></li>\r\n</ul>\r\n<h4>Individual case trustees</h4>\r\n<a title=\"Jan Hamilton, Topeka 13 trustee\" href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\r\n\r\n<a title=\"Bill Griffin, KC 13 trustee\" href=\"http://www.13network.com/kcghome.htm\" target=\"_blank\">Kansas City standing chapter 13 trustee, William F. Griffin</a>\r\n<h5><span style=\"text-decoration: underline;\">Topeka – chapter 7 trustees</span></h5>\r\n<ul>\r\n	<li>Robert Baer, 534 S. Kansas Ave., Ste. 1100, Topeka, KS 66603; phone 785/235-9511, fax 785/235-2082</li>\r\n	<li>Patricia Hamilton, 100 SE 9th Street, 2nd Floor, Topeka, KS 66601; phone 785/232-2200, fax 785/232-3344</li>\r\n	<li>Darcy Williamson, 700 Jackson, Suite 404, Topeka, KS 66603; phone 785/233-9908, fax 785/233-2613</li>\r\n</ul>\r\n<h5><span style=\"text-decoration: underline;\">Kansas City – chapter 7 trustees</span></h5>\r\n<ul>\r\n	<li>Carl R. Clark, P.O. Box 12167, Overland Park, KS 66282-2167; phone 913/648-0600, fax 913/648-0664</li>\r\n	<li>Eric C. Rajala, 11900 College Boulevard, Suite 341, Overland Park, KS 66210; phone 913/339-9806, fax 913/339-6695</li>\r\n	<li>Steven R. Rebein, 15301 W. 87th Parkway, Suite 200, Lenexa, KS 66219; phone 913/888-4800, fax 913/888-0570</li>\r\n	<li>Christopher J. Redmond, 1200 Main, Ste. 2300, Kansas City, MO 64105; phone: 816/421-4800, fax 816/421-0596</li>\r\n</ul>\r\n&nbsp;\r\n<h2>Other law sites (not bankruptcy-related)</h2>\r\n<a title=\"Lawrence, Kansas, Municipal Court website\" href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\r\n\r\n<a title=\"Douglas County, Kansas, District Court website\" href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\r\n\r\n<a title=\"Kansas Supreme Court website\" href=\"http://http://www.kscourts.org/kansas-courts/supreme-court/default.asp\" target=\"_blank\">Kansas Supreme Court</a>\r\n\r\n<a title=\"US District Court, District of Kansas website\" href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\n<a title=\"Kansas Child Support Guidelines\" href=\"http://http://www.kscourts.org/rules-procedures-forms/child-support-guidelines/default.asp\" target=\"_blank\">Kansas Child Support Guidelines</a>\r\n\r\n<a title=\"Shawnee County, Kansas, Family Law Guidelines in PDF\" href=\"http://http://www.shawneecourt.org/DocumentCenter/Home/View/224\" target=\"_blank\">Shawnee County Family Law Guidelines</a>\r\n<h5>Free Approved Kansas Legal Forms</h5>\r\n<ul>\r\n	<li><a title=\"forms from Kansas Judicial Branch\" href=\"http://www.kscourts.org/Programs/Self-Help\" target=\"_blank\">from the official Kansas Judicial Branch website</a></li>\r\n	<li><a title=\"forms from KLS\" href=\"http://www.kansaslegalservices.org/FreeLegalForms\" target=\"_blank\">from Kansas Legal Services</a></li>\r\n</ul>\r\n<h2>Some of our democratic representatives:</h2>\r\n<a title=\"tool from Kansas Geological Survey\" href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\r\n\r\n<a title=\"Kansas governor\" href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\r\n\r\nUnited States senators\r\n<ul>\r\n	<li><a title=\"US Senator Jerry Moran\" href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a></li>\r\n	<li><a title=\"US Senator Pat Roberts\" href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a></li>\r\n</ul>\r\nUnited States representatives\r\n<ul>\r\n	<li><a title=\"US Representative Lynn Jenkins\" href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a></li>\r\n	<li><a title=\"US Representative Kevin Yoder\" href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a></li>\r\n</ul>\r\n<a title=\"contact the President of the United States\" href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\r\n\r\n&nbsp;','Links','','publish','open','closed','','links','','','2012-05-02 20:15:22','2012-05-03 01:15:22','',0,'http://kawlaw.com/WordPress/?page_id=49',6,'page','',0),(45,1,'2012-03-06 17:18:30','2012-03-06 23:18:30','','Blog','','inherit','open','open','','30-revision-2','','','2012-03-06 17:18:30','2012-03-06 23:18:30','',30,'http://kawlaw.com/WordPress/?p=45',0,'revision','',0),(47,1,'2013-03-26 15:49:05','2013-03-26 20:49:05','&nbsp;\n\n[caption id=\"attachment_486\" align=\"alignleft\" width=\"300\"]<a href=\"http://johnbodlelaw.com/wp-content/uploads/2012/05/JBshot2.jpg\"><img class=\"size-medium wp-image-486\" title=\"JBshot2\" alt=\"Photo of John bodle\" src=\"http://johnbodlelaw.com/wp-content/uploads/2012/05/JBshot2-300x251.jpg\" width=\"300\" height=\"251\" /></a> John Bodle, Attorney at Law[/caption]\n\nJohn Bodle grew up in Lawrence and has lived here most of his life, earning both undergrad and law degrees from the <a title=\"The University of Kansas\" href=\"http://www.ku.edu/\" target=\"_blank\">University of Kansas</a> – bachelor of arts (linguisitics, with distinction) in 1985 and jurisdoctor in 1989.  He began his legal career as a military lawyer, serving six years as a <a title=\"The Judge Advocate General of the United States Air Force\" href=\"http://www.afjag.af.mil/\" target=\"_blank\">United States Air Force judge advocate</a> before returning to Lawrence to establish his private practice.\n\n\"I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think <em>shouldn’t</em> require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer.  Family law and bankruptcy are at the top of that list.  The concepts are really pretty simple, but putting the law into practice is about as complicated as it gets.\"\n\n&nbsp;','About John Bodle','','inherit','open','open','','7-autosave','','','2013-03-26 15:49:05','2013-03-26 20:49:05','',7,'http://kawlaw.com/WordPress/?p=47',0,'revision','',0),(52,1,'2012-03-06 18:57:37','2012-03-07 00:57:37','','About John Bodle','','inherit','open','open','','7-revision-3','','','2012-03-06 18:57:37','2012-03-07 00:57:37','',7,'http://kawlaw.com/WordPress/?p=52',0,'revision','',0),(55,1,'2012-03-07 19:33:01','2012-03-08 01:33:01','http://kawlaw.com/WordPress/wp-content/uploads/2012/03/jb-brand1.pdf','jb-brand1.pdf','','inherit','open','open','','jb-brand1-pdf','','','2012-03-07 19:33:01','2012-03-08 01:33:01','',0,'http://kawlaw.com/WordPress/wp-content/uploads/2012/03/jb-brand1.pdf',0,'attachment','application/pdf',0),(57,1,'2012-03-07 19:42:09','2012-03-08 01:42:09','','Auto Draft','','inherit','open','open','','56-revision','','','2012-03-07 19:42:09','2012-03-08 01:42:09','',56,'http://kawlaw.com/WordPress/?p=57',0,'revision','',0),(58,1,'2012-03-07 19:42:34','2012-03-08 01:42:34','','Bankruptcy Basics','','inherit','open','open','','56-revision-2','','','2012-03-07 19:42:34','2012-03-08 01:42:34','',56,'http://kawlaw.com/WordPress/?p=58',0,'revision','',0),(491,1,'2012-04-28 02:55:46','2012-04-28 07:55:46','Usually when we\'re talking about \"the trustee,\" we\'re talking about the <em><strong>individual case trustee</strong></em> assigned to handle your specific bankruptcy case; but actually there are several different kinds of bankruptcy trustees, with somewhat different roles.  For most people, the most important trustee is the individual case trustee assigned to their case.\r\n\r\nThe individual case trustee is directly, personally involved in every case.  The trustee – the individual case trustee assigned to the case – is responsible for reviewing every line of every form in the case, checking over the property, the exemptions, the classification of debts, the legal fees, everything.  The trustee conducts the <a title=\"With the Court\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-court/\">341 meeting</a> and, when it\'s ready, presents the case to the judge for approval.  So, when we say \"the trustee,\" we\'re almost always talking about the individual case trustee;  when we\'re talking about the United States Trustee (either the office as a whole or any specific US Trustee), invariably we say \"the United States Trustee.\"\r\n\r\nYou may also hear about the <a title=\"The United States Trustee\" href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a>.  Again, there are actually a number of US Trustees, but here we\'ll consider the entire office as a whole.  The United States Trustee is responsible for general oversight over the entire bankruptcy system, including the individual case trustees.  In most cases, the debtor never hears anything about or from the United States Trustee, and that\'s a good thing, because if they do, it\'s for an audit (bad enough) or something even worse.\r\n\r\nThe <a title=\"Office of  the United States Trustee\" href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee\'s Office</a> is an official government agency and all the United States Trustees are government employees.\r\n\r\nTrustees have slightly different roles, depending on whether the case is filed under Chapter 7 or Chapter 13.  Chapter 7 is a \"liquidation,\" so a Chapter 7 trustee is primarily focused on non-exempt property (if there is any) that might be sold – liquidated – for the benefit of the creditors.  A Chapter 13 trustee, on the other hand, is focused primarily on implementing the Chapter 13 Plan.  (In Chapter 13, any \"liquidation\" is done through the Plan.)\r\n\r\nOne might think of the trustee as \"the enemy\" – and if you\'re trying to cheat the system, that\'s probably true! – but as a practical matter, in most cases, the trustee is our friend, because he (or she) helps make sure the case is completely in order, eliminating problems before the case gets to the judge.\r\n\r\nIn Topeka, we have one <a title=\"Jan Hamilton, the Topeka Standing Chapter 13 Trustee\" href=\"http://www.topeka13trustee.com\" target=\"_blank\">Chapter 13 Trustee, Jan Hamilton</a>, and three Chapter 7 trustees, Bob Baer, Patricia Hamilton (no relation to Jan!), and Ddarcy Williamson.  They are all experienced private bankruptcy attorneys.\r\n\r\n&nbsp;','The Trustee','','inherit','open','open','','416-revision-7','','','2012-04-28 02:55:46','2012-04-28 07:55:46','',416,'http://johnbodlelaw.com/2012/04/416-revision-7/',0,'revision','',0),(482,1,'2012-04-30 19:36:08','2012-05-01 00:36:08','<a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a>\r\n\r\n<a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\n<a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees.</a>\r\n\r\n<a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)\r\n<ul>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a></li>\r\n</ul>\r\nIndividual case trustees\r\n\r\n<a href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\r\n\r\nTopeka – chapter 7\r\n\r\nRobert Baer\r\n\r\nPatricia Hamilton\r\n\r\nDarcy Williamson\r\n\r\nOther law sites (not bankruptcy-related)\r\n\r\n<a href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\r\n\r\n<a href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\r\n\r\n<a href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\nKansas Child Support Guidelines\r\n\r\nofficial government forms\r\n\r\nFree Approved Kansas Legal Forms <a title=\"forms from Kansas Judicial Branch\" href=\"http://www.kscourts.org/Programs/Self-Help\" target=\"_blank\">from the official Kansas Judicial Branch</a> or <a href=\"http://www.kansaslegalservices.org\" target=\"_blank\">from Kansas Legal Services</a>\r\n\r\nFamily law\r\n\r\nBankruptcy\r\n\r\nSmall claims\r\n\r\nSmall claims\r\n\r\nCounty family law guidelines\r\n\r\nShawnee especially B explanations apply state-wide, if not beyond!\r\n\r\nOur democractic representatives:\r\n\r\n<a href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\r\n\r\n<a href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\r\n\r\nUnited States senators\r\n<ul>\r\n	<li><a href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a></li>\r\n	<li><a href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a></li>\r\n</ul>\r\nUnited States representatives\r\n<ul>\r\n	<li><a href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a></li>\r\n	<li><a href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a></li>\r\n</ul>\r\n<a href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-16','','','2012-04-30 19:36:08','2012-05-01 00:36:08','',49,'http://johnbodlelaw.com/2012/04/49-revision-16/',0,'revision','',0),(481,1,'2012-04-30 19:29:35','2012-05-01 00:29:35','<a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a>\r\n\r\n<a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\n<a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees.</a>\r\n\r\n<a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)\r\n<ul>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a></li>\r\n</ul>\r\nIndividual case trustees\r\n\r\n<a href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\r\n\r\nTopeka – chapter 7\r\n\r\nRobert Baer\r\n\r\nPatricia Hamilton\r\n\r\nDarcy Williamson\r\n\r\nOther law sites (not bankruptcy-related)\r\n\r\n<a href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\r\n\r\n<a href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\r\n\r\n<a href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\nKansas Child Support Guidelines\r\n\r\nofficial government forms\r\n\r\nFree Approved Kansas Legal Forms at <a href=\"http://www.kscourts.org/Programs/Self-Help\">www.kscourts.org/Programs/Self-Help</a> or <a href=\"http://www.kansaslegalservices.org\">www.kansaslegalservices.org</a> then click Free Legal Forms\r\n\r\nFamily law\r\n\r\nBankruptcy\r\n\r\nSmall claims\r\n\r\nSmall claims\r\n\r\nCounty family law guidelines\r\n\r\nShawnee especially B explanations apply state-wide, if not beyond!\r\n\r\nOur democractic representatives:\r\n\r\n<a href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\r\n\r\n<a href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\r\n\r\nUnited States senators\r\n<ul>\r\n	<li><a href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a></li>\r\n	<li><a href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a></li>\r\n</ul>\r\nUnited States representatives\r\n<ul>\r\n	<li><a href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a></li>\r\n	<li><a href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a></li>\r\n</ul>\r\n<a href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-15','','','2012-04-30 19:29:35','2012-05-01 00:29:35','',49,'http://johnbodlelaw.com/2012/04/49-revision-15/',0,'revision','',0),(48,1,'2012-03-06 17:53:41','2012-03-06 23:53:41','<div>\r\n\r\n<strong>John Bodle</strong><strong>, attorney and counselor at law</strong>\r\n\r\nadmitted to Kansas bar, 1989\r\n\r\n<strong>United States Court of Military Appeals</strong> (1989)\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\nEmployment\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n<strong>Harper Law Office, Topeka, Kansas</strong>, 2009 - 2011\r\n\r\nAssociate attorney in a consumer bankruptcy practice before the Topeka Bankruptcy Court.  Duties included all aspects of handling cases under Chapters 7 &amp; 13, including client counseling, drafting, filing, and prosecuting petitions, schedules, motions, and other pleadings, and appearing at 341 meetings and hearings.  Developed and maintained a comprehensive manual for preparing cases for filing; developed and implemented policies and practices to maximize the effective use of Best Case software throughout the case.\r\n\r\n&nbsp;\r\n\r\n<strong>Private Practice, Lawrence, Kansas</strong>, 1996 - 2009\r\n\r\nA general civil law practice with a heavy emphasis in family law, including divorce, child custody and support, adoptions, and other family law matters.  Occasional real estate and business matters, probate, landlord-tenant, and other civil matters.  Over 500 clients served.\r\n\r\n&nbsp;\r\n\r\n<strong>Judge Advocate, United States Air Force</strong>, 1989 - 1995\r\n\r\nDuties on all assignments (except Area Defense Counsel) included court-martial prosecutions and Alegal assistance@ B providing military members and their dependants with legal consultation and advice about their personal, civil legal matters and affairs.\r\n\r\n&nbsp;\r\n\r\n<strong><em>509<sup>th</sup> Bomb Wing, Whiteman Air Force Base, Missouri</em></strong><em>, 1992-1995</em>\r\n\r\n<strong>Area Defense Counsel</strong>, 1993 - 1995: provided independent legal counsel and defense for military personnel facing adverse administrative action or court-martial.\r\n\r\n<strong>Chief of Civil Law</strong>, 1992 - 1993: Advised commanders, coordinated policy, and drafted legal opinions on all aspects of civilian conduct and activities on the installation; conducted training seminars; supervised Administrative Discharge program.\r\n\r\n&nbsp;\r\n\r\n<strong><em>20<sup>th</sup> Fighter Wing (USAFE), RAF Upper Heyford, England</em></strong><em>, 1989 - 1992</em>\r\n\r\n<strong>Chief, Military Law</strong>, 1992: Responsible for all court-martial prosecutions and administrative punishments:  Advised &amp; assisted commanders; drafted charges &amp; specifications; selected &amp; advised prosecuting attorneys; supervised paralegals;  coordinated policy with subordinate units and higher headquarters; coordinated and negotiated with British criminal prosecutors to maximize US jurisdiction.\r\n\r\n&nbsp;\r\n\r\n</div>\r\n&nbsp;\r\n\r\n<strong>Installation Tax Officer</strong>, 1989 - 1992: Trained, equipped, supplied, advised, and supervised over 100 Unit Tax Advisors, providing assistance to a community of over 50,000 overseas American taxpayers; Instructor, Base Unit Tax Advisors= Course.\r\n\r\n<strong>Claims Officer</strong>, 1991-1992: Reviewed all claims for and against the United States government; conducted investigations of complex cases, including medical malpractice and aircraft accidents; supervised four claims adjusters.<em></em>\r\n\r\n<strong>Chief of Administrative Law</strong>, 1989 - 1991: Advised commanders of requirements for adverse administrative actions; reviewed actions for legal and factual sufficiency; coordinated policy throughout command.\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n<strong>Pre-Lawyer Employment</strong>, 1975 - 1989\r\n\r\n&nbsp;\r\n\r\nA rich employment history provides a solid Areal-world@ basis for interactions with a broad spectrum of people from all walks of life.  Includes research assistance for tax and evidence law professors, proofreading of scholarly and scientific journals, sales, small business management and ownership (retail), residential rental ownership and management (including repair and remodeling), heavy construction (electrician), quality control, and factory work.\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\nEducation\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n<strong>JurisDoctor</strong>                 University of Kansas School of Law, Lawrence, Kansas 66045-2380\r\n\r\nGraduated 1989 in top half of class (GPA = 2.79 / 4.00)\r\n<p align=\"right\">Moot Court Council (Appellate Advocacy instructor)</p>\r\n<p align=\"right\">Claude O. Conkey Merit Scholarship</p>\r\n&nbsp;\r\n\r\n<strong>Bachelor of Arts</strong>                                            University of Kansas, Lawrence, Kansas 66045\r\n\r\n<strong>(Linguistics)</strong>                             Graduated 1985 With Distinction (GPA = 3.68 / 4.00)\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\nSkills\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\nC         Outstanding interpersonal communication skills\r\n\r\nC         Superior writing skills: technical perfection without excess jargon\r\n\r\nC         Trained mediator (KBA 40-hour course completed)\r\n\r\nC         Computer literate: Best Case, MS Office, WordPerfect, others\r\n\r\nC         Victory-oriented litigation with an stellar record:\r\n\r\nC         As a prosecutor, 100% conviction rate\r\n\r\nC         As a defense attorney, 60% outright acquittal rate\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\nPublished\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\nC         <em>The Uniform Limited Offering Exemption in Kansas and Missouri</em>\r\n\r\nJournal of the Missouri Bar, Vol. 46, No. 5 (July - August 1990)\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n<p align=\"right\">résumé of John Bodle, page 2</p>','About John Bodle','','inherit','open','open','','7-revision-2','','','2012-03-06 17:53:41','2012-03-06 23:53:41','',7,'http://kawlaw.com/WordPress/?p=48',0,'revision','',0),(484,1,'2012-04-30 19:55:32','2012-05-01 00:55:32','<h2><a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a></h2>\r\n<h2><a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a></h2>\r\n<h2>Trustees.</h2>\r\nThere are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees.  When a bankruptcy case is filed, the trustee is assigned immediately, and the debtor is notified – repeatedly! – of the trustee\'s name, phone number, and address.\r\n<h5><a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)</h5>\r\n<ul>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a></li>\r\n</ul>\r\n<h5>Individual case trustees</h5>\r\n<a href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\r\n\r\nTopeka – chapter 7 trustees\r\n<ul>\r\n	<li>Robert Baer</li>\r\n	<li>Patricia Hamilton</li>\r\n	<li>Darcy Williamson</li>\r\n</ul>\r\n<h2>Other law sites (not bankruptcy-related)</h2>\r\n<a href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\r\n\r\n<a href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\r\n\r\n<a href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\n<a href=\"http://http://www.kscourts.org/rules-procedures-forms/child-support-guidelines/default.asp\" target=\"_blank\">Kansas Child Support Guidelines</a>\r\n\r\n<a title=\"Shawnee County Family Law Guidelines in PDF\" href=\"http://http://www.shawneecourt.org/DocumentCenter/Home/View/224\" target=\"_blank\">Shawnee County Family Law Guidelines</a>\r\n\r\nFree Approved Kansas Legal Forms\r\n<ul>\r\n	<li><a title=\"forms from Kansas Judicial Branch\" href=\"http://www.kscourts.org/Programs/Self-Help\" target=\"_blank\">from the official Kansas Judicial Branch</a></li>\r\n	<li><a href=\"http://www.kansaslegalservices.org/FreeLegalForms\" target=\"_blank\">from Kansas Legal Services</a></li>\r\n</ul>\r\n&nbsp;\r\n\r\nCounty family law guidelines\r\n\r\nShawnee especially B explanations apply state-wide, if not beyond!\r\n\r\nOur democractic representatives:\r\n\r\n<a href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\r\n\r\n<a href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\r\n\r\nUnited States senators\r\n<ul>\r\n	<li><a href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a></li>\r\n	<li><a href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a></li>\r\n</ul>\r\nUnited States representatives\r\n<ul>\r\n	<li><a href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a></li>\r\n	<li><a href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a></li>\r\n</ul>\r\n<a href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-18','','','2012-04-30 19:55:32','2012-05-01 00:55:32','',49,'http://johnbodlelaw.com/2012/04/49-revision-18/',0,'revision','',0),(78,1,'2012-03-31 15:25:58','2012-03-31 20:25:58','<h4>Are you thinking about bankruptcy?</h4>\r\nIf the thought has even crossed your mind, you owe it to yourself to seek advice from knowledgeable counsel.  Deciding to file <a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">bankruptcy </a>is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  <a title=\"About John Bodle\" href=\"http://johnbodlelaw.com/about-john-bodle/\">John Bodle</a> has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI am a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  <a title=\"Contact Us\" href=\"http://johnbodlelaw.com/contact-us/\">CONTACT US TODAY for a free consultation.</a>','Thinking about bankruptcy','','publish','open','closed','','thinking-about-bankruptcy','','','2013-03-27 11:24:27','2013-03-27 16:24:27','',562,'http://kawlaw.com/WordPress/?page_id=78',0,'page','',0),(79,1,'2012-03-31 15:15:19','2012-03-31 20:15:19','','Auto Draft','','inherit','open','open','','78-revision','','','2012-03-31 15:15:19','2012-03-31 20:15:19','',78,'http://kawlaw.com/WordPress/?p=79',0,'revision','',0),(80,1,'2012-03-31 15:25:58','2012-03-31 20:25:58','','HOME','','inherit','open','open','','78-revision-2','','','2012-03-31 15:25:58','2012-03-31 20:25:58','',78,'http://kawlaw.com/WordPress/?p=80',0,'revision','',0),(81,1,'2012-03-06 19:13:13','2012-03-07 01:13:13','John Bodle grew up in Lawrence and has lived here most of his life.\r\n\r\nI grew up in Lawrence and have lived here most of my life.','About John Bodle','','inherit','open','open','','7-revision-4','','','2012-03-06 19:13:13','2012-03-07 01:13:13','',7,'http://kawlaw.com/WordPress/?p=81',0,'revision','',0),(82,1,'2012-03-07 19:42:45','2012-03-08 01:42:45','','Bankruptcy Basics','','inherit','open','open','','56-revision-3','','','2012-03-07 19:42:45','2012-03-08 01:42:45','',56,'http://kawlaw.com/WordPress/?p=82',0,'revision','',0),(480,1,'2012-04-28 08:23:50','2012-04-28 13:23:50','<a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a>\r\n\r\n<a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\n<a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees.</a>\r\n\r\n<a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)\r\n<ul>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a></li>\r\n</ul>\r\nIndividual case trustees\r\n\r\n<a href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\r\n\r\nTopeka – chapter 7\r\n\r\nRobert Baer\r\n\r\nPatricia Hamilton\r\n\r\nDarcy Williamson\r\n\r\nOther law sites (not bankruptcy-related)\r\n\r\n<a href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\r\n\r\n<a href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\r\n\r\n<a href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\nKansas Child Support Guidelines\r\n\r\nofficial government forms\r\n\r\nFamily law\r\n\r\nBankruptcy\r\n\r\nSmall claims\r\n\r\nSmall claims\r\n\r\nCounty family law guidelines\r\n\r\nShawnee especially B explanations apply state-wide, if not beyond!\r\n\r\nOur democractic representatives:\r\n\r\n<a href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\r\n\r\n<a href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\r\n\r\nUnited States senators\r\n<ul>\r\n	<li><a href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a></li>\r\n	<li><a href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a></li>\r\n</ul>\r\nUnited States representatives\r\n<ul>\r\n	<li><a href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a></li>\r\n	<li><a href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a></li>\r\n</ul>\r\n<a href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-14','','','2012-04-28 08:23:50','2012-04-28 13:23:50','',49,'http://johnbodlelaw.com/2012/04/49-revision-14/',0,'revision','',0),(91,1,'2012-03-31 15:37:54','2012-03-31 20:37:54','I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think <em>shouldn’t</em> require a lawyer – but too often they do.  I can help you with most civil law problems, including family law, bankruptcy, estate planning, wills &amp; probate, small business matters, real estate transactions, landlord-tenant concerns, and most other civil law matters.\r\n\r\nRegardless of the subject matter, I take pride in getting cases settled without litigation whenever reasonably possible.  Sometimes litigation is necessary, but in most cases, we get more of what we want through negotiation and sensible compromise than by fighting.  I will listen carefully to your concerns, I will explain how your case fits into the law, so you can understand what\'s happening at every stage.\r\n\r\n<em><span style=\"text-decoration: underline;\">Family law.</span> </em> From \"simple\" uncontested divorce to complex child custody and support cases, from paternity to adoption, I have helped hundreds of Kansas families through some of the most difficult times of their lives, including cases involving grandparents\' rights, Child-In-Need-of-Care (\"CINC\") and Protection From Abuse (\"PFA\") proceedings, and other serious complications.\r\n\r\n<span style=\"text-decoration: underline;\"><em><a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">Bankruptcy</a></em></span><em> </em>provides a Fresh Start for folks who are in over their heads – usually, because of circumstances beyond their control.  (Bankruptcy is NOT the end of the world!)  I help individuals and families get the fresh start they need through bankruptcy under <a title=\"Bankruptcy Chapters\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/the-chapters/\">Chapter 7</a> and <a title=\"Bankruptcy Chapters\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/the-chapters/\">Chapter 13</a>. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.  Bankruptcy also provides a way out of secured debt that is \"upside-down\" (when the collateral is worth less than the remaining debt).\r\n\r\n<em><span style=\"text-decoration: underline;\">Estate planning</span></em> and end-of-life planning includes wills, probate, living trusts, and living wills and other health care directives.  This is not just for rich people, folks; it\'s for everybody – anyone who cares how they die and anyone who cares about the ones they\'ll leave behind.  I can make it easy if you let me help you plan ahead.\r\n\r\n<span style=\"text-decoration: underline;\"><em>Business &amp; major personal transactions.</em></span>  Smart people know an ounce of prevention is worth a pound of cure.  Whenever you consider a major financial transaction such as buying a house or some other major contract, a consultation could save you untold heartache, to say nothing of more dollars than anybody wants to count.\r\n\r\n<em><span style=\"text-decoration: underline;\">Landlord-tenant</span></em> matters and most other civil law matters.','Practice Areas','','publish','open','open','','practice','','','2013-03-27 12:12:43','2013-03-27 17:12:43','',0,'http://kawlaw.com/WordPress/?page_id=91',0,'page','',0),(92,1,'2012-03-31 15:37:45','2012-03-31 20:37:45','','PRACTICE','','inherit','open','open','','91-revision','','','2012-03-31 15:37:45','2012-03-31 20:37:45','',91,'http://kawlaw.com/WordPress/?p=92',0,'revision','',0),(93,1,'2012-03-31 15:37:54','2012-03-31 20:37:54','','PRACTICE','','inherit','open','open','','91-revision-2','','','2012-03-31 15:37:54','2012-03-31 20:37:54','',91,'http://kawlaw.com/WordPress/?p=93',0,'revision','',0),(94,1,'2012-03-31 15:40:51','2012-03-31 20:40:51','<a href=\"http://johnbodlelaw.com/wp-content/uploads/2012/03/resume.pdf\">Résumé</a> of John Bodle in PDF format.','Résumé','','publish','open','open','','resume','','','2012-04-27 14:49:28','2012-04-27 19:49:28','',7,'http://kawlaw.com/WordPress/?page_id=94',2,'page','',0),(95,1,'2012-03-31 15:40:46','2012-03-31 20:40:46','','RESUME','','inherit','open','open','','94-revision','','','2012-03-31 15:40:46','2012-03-31 20:40:46','',94,'http://kawlaw.com/WordPress/?p=95',0,'revision','',0),(96,1,'2012-03-31 15:33:24','2012-03-31 20:33:24','','HOME','','inherit','open','open','','78-revision-3','','','2012-03-31 15:33:24','2012-03-31 20:33:24','',78,'http://kawlaw.com/WordPress/?p=96',0,'revision','',0),(104,1,'2012-03-31 15:58:20','2012-03-31 20:58:20','','HOME','','inherit','open','open','','78-revision-4','','','2012-03-31 15:58:20','2012-03-31 20:58:20','',78,'http://kawlaw.com/WordPress/?p=104',0,'revision','',0),(105,1,'2012-03-31 15:33:38','2012-03-31 20:33:38','John Bodle grew up in Lawrence and has lived here most of his life.\r\n\r\nI grew up in Lawrence and have lived here most of my life.','About John Bodle','','inherit','open','open','','7-revision-5','','','2012-03-31 15:33:38','2012-03-31 20:33:38','',7,'http://kawlaw.com/WordPress/?p=105',0,'revision','',0),(106,1,'2012-03-06 18:29:17','2012-03-07 00:29:17','','Blog','','inherit','open','open','','30-revision-3','','','2012-03-06 18:29:17','2012-03-07 00:29:17','',30,'http://kawlaw.com/WordPress/?p=106',0,'revision','',0),(107,1,'2012-03-06 17:22:21','2012-03-06 23:22:21','','FAQs','','inherit','open','open','','34-revision-3','','','2012-03-06 17:22:21','2012-03-06 23:22:21','',34,'http://kawlaw.com/WordPress/?p=107',0,'revision','',0),(108,1,'2012-03-06 19:06:45','2012-03-07 01:06:45','','Links','','inherit','open','open','','49-revision-2','','','2012-03-06 19:06:45','2012-03-07 01:06:45','',49,'http://kawlaw.com/WordPress/?p=108',0,'revision','',0),(110,1,'2012-03-31 16:09:21','2012-03-31 21:09:21','I can help. Want me to walk you through it? I\'ll listen to your story, then explain the system to you so you can see how your case will, or might, be treated.  Come and see me for a free consultation. &lt;CONTACT US&gt;','Lost in the Legal System?','','trash','open','closed','','lost','','','2013-03-20 16:09:59','2013-03-20 21:09:59','',130,'http://kawlaw.com/WordPress/?page_id=110',0,'page','',0),(111,1,'2012-03-31 16:08:37','2012-03-31 21:08:37','','LOST?','','inherit','open','open','','110-revision','','','2012-03-31 16:08:37','2012-03-31 21:08:37','',110,'http://kawlaw.com/WordPress/?p=111',0,'revision','',0),(112,1,'2012-03-31 16:09:21','2012-03-31 21:09:21','Lost in the legal system? I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST?','','inherit','open','open','','110-revision-2','','','2012-03-31 16:09:21','2012-03-31 21:09:21','',110,'http://kawlaw.com/WordPress/?p=112',0,'revision','',0),(114,1,'2012-03-31 16:09:50','2012-03-31 21:09:50','Lost in the legal system? I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST?','','inherit','open','open','','110-revision-3','','','2012-03-31 16:09:50','2012-03-31 21:09:50','',110,'http://kawlaw.com/WordPress/?p=114',0,'revision','',0),(115,1,'2012-03-31 17:55:45','2012-03-31 22:55:45','I provide initial consultations for free because I don’t want either one of us to feel “locked in” to this relationship before we’ve even met. I think you deserve the chance to meet me and learn what I can do for you, before I ask you to commit to hiring me; and I want the chance to meet you, and hear about your particular circumstances, before I agree to take your case.\r\n\r\nEven though it\'s free, the initial consultation may be the most valuable service I can provide for you. I’m going to explain the system to you, and ask you to explain your situation to me. I’m going to listen to your story and explain how your particular circumstances fit into the legal system, and what they system can do for you.\r\n\r\nOf course I hope we will discover, during that free consultation, that your problem is one of the kinds I can help solve, and that we like each other, and so you’ll hire me; but it’s also because I want you to know that I’m not going to nickel and dime you to death, charging you for every second I see your face or hear your voice on the phone. Yes, of course I charge for my time; I have to make a living, too; but I don’t have to charge every potential customer for every second! I became a lawyer because I wanted to help people [link to About JB] and I’ve found I can do that best by including free consultations. Many times, after hearing the client’s story, I realize they don’t need to file bankruptcy at all; there’s another, less extreme way to address their problems. That’s happy news, and I’m delighted to deliver it – after all, lawyers are often the bearer of bad news; it’s nice to be able to deliver good news every once in a while!\r\n\r\nMost importantly, a free consultation gives us both the chance to meet one another and see if we want to work together. Not everybody likes everybody else, after all. I reckon it’s truly important that we like one another, because if we like one another, our communication will probably be pretty good. If, on the other hand, we don’t like one another, it will be much more difficult to establish trust and solid communication – and those things are essential for me to be able to do the best possible job for you. [Link to “BECAUSE YOU LIKE ME”.]','Free Consultation','','publish','open','open','','consultation','','','2012-05-14 11:42:04','2012-05-14 16:42:04','',130,'http://kawlaw.com/WordPress/?page_id=115',0,'page','',0),(116,1,'2012-03-31 17:54:37','2012-03-31 22:54:37','','CONSULTATION','','inherit','open','open','','115-revision','','','2012-03-31 17:54:37','2012-03-31 22:54:37','',115,'http://kawlaw.com/WordPress/?p=116',0,'revision','',0),(117,1,'2012-03-31 17:55:45','2012-03-31 22:55:45','FREE CONSULTATION. John will answer all your questions. Find out if bankruptcy can help you. &lt;CONTACT US&gt;','CONSULTATION','','inherit','open','open','','115-revision-2','','','2012-03-31 17:55:45','2012-03-31 22:55:45','',115,'http://kawlaw.com/WordPress/?p=117',0,'revision','',0),(118,1,'2012-03-31 17:59:58','2012-03-31 22:59:58','Is your glass is half-empty, and draining fast? Bankruptcy by Bodle can stop the drain and let you turn your life around. <a title=\"Contact Us\" href=\"http://johnbodlelaw.com/contact-us/\">Turn half-empty to half-full and coming up.</a>','Stop the Drain!','','publish','open','closed','','drain','','','2012-04-28 07:56:12','2012-04-28 12:56:12','',130,'http://kawlaw.com/WordPress/?page_id=118',0,'page','',0),(119,1,'2012-03-31 17:59:02','2012-03-31 22:59:02','','DRAIN','','inherit','open','open','','118-revision','','','2012-03-31 17:59:02','2012-03-31 22:59:02','',118,'http://kawlaw.com/WordPress/?p=119',0,'revision','',0),(120,1,'2012-03-31 18:01:41','2012-03-31 23:01:41','Most people are scared of the very thought of going bankrupt. They’re afraid they’ll lose their house, their car, everything – but in fact, a properly-prepared bankruptcy can give you the opportunity to save your house, save your car, save your retirement accounts, and save most  or all of your personal effects, while getting out from under crushing debts like credit cards and medical debt, and even some tax debts. It really is a chance for a Fresh Start. As a lawyer, I’ve helped thousands of Kansans get their lives back on track, and <a title=\"Contact Us\" href=\"http://johnbodlelaw.com/contact-us/\">I can help you</a> save your most valuable assets and get your fresh start through bankruptcy.','Scared?  Worried?','','publish','open','closed','','scared','','','2012-04-27 17:52:11','2012-04-27 22:52:11','',130,'http://kawlaw.com/WordPress/?page_id=120',0,'page','',0),(121,1,'2012-03-31 18:00:44','2012-03-31 23:00:44','','SCARED?','','inherit','open','open','','120-revision','','','2012-03-31 18:00:44','2012-03-31 23:00:44','',120,'http://kawlaw.com/WordPress/?p=121',0,'revision','',0),(122,1,'2012-03-31 18:01:41','2012-03-31 23:01:41','SCARED? WORRIED?\r\n\r\nMost people are scared of the very thought of going bankrupt. They’re afraid they’ll lose their house, their car, everything – but in fact, a properly-prepared bankruptcy can give you the opportunity to save your house, your car, your retirement accounts, and most of your personal effects, while getting out from under crushing debts such as credit cards and medical debt, and sometimes even tax debts. It really is a chance for a “fresh start.” As a lawyer, I’ve helped thousands of Kansans get their lives back on track, and I can help you save your most valuable assets and get your fresh start through bankruptcy. &lt;CONTACT US&gt;','SCARED?','','inherit','open','open','','120-revision-2','','','2012-03-31 18:01:41','2012-03-31 23:01:41','',120,'http://kawlaw.com/WordPress/?p=122',0,'revision','',0),(123,1,'2012-03-31 17:59:58','2012-03-31 22:59:58','STOP THE DRAIN! Is your glass is half-empty, and draining fast? Bankruptcy by Bodle can stop the drain and let you turn your life around. Turn half-empty to half-full and coming up. &lt;CONTACT US&gt;','DRAIN','','inherit','open','open','','118-revision-2','','','2012-03-31 17:59:58','2012-03-31 22:59:58','',118,'http://kawlaw.com/WordPress/?p=123',0,'revision','',0),(124,1,'2012-03-31 17:56:33','2012-03-31 22:56:33','FREE CONSULTATION. John will answer all your questions. Find out if bankruptcy can help you.  &lt;CONTACT US&gt;','CONSULTATION','','inherit','open','open','','115-revision-3','','','2012-03-31 17:56:33','2012-03-31 22:56:33','',115,'http://kawlaw.com/WordPress/?p=124',0,'revision','',0),(509,1,'2012-04-26 14:18:37','2012-04-26 19:18:37','I provide initial consultations for free because I don’t want either one of us to feel “locked in” to this relationship before we’ve even met. I think you deserve the chance to meet me, and hear me talk about what I can do for you, before I ask you to commit to hiring me; and I want the chance to meet you, and hear about your particular circumstances, before I agree to take your case.\r\n\r\nEven though it\'s free, the initial consultation may be the most valuable service I can provide for you. I’m going to explain the system to you, and ask you to explain your situation to me. I’m going to listen to your story and explain how your particular circumstances fit into the legal system, and what they system can do for you.\r\n\r\nOf course I hope we will discover, during that free consultation, that your problem is one of the kinds I can help solve, and that we like each other, and so you’ll hire me; but it’s also because I want you to know that I’m not going to nickel and dime you to death, charging you for every second I see your face or hear your voice on the phone. Yes, of course I charge for my time; I have to make a living, too; but I don’t have to charge every potential customer for every second! I became a lawyer because I wanted to help people [link to About JB] and I’ve found I can do that best by including free consultations. Many times, after hearing the client’s story, I realize they don’t need to file bankruptcy at all; there’s another, less extreme way to address their problems. That’s happy news, and I’m delighted to deliver it – after all, lawyers are often the bearer of bad news; it’s nice to be able to deliver good news every once in a while!\r\n\r\nMost importantly, a free consultation gives us both the chance to meet one another and see if we want to work together. Not everybody likes everybody else, after all. I reckon it’s truly important that we like one another, because if we like one another, our communication will probably be pretty good. If, on the other hand, we don’t like one another, it will be much more difficult to establish trust and solid communication – and those things are essential for me to be able to do the best possible job for you. [Link to “BECAUSE YOU LIKE ME”.]','Free Consultation','','inherit','open','open','','115-revision-10','','','2012-04-26 14:18:37','2012-04-26 19:18:37','',115,'http://johnbodlelaw.com/2012/04/115-revision-10/',0,'revision','',0),(167,1,'2012-03-31 18:13:22','2012-03-31 23:13:22','Most people are scared of the very thought of going bankrupt. They’re afraid they’ll lose their house, their car, everything – but in fact, a properly-prepared bankruptcy can give you the opportunity to save your house, your car, your retirement accounts, and most of your personal effects, while getting out from under crushing debts such as credit cards and medical debt, and sometimes even tax debts. It really is a chance for a “fresh start.” As a lawyer, I’ve helped thousands of Kansans get their lives back on track, and I can help you save your most valuable assets and get your fresh start through bankruptcy. &lt;CONTACT US&gt;','SCARED?  WORRIED?','','inherit','open','open','','120-revision-5','','','2012-03-31 18:13:22','2012-03-31 23:13:22','',120,'http://kawlaw.com/WordPress/?p=167',0,'revision','',0),(126,1,'2012-03-31 17:53:19','2012-03-31 22:53:19','Lost in the legal system? I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST?','','inherit','open','open','','110-revision-4','','','2012-03-31 17:53:19','2012-03-31 22:53:19','',110,'http://kawlaw.com/WordPress/?p=126',0,'revision','',0),(128,1,'2012-03-31 18:03:31','2012-03-31 23:03:31','Is your glass is half-empty, and draining fast? Bankruptcy by Bodle can stop the drain and let you turn your life around. Turn half-empty to half-full and coming up. &lt;CONTACT US&gt;','STOP THE DRAIN!','','inherit','open','open','','118-revision-3','','','2012-03-31 18:03:31','2012-03-31 23:03:31','',118,'http://kawlaw.com/WordPress/?p=128',0,'revision','',0),(127,1,'2012-03-31 18:05:02','2012-03-31 23:05:02','Lost in the legal system? I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST IN THE LEGAL SYSTEM?','','inherit','open','open','','110-revision-5','','','2012-03-31 18:05:02','2012-03-31 23:05:02','',110,'http://kawlaw.com/WordPress/?p=127',0,'revision','',0),(129,1,'2012-03-31 15:33:49','2012-03-31 20:33:49','','Bankruptcy Basics','','inherit','open','open','','56-revision-4','','','2012-03-31 15:33:49','2012-03-31 20:33:49','',56,'http://kawlaw.com/WordPress/?p=129',0,'revision','',0),(130,1,'2012-03-31 18:12:05','2012-03-31 23:12:05','Please use the form at right or, if you prefer, call us at (785) 843-0187.','Contact Us','','publish','open','open','','contact-us','','','2012-05-14 11:41:01','2012-05-14 16:41:01','',0,'http://kawlaw.com/WordPress/?page_id=130',4,'page','',0),(131,1,'2012-03-31 18:11:39','2012-03-31 23:11:39','','Auto Draft','','inherit','open','open','','130-revision','','','2012-03-31 18:11:39','2012-03-31 23:11:39','',130,'http://kawlaw.com/WordPress/?p=131',0,'revision','',0),(132,1,'2012-03-31 18:04:08','2012-03-31 23:04:08','John will answer all your questions. Find out if bankruptcy can help you.  &lt;CONTACT US&gt;','FREE CONSULTATION','','inherit','open','open','','115-revision-4','','','2012-03-31 18:04:08','2012-03-31 23:04:08','',115,'http://kawlaw.com/WordPress/?p=132',0,'revision','',0),(133,1,'2012-03-31 18:05:53','2012-03-31 23:05:53','I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST IN THE LEGAL SYSTEM?','','inherit','open','open','','110-revision-6','','','2012-03-31 18:05:53','2012-03-31 23:05:53','',110,'http://kawlaw.com/WordPress/?p=133',0,'revision','',0),(134,1,'2012-03-31 18:03:01','2012-03-31 23:03:01','Most people are scared of the very thought of going bankrupt. They’re afraid they’ll lose their house, their car, everything – but in fact, a properly-prepared bankruptcy can give you the opportunity to save your house, your car, your retirement accounts, and most of your personal effects, while getting out from under crushing debts such as credit cards and medical debt, and sometimes even tax debts. It really is a chance for a “fresh start.” As a lawyer, I’ve helped thousands of Kansans get their lives back on track, and I can help you save your most valuable assets and get your fresh start through bankruptcy. &lt;CONTACT US&gt;','SCARED?  WORRIED?','','inherit','open','open','','120-revision-3','','','2012-03-31 18:03:01','2012-03-31 23:03:01','',120,'http://kawlaw.com/WordPress/?p=134',0,'revision','',0),(135,1,'2012-03-31 18:06:07','2012-03-31 23:06:07','Is your glass is half-empty, and draining fast? Bankruptcy by Bodle can stop the drain and let you turn your life around. Turn half-empty to half-full and coming up. &lt;CONTACT US&gt;','STOP THE DRAIN!','','inherit','open','open','','118-revision-4','','','2012-03-31 18:06:07','2012-03-31 23:06:07','',118,'http://kawlaw.com/WordPress/?p=135',0,'revision','',0),(136,1,'2012-03-31 18:13:08','2012-03-31 23:13:08','Is your glass is half-empty, and draining fast? Bankruptcy by Bodle can stop the drain and let you turn your life around. Turn half-empty to half-full and coming up. &lt;CONTACT US&gt;','STOP THE DRAIN!','','inherit','open','open','','118-revision-5','','','2012-03-31 18:13:08','2012-03-31 23:13:08','',118,'http://kawlaw.com/WordPress/?p=136',0,'revision','',0),(137,1,'2012-03-31 18:12:56','2012-03-31 23:12:56','Most people are scared of the very thought of going bankrupt. They’re afraid they’ll lose their house, their car, everything – but in fact, a properly-prepared bankruptcy can give you the opportunity to save your house, your car, your retirement accounts, and most of your personal effects, while getting out from under crushing debts such as credit cards and medical debt, and sometimes even tax debts. It really is a chance for a “fresh start.” As a lawyer, I’ve helped thousands of Kansans get their lives back on track, and I can help you save your most valuable assets and get your fresh start through bankruptcy. &lt;CONTACT US&gt;','SCARED?  WORRIED?','','inherit','open','open','','120-revision-4','','','2012-03-31 18:12:56','2012-03-31 23:12:56','',120,'http://kawlaw.com/WordPress/?p=137',0,'revision','',0),(507,1,'2012-04-28 08:24:57','2012-04-28 13:24:57','Please use the form at right or, if you prefer, call us at (785) 843-0187.\r\n\r\n[warning]WARNING MESSAGE[/warning]\r\n\r\n[error]ERROR MESSAGE[/error]\r\n\r\n[notice]NOTICE MESSAGE[/notice]\r\n\r\n[important]IMPORTANT MESSAGE[/important]','Contact Us','','inherit','open','open','','130-revision-14','','','2012-04-28 08:24:57','2012-04-28 13:24:57','',130,'http://johnbodlelaw.com/2012/04/130-revision-14/',0,'revision','',0),(139,1,'2012-03-31 18:12:46','2012-03-31 23:12:46','I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST IN THE LEGAL SYSTEM?','','inherit','open','open','','110-revision-7','','','2012-03-31 18:12:46','2012-03-31 23:12:46','',110,'http://kawlaw.com/WordPress/?p=139',0,'revision','',0),(144,1,'2012-04-30 10:40:41','2012-04-30 15:40:41','My name is John Bodle and I\'m here to help you understand the basics of bankruptcy, so you can decide if bankruptcy is right for you.\n\n[warning]BEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.[/warning]\n<h4><a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">What is bankruptcy?</a></h4>\nBankruptcy is a way for folks drowning in debt to get a FRESH START.\n<h4><a title=\"What is the process?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/\">What is the process?</a></h4>\n<ul>\n	<li><a title=\"With the Lawyer\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-lawyer/\">With the lawyer</a></li>\n	<li><a title=\"With the Court\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-court/\">With the court</a></li>\n	<li><a title=\"With your property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-your-property/\">With your property</a></li>\n</ul>','Bankruptcy Basics','','inherit','open','open','','56-autosave','','','2012-04-30 10:40:41','2012-04-30 15:40:41','',56,'http://kawlaw.com/WordPress/?p=144',0,'revision','',0),(150,1,'2012-03-31 18:19:31','2012-03-31 23:19:31','BEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.\r\n\r\ni) What is bankruptcy? Bankruptcy is a way for folks drowning in debt to get a FRESH START.\r\n\r\nii) What is the process?\r\n\r\n(1) With the lawyer\r\n\r\n(a) First, of course, you &lt;CONTACT US&gt;. Usually I meet with bankruptcy clients three times before I file your case with the court. The first meeting is a free consultation, to answer any questions you may have (but I’ve tried to answer them all here!) and so you can explain your specific circumstances to me. After you’ve told me your story, I’ll make sure you understand the choices you have and how they affect your particular situation. I will help you decide whether bankruptcy is the right choice for you and, if so, which chapter best suits your needs. If bankruptcy is not for you, I’ll send you with my best wishes and you will owe nothing.\r\n\r\n(b) If we agree that Bankruptcy by Bodle is your best way to get a fresh start, I will welcome you as a new client and we’ll get the process started. First, I’ll have to know practically every detail of your financial life – where you work, what you earn, what you own, what you owe &amp; to whom, what you rent, where you live, who you support, what they earn, etc., etc. We’ve got this OBNOXIOUSLY long &lt;questionnaire&gt; that asks all those questions and more, and for most folks, coming up with complete and accurate answers is probably the second-most-difficult thing about bankruptcy (right after making the decision to make that appointment with the lawyer). And we’ll need a lot of supporting documentation – paystubs, deeds, contracts, notes, bills, and the like. (We’ve got a &lt;list&gt;.) We’ll make all this as easy as we can for you; you can fill out the questionnaire online and fax or email the documents, if that’s what’s easy for you; or you can fill out the paper form by hand and bring us your original documents for us to copy or scan; whatever works best for you.\r\n\r\n(c) The second appointment is for me to review your questionnaire and documents and for us to answer one another’s questions – usually, at this point, if you don’t have some more questions for me, I’ve got several for you. This is usually a shorter meeting than the first, often less than a half-hour. At the end of this second meeting, I should have all the information and documents I need to prepare your case for filing with the court.\r\n\r\n(d) Before your case is filed, you must complete a qualified &lt;credit counseling&gt; session; we must file the Certificate of Completion with your petition.\r\n\r\n(e) The third meeting is for you to sign the petition, supporting schedules, and other documents to file with the court – a couple of dozen forms, usually about 50-100 pages, a dozen or so signatures, all saying, “Really, this is all my information, all my stuff, all my debts, and it’s all true, I swear.” As soon as we’re done signing, I’m ready to file the case in the United States Bankruptcy Court.\r\n\r\n(2) With the court\r\n\r\n(a) All our cases are filed with the court electronically, so it happens almost instantly; and the court sends out formal, written notice to all necessary parties, including all your creditors – and your creditors must immediately cease all collection efforts. This “automatic stay” is the first great benefit of bankruptcy – no more collection calls, no more garnishments, no more lawsuits – all collections must stop and wait until we figure out exactly what the bankruptcy is going to do.\r\n\r\n(b) In most cases, you will not need to appear personally before the court, ever – but there is one mandatory appearance, called the “creditors’ meeting” or, more commonly, the “341 meeting,” after the code section that requires it. As the name implies, creditors MAY attend this meeting, but they rarely do; in fact the primary purpose is for your case trustee to interview you about your case. Many people are very nervous about this appearance, as if they were going before a judge to be sentenced for life or some such thing, but it’s not like that at all. Most of the trustee’s questions are routine, and when we don’t have some specific information the trustee wants, we get it to ‘em later, no problem. And, in any event, I will be there with you, personally, to take care of anything that might come up. My standard advice for 341 meetings is, “Answer the trustee’s questions honestly, then shut up. I don’t mean to be rude, but most of the time when folks try to explain their answers, they’re just wasting everybody’s time. The trustees are not shy, and if they’ve got more questions, they’ll ask ‘em. And don’t be afraid of a little silence; usually there are periods of silence after people’s answers, while the trustee figures out what the next question is. Just wait, then answer the next question. It’ll be over before you know it.” [I think this quoted passage should be italicized… JB]\r\n\r\n(c) After the case is filed, but before you get your discharge, you must complete a &lt;financial management&gt; course.\r\n\r\n(d) If yours is a Chapter 13 case, of course you’ll have to make your monthly payments; but otherwise it’s mostly just a matter of waiting for the discharge.\r\n\r\n(3) With your property. First, we take all of your property and divide it into (a) exempt property and (b) non-exempt property. Exempt property is set aside for you to keep (WITH any debt secured by the property); non-exempt property (if any) goes to the Trustee, who sells it and distributes the proceeds to your unsecured creditors. (In many cases, the trustee sells the non-exempt property back to the debtor, but the proceeds still go to the creditors.) When that’s done, you get your discharge, wiping out any remaining debt to the general unsecured creditors, and you get your Fresh Start.\r\n\r\n&nbsp;','Bankruptcy Basics','','inherit','open','open','','56-revision-6','','','2012-03-31 18:19:31','2012-03-31 23:19:31','',56,'http://kawlaw.com/WordPress/?p=150',0,'revision','',0),(145,1,'2012-03-31 18:07:31','2012-03-31 23:07:31','BEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.','Bankruptcy Basics','','inherit','open','open','','56-revision-5','','','2012-03-31 18:07:31','2012-03-31 23:07:31','',56,'http://kawlaw.com/WordPress/?p=145',0,'revision','',0),(151,1,'2012-03-31 18:31:13','2012-03-31 23:31:13','What happens to my property in bankruptcy?\r\n\r\nFirst, we take all of your property and divide it into (a) exempt property and (b) non-exempt property. Exempt property is set aside for you to keep (WITH any debt secured by the property); non-exempt property (if any) goes to the Trustee, who sells it and distributes the proceeds to your unsecured creditors. (In many cases, the trustee sells the non-exempt property back to the debtor, but the proceeds still go to the creditors.) When that’s done, you get your discharge, wiping out any remaining debt to the general unsecured creditors, and you get your Fresh Start.','With your property','','publish','open','open','','with-your-property','','','2012-04-25 13:16:46','2012-04-25 18:16:46','',183,'http://kawlaw.com/WordPress/?page_id=151',0,'page','',0),(152,1,'2012-03-31 18:30:48','2012-03-31 23:30:48','','With your property','','inherit','open','open','','151-revision','','','2012-03-31 18:30:48','2012-03-31 23:30:48','',151,'http://kawlaw.com/WordPress/?p=152',0,'revision','',0),(153,1,'2012-03-31 18:31:13','2012-03-31 23:31:13','First, we take all of your property and divide it into (a) exempt property and (b) non-exempt property. Exempt property is set aside for you to keep (WITH any debt secured by the property); non-exempt property (if any) goes to the Trustee, who sells it and distributes the proceeds to your unsecured creditors. (In many cases, the trustee sells the non-exempt property back to the debtor, but the proceeds still go to the creditors.) When that’s done, you get your discharge, wiping out any remaining debt to the general unsecured creditors, and you get your Fresh Start.','With your property','','inherit','open','open','','151-revision-2','','','2012-03-31 18:31:13','2012-03-31 23:31:13','',151,'http://kawlaw.com/WordPress/?p=153',0,'revision','',0),(154,1,'2012-03-31 18:34:04','2012-03-31 23:34:04','CREDIT COUNSELING briefing and Financial Management class. There are two formal sessions required of every person filing bankruptcy, one before the case is filed and the other after.\r\n\r\nWith limited exceptions, § 109(h) of the <a title=\"US Bankruptcy Code\" href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">Bankruptcy Code</a> requires that all individual debtors who file for bankruptcy relief … receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. The clerk of the bankruptcy court has a <a title=\"list of approved debtor education providers\" href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">list that you may consult of the approved budget and credit counseling agencies</a>. Each debtor in a joint case must complete the briefing.\r\n\r\nIn addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. The clerk also has a list of approved financial management instructional courses. Each debtor in a joint case must complete the course.\r\n\r\nThe <a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">United States Trustee</a> maintains a <a title=\"list of approved debtor education providers\" href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm\" target=\"_blank\">list of all approved providers</a>.\r\n\r\n&nbsp;','Required Classes','','publish','open','open','','the-classes','','','2012-04-28 22:55:37','2012-04-29 03:55:37','',183,'http://kawlaw.com/WordPress/?page_id=154',4,'page','',0),(155,1,'2012-03-31 18:32:25','2012-03-31 23:32:25','','The Classes','','inherit','open','open','','154-revision','','','2012-03-31 18:32:25','2012-03-31 23:32:25','',154,'http://kawlaw.com/WordPress/?p=155',0,'revision','',0),(324,1,'2012-04-16 17:22:28','2012-04-16 22:22:28','<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22.jpg\"><img class=\"alignleft size-medium wp-image-280\" title=\"JBshot2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22-300x251.jpg\" alt=\"\" width=\"300\" height=\"251\" /></a>I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','About John Bodle','','inherit','open','open','','7-revision-19','','','2012-04-16 17:22:28','2012-04-16 22:22:28','',7,'http://johnbodlelaw.com/WordPress/?p=324',0,'revision','',0),(281,1,'2012-04-12 18:55:04','2012-04-12 23:55:04','I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-14','','','2012-04-12 18:55:04','2012-04-12 23:55:04','',7,'http://kawlaw.com/WordPress/?p=281',0,'revision','',0),(157,1,'2012-03-31 16:01:17','2012-03-31 21:01:17','John Bodle grew up in Lawrence and has lived here most of his life.\r\n\r\nI grew up in Lawrence and have lived here most of my life.','About John Bodle','','inherit','open','open','','7-revision-6','','','2012-03-31 16:01:17','2012-03-31 21:01:17','',7,'http://kawlaw.com/WordPress/?p=157',0,'revision','',0),(146,1,'2012-03-31 18:23:08','2012-03-31 23:23:08','First, of course, you <a title=\"Contact Us\" href=\"http://johnbodlelaw.com/contact-us/\">contact us</a> for  that first appointment.  Usually I meet with bankruptcy clients three times before I file your case with the court.  The first meeting is a <a title=\"Free Consultation\" href=\"http://johnbodlelaw.com/contact-us/consultation/\">free consultation</a>, to answer any questions you may have (but I’ve tried to answer them all here!) and so you can explain your specific circumstances to me.  After you’ve told me your story, I’ll make sure you understand the choices you have and how they affect your particular situation.  I will help you decide whether bankruptcy is the right choice for you and, if so, which chapter best suits your needs.  If bankruptcy is not for you, I’ll send you with my best wishes and you will owe nothing.\r\n\r\nIf we agree that Bankruptcy by Bodle is your best way to get a fresh start, I will welcome you as a new client and we’ll get the process started.  First, I’ll have to know practically every detail of your financial life – where you work, what you earn, what you own, what you owe &amp; to whom, what you rent, where you live, who you support, what they earn, etc., etc. We’ve got this OBNOXIOUSLY long &lt;questionnaire&gt; that asks all those questions and more, and for most folks, coming up with complete and accurate answers is probably the second-most-difficult thing about bankruptcy (right after making the decision to make that appointment with the lawyer). And we’ll need a lot of supporting documentation – paystubs, deeds, contracts, notes, bills, and the like. (We’ve got a &lt;list&gt;.) We’ll make all this as easy as we can for you; you can fill out the questionnaire online and fax or email the documents, if that’s what’s easy for you; or you can fill out the paper form by hand and bring us your original documents for us to copy or scan; whatever works best for you.\r\n\r\nThe second appointment is for me to review your questionnaire and documents and for us to answer one another’s questions – usually, at this point, if you don’t have some more questions for me, I’ve got several for you. This is usually a shorter meeting than the first, often less than a half-hour. At the end of this second meeting, I should have all the information and documents I need to prepare your case for filing with the court.\r\n\r\nBefore your case is filed, you must complete a qualified &lt;credit counseling&gt; session; we must file the Certificate of Completion with your petition.\r\n\r\nThe third meeting is for you to sign the petition, supporting schedules, and other documents to file with the court – a couple of dozen forms, usually about 50-100 pages, a dozen or so signatures, all saying, “Really, this is all my information, all my stuff, all my debts, and it’s all true, I swear.” As soon as we’re done signing, I’m ready to file the case in the United States Bankruptcy Court.\r\n\r\n&nbsp;','With the Lawyer','','publish','open','open','','with-the-lawyer','','','2012-04-28 17:06:14','2012-04-28 22:06:14','',183,'http://kawlaw.com/WordPress/?page_id=146',0,'page','',0),(147,1,'2012-03-31 18:23:01','2012-03-31 23:23:01','First, of course, you &lt;CONTACT US&gt;. Usually I meet with bankruptcy clients three times before I file your case with the court. The first meeting is a free consultation, to answer any questions you may have (but I’ve tried to answer them all here!) and so you can explain your specific circumstances to me. After you’ve told me your story, I’ll make sure you understand the choices you have and how they affect your particular situation. I will help you decide whether bankruptcy is the right choice for you and, if so, which chapter best suits your needs. If bankruptcy is not for you, I’ll send you with my best wishes and you will owe nothing.\n\nIf we agree that Bankruptcy by Bodle is your best way to get a fresh start, I will welcome you as a new client and we’ll get the process started. First, I’ll have to know practically every detail of your financial life – where you work, what you earn, what you own, what you owe &amp; to whom, what you rent, where you live, who you support, what they earn, etc., etc. We’ve got this OBNOXIOUSLY long &lt;questionnaire&gt; that asks all those questions and more, and for most folks, coming up with complete and accurate answers is probably the second-most-difficult thing about bankruptcy (right after making the decision to make that appointment with the lawyer). And we’ll need a lot of supporting documentation – paystubs, deeds, contracts, notes, bills, and the like. (We’ve got a &lt;list&gt;.) We’ll make all this as easy as we can for you; you can fill out the questionnaire online and fax or email the documents, if that’s what’s easy for you; or you can fill out the paper form by hand and bring us your original documents for us to copy or scan; whatever works best for you.\n\nThe second appointment is for me to review your questionnaire and documents and for us to answer one another’s questions – usually, at this point, if you don’t have some more questions for me, I’ve got several for you. This is usually a shorter meeting than the first, often less than a half-hour. At the end of this second meeting, I should have all the information and documents I need to prepare your case for filing with the court.\n\nBefore your case is filed, you must complete a qualified &lt;credit counseling&gt; session; we must file the Certificate of Completion with your petition.\n\nThe third meeting is for you to sign the petition, supporting schedules, and other documents to file with the court – a couple of dozen forms, usually about 50-100 pages, a dozen or so signatures, all saying, “Really, this is all my information, all my stuff, all my debts, and it’s all true, I swear.” As soon as we’re done signing, I’m ready to file the case in the United States Bankruptcy Court.\n\n&nbsp;','With the Lawyer','','inherit','open','open','','146-revision','','','2012-03-31 18:23:01','2012-03-31 23:23:01','',146,'http://kawlaw.com/WordPress/?p=147',0,'revision','',0),(148,1,'2012-03-31 18:24:53','2012-03-31 23:24:53','All our cases are filed with the court electronically, so \"filing  the case\" happens almost instantly.  As soon as the case is filed, the court sends out formal, written notice to all necessary parties, including all your creditors – and your creditors must immediately cease all collection efforts.  This “automatic stay” is the first great benefit of bankruptcy – no more collection calls, no more garnishments, no more lawsuits – all collections must stop and wait until we figure out exactly what the bankruptcy is going to do.\r\n\r\nIn most cases, you will not need to appear personally before the court, ever – but there is one mandatory appearance, called the “creditors’ meeting” or, more commonly, the “341 meeting,” after the code section that requires it. As the name implies, creditors MAY attend this meeting, but they rarely do; in fact the primary purpose is for your case trustee to interview you about your case.  Many people are very nervous about this appearance, as if the judge were going to send them to prison or some such thing, but it’s not like that at all.  Most of the trustee’s questions are routine, and when we don’t have some specific information the trustee wants, we get it to ‘em later, no problem.  And, in any event, I will be there with you, personally, to take care of anything that might come up.  My standard advice for 341 meetings is:\r\n<blockquote>Answer the trustee’s questions honestly, then <em>shut up!</em>  I don’t mean to be rude, but most of the time when folks try to explain their answers, they’re just wasting everybody’s time.  The trustees are not shy, and if they’ve got more questions, they’ll ask ‘em. And don’t be afraid of a little silence; usually there are periods of silence after people’s answers, while the trustee figures out what the next question is.  Just wait, then answer the next question.  It’ll be over before you know it.</blockquote>\r\nAfter the case is filed, but before you get your discharge, you must complete a <a title=\"Required Classes\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/the-classes/\">financial management course</a>.\r\n\r\nIf yours is a Chapter 13 case, of course you’ll have to make your monthly payments; but otherwise, after the 341 meeting, it’s mostly just a matter of waiting for the discharge.\r\n\r\n&nbsp;','With the Court','','publish','open','open','','with-the-court','','','2012-04-28 16:57:44','2012-04-28 21:57:44','',183,'http://kawlaw.com/WordPress/?page_id=148',0,'page','',0),(149,1,'2012-03-31 18:24:14','2012-03-31 23:24:14','All our cases are filed with the court electronically, so it happens almost instantly; and the court sends out formal, written notice to all necessary parties, including all your creditors – and your creditors must immediately cease all collection efforts. This “automatic stay” is the first great benefit of bankruptcy – no more collection calls, no more garnishments, no more lawsuits – all collections must stop and wait until we figure out exactly what the bankruptcy is going to do.\n\nIn most cases, you will not need to appear personally before the court, ever – but there is one mandatory appearance, called the “creditors’ meeting” or, more commonly, the “341 meeting,” after the code section that requires it. As the name implies, creditors MAY attend this meeting, but they rarely do; in fact the primary purpose is for your case trustee to interview you about your case. Many people are very nervous about this appearance, as if they were going before a judge to be sentenced for life or some such thing, but it’s not like that at all. Most of the trustee’s questions are routine, and when we don’t have some specific information the trustee wants, we get it to ‘em later, no problem. And, in any event, I will be there with you, personally, to take care of anything that might come up. My standard advice for 341 meetings is, “Answer the trustee’s questions honestly, then shut up. I don’t mean to be rude, but most of the time when folks try to explain their answers, they’re just wasting everybody’s time. The trustees are not shy, and if they’ve got more questions, they’ll ask ‘em. And don’t be afraid of a little silence; usually there are periods of silence after people’s answers, while the trustee figures out what the next question is. Just wait, then answer the next question. It’ll be over before you know it.” [I think this quoted passage should be italicized… JB]\n\nAfter the case is filed, but before you get your discharge, you must complete a &lt;financial management&gt; course.\n\nIf yours is a Chapter 13 case, of course you’ll have to make your monthly payments; but otherwise it’s mostly just a matter of waiting for the discharge.\n\n&nbsp;','With the Court','','inherit','open','open','','148-revision','','','2012-03-31 18:24:14','2012-03-31 23:24:14','',148,'http://kawlaw.com/WordPress/?p=149',0,'revision','',0),(279,1,'2012-04-12 18:54:52','2012-04-12 23:54:52','I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-13','','','2012-04-12 18:54:52','2012-04-12 23:54:52','',7,'http://kawlaw.com/WordPress/?p=279',0,'revision','',0),(158,1,'2012-03-31 18:42:44','2012-03-31 23:42:44','There are four different kinds of bankruptcy cases, each with its own chapter in the bankruptcy code. They are: Chapter 7, Chapter 11, Chapter 12, and Chapter 13. Most consumer debtors use Chapter 7 or Chapter 13.\r\n\r\nTo understand the differences, we must first understand two important legal concepts: first, the <a title=\"Secured vs. Unsecured Debt\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/secured-vs-unsecured-debt/\">difference between a secured debt and an unsecured debt</a>; second, the <a title=\"Exempt vs. Non-exempt Property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/exempt-property/\">difference between exempt and non-exempt property</a>.\r\n\r\nBankruptcy addresses mostly unsecured debt; most secured debt is not affected.\r\n\r\n<span style=\"text-decoration: underline;\"><strong>Chapter 7</strong></span> is the straight-forward liquidation -- the simplest form of bankruptcy. Fundamentally, in a Chapter 7, the first thing we do is divide all your property into <a title=\"Exempt vs. Non-exempt Property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/exempt-property/\">exempt property and non-exempt property</a>. The exempt property is yours to keep (but you must pay any debts secured by that property). Exempt property, if any, is given to <a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">the Trustee</a>, who sells it and distributes the proceeds to the unsecured creditors (called \"liquidation\"). A few months later, the court issues its Order of Discharge and you get your fresh start. (Not all debts can be discharged. You must pay debts secured by property you wish to keep -- whether that property is exempt or not -- and some special debts, such as student loans and most taxes, are not dischargeable even though they are unsecured.)\r\n\r\n<span style=\"text-decoration: underline;\"><strong>Chapter 13</strong></span> is designed for wage-earners and others with regular income, and it makes most sense for those who are behind on installment loans secured by property they wish to keep, such as their homes or cars. The heart of a Chapter 13 bankruptcy is the Plan, during which the debtor makes monthly payments to the Trustee, who distributes the funds to the appropriate creditors. Through the Plan, the debtor pays the non-dischargeable debts and gets caught up on the late or missing payments for the house and car; then, at the end of the Plan, any remaining dischargeable debt is discharged and the debtor gets his or her Fresh Start. Typically, the debtor’s legal fees and court filing fees are also paid through the Plan, so in many cases, no up-front fees are required for a Chapter 13 bankruptcy – but it is much more expensive than a Chapter 7 case.\r\n\r\n<span style=\"text-decoration: underline;\"><strong>Chapter 11</strong></span> is designed for corporate re-organizations, really, but it can be used by some individuals with complex cases. Most of the business bankruptcies that we read about in the paper and hear about on TV are Chapter 11 cases. Chapter 11 is much more complicated than the other chapters, and Chapter 11 cases are much more expensive B for example, the filing fee alone is a thousand dollars, over three times the others.\r\n\r\n<span style=\"text-decoration: underline;\"><strong>Chapter 12</strong></span> is much like Chapter 13 but designed for, and limited to, family farmers and fishermen.\r\n\r\n&nbsp;\r\n\r\n&nbsp;','Bankruptcy Chapters','','publish','open','open','','the-chapters','','','2012-05-14 07:36:07','2012-05-14 12:36:07','',181,'http://kawlaw.com/WordPress/?page_id=158',3,'page','',0),(159,1,'2012-03-31 18:39:02','2012-03-31 23:39:02','','The Chapters','','inherit','open','open','','158-revision','','','2012-03-31 18:39:02','2012-03-31 23:39:02','',158,'http://kawlaw.com/WordPress/?p=159',0,'revision','',0),(160,1,'2012-03-31 18:44:45','2012-03-31 23:44:45','<strong>EXEMPT PROPERTY.</strong>   Bankruptcy is federal law, but each state has its own list of \"exempt property.\"  Every state, including Kansas, defines certain property as exempt from attachment. That is, when the sheriff is out trying to glom on to something to sell to pay a judgment for an unsecured debt, he can\'t take exempt property. In Kansas, exempt property includes:\r\n\r\nThe homestead, the home you live in and own (with or without mortgage).\r\n\r\nHousehold goods – all your ordinary furniture, appliances, clothing, and a year\'s worth of supplies; pretty much everything in your house that you need to live an ordinary life.\r\n\r\nOne car each for debtor and spouse, up to $20,000 equity in each car.\r\n\r\nLife insurance and retirement accounts, usually, but there are exceptions, so be sure to review this category carefully with your lawyer!\r\n\r\nTools of the trade up to $7500.\r\n\r\nJewelry up to $1000.\r\n\r\nPublic assistance, including social security, workers compensation, unemployment, and the like.\r\n\r\nThere are other exemptions, and some property may be exempt or not, depending on its use.\r\n\r\n[important]BEWARE!  You should review your exemptions carefully with your attorney.  A given item may be exempt property in some cases but non-exempt in others!  Improperly classifying property may cost you thousands of dollars.  If you have any property that even might be non-exempt, you\'ll want to be sure you discuss this matter carefully with your attorney.[/important]\r\n\r\n<strong>NON-EXEMPT PROPERTY</strong> is everything else – cash (whether in your pocket, in the bank, on its way to you in the form of a refund check, or otherwise), luxury sporting equipment, accounts receivable (money owed to you), stocks and bonds (unless held in qualified retirement accounts), the airplane in your back yard, the condo in the Swiss Alps – everything else.\r\n\r\n[warning]To use Kansas exemptions, you must be a Kansas resident.  If you reside in another state, or if you recently moved to Kansas, you must be sure to check the residency requirements and use only the exemptions applicable to your (current or former) state.[/warning]\r\n\r\n&nbsp;','Exempt vs. Non-exempt Property','','publish','open','open','','exempt-property','','','2012-04-28 22:42:26','2012-04-29 03:42:26','',181,'http://kawlaw.com/WordPress/?page_id=160',1,'page','',0),(161,1,'2012-03-31 18:42:56','2012-03-31 23:42:56','','Exempt Property','','inherit','open','open','','160-revision','','','2012-03-31 18:42:56','2012-03-31 23:42:56','',160,'http://kawlaw.com/WordPress/?p=161',0,'revision','',0),(162,1,'2012-03-31 18:49:32','2012-03-31 23:49:32','<h3>WHAT IS THE DIFFERENCE BETWEEN SECURED AND UNSECURED DEBT?</h3>\r\n<strong>SECURED DEBT</strong> is specifically tied to certain property, typically by a lien, giving the lender the right of repossession. (In the case of a possessory lien, the lender holds the security-property as long as you owe the debt: The pawnbroker holds the ring you pawned; the landlord or utility company holds your cash security deposit.) The classic examples are a home mortgage and a car loan; if you don’t make your mortgage payments, they’ll take your house; if you don’t make the car loan payments, they’ll take the car. The property secures the debt; the property is the lender’s \"security interest.\"  When we borrow money to buy a thing (home, car, TV, etc.) and the debt is secured by that thing; that’s called a \"purchase money security interest\" or PMSI.  Most liens are consensual – we agreed to it, in exchange for the cash or the thing that we got – but statutory and judgment liens are also quite common.\r\n\r\n<strong>UNSECURED DEBT</strong> is everything else – most credit card debts, medical debts, some tax debts (those without a lien), student loans, back rent &amp; utilities (except for what’s covered by security deposits), the money you borrowed from your best friend or cousin – most of those debts are unsecured. If an unsecured creditor is not happy with how you are paying (or not paying) the debt, they have no property they can repossess. An unsecured creditor must first go to court, sue you, get a judgment, then try to execute on the judgment, typically by sending the sheriff out to try to glom onto your non-exempt property.\r\n\r\nBankruptcy addresses primarily unsecured debt – even in bankruptcy, if you don’t make the mortgage payments, they’ll take your house, and if you don’t make the car payment, they’ll take your car.\r\n\r\n[important]UNSECURED DEBT (mostly) gets wiped out in bankruptcy.  SECURED DEBT must be paid (mostly) or the collateral must be surrendered.  [/important]',' Secured vs. Unsecured Debt','','publish','open','open','','secured-vs-unsecured-debt','','','2012-05-02 20:04:57','2012-05-03 01:04:57','',181,'http://kawlaw.com/WordPress/?page_id=162',1,'page','',0),(163,1,'2012-03-31 18:45:26','2012-03-31 23:45:26','','Secured vs. Unsecured Debt','','inherit','open','open','','162-revision','','','2012-03-31 18:45:26','2012-03-31 23:45:26','',162,'http://kawlaw.com/WordPress/?p=163',0,'revision','',0),(488,1,'2012-04-28 07:54:09','2012-04-28 12:54:09','Deciding to file <a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">bankruptcy </a>is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  <a title=\"About John Bodle\" href=\"http://johnbodlelaw.com/about-john-bodle/\">John Bodle</a> has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI am a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  <a title=\"Contact Us\" href=\"http://johnbodlelaw.com/contact-us/\">CONTACT US TODAY for a free consultation.</a>','Thinking about bankruptcy','','inherit','open','open','','78-revision-32','','','2012-04-28 07:54:09','2012-04-28 12:54:09','',78,'http://johnbodlelaw.com/2012/04/78-revision-32/',0,'revision','',0),(168,1,'2012-03-31 18:13:17','2012-03-31 23:13:17','Is your glass is half-empty, and draining fast? Bankruptcy by Bodle can stop the drain and let you turn your life around. Turn half-empty to half-full and coming up. &lt;CONTACT US&gt;','STOP THE DRAIN!','','inherit','open','open','','118-revision-6','','','2012-03-31 18:13:17','2012-03-31 23:13:17','',118,'http://kawlaw.com/WordPress/?p=168',0,'revision','',0),(169,1,'2012-03-31 18:42:44','2012-03-31 23:42:44','There are four different kinds of bankruptcy cases, each with its own chapter in the bankruptcy code. They are: Chapter 7, Chapter 11, Chapter 12, and Chapter 13. Most consumer debtors use Chapter 7 or Chapter 13.\r\n\r\nChapter 11 is designed for corporate re-organizations, really, but it can be used by some individuals with complex cases. Most of the business bankruptcies that we read about in the paper and hear about on TV are Chapter 11 cases. Chapter 11 is much more complicated than the other chapters, and Chapter 11 cases are much more expensive B for example, the filing fee alone is a thousand dollars, over three times the others.\r\n\r\nChapter 12 is much like Chapter 13 but designed for, and limited to, family farmers and fishermen.\r\n\r\nMost consumer bankruptcies are under either Chapter 7 or Chapter 13. To understand the differences, we must first understand two important legal concepts: first, the difference between a secured debt and an unsecured debt; second, the difference between exempt and non-exempt property.\r\n\r\nBankruptcy addresses mostly unsecured debt; most secured debt is not affected.\r\n\r\nChapter 7 is the straight-forward liquidation -- the simplest form of bankruptcy. Fundamentally, in a Chapter 7, the first thing we do is divide all your property into Aexempt property and non-exempt property. The exempt property is yours to keep (but you must pay any debts secured by that property). Exempt property, if any, is given to the Trustee, who sells it and distributes the proceeds to the unsecured creditors. A few months later, the court issues its Order of Discharge and you get your fresh start. (Not all debts can be discharged. You must pay debts secured by property you wish to keep -- whether that property is exempt or not B and some special debts, such as student loans and most taxes, are not dischargeable even though they are unsecured.)\r\n\r\n&nbsp;','The Chapters','','inherit','open','open','','158-revision-2','','','2012-03-31 18:42:44','2012-03-31 23:42:44','',158,'http://kawlaw.com/WordPress/?p=169',0,'revision','',0),(170,1,'2012-03-31 18:44:45','2012-03-31 23:44:45','EXEMPT PROPERTY. Every state, including Kansas, defines certain property as exempt from attachment. That is, when the sheriff is out trying to glom onto something for an unsecured debt, he can\'t take exempt property. In Kansas, exempt property includes:\r\n\r\nThe homestead, the home you live in and own (with or without mortgage).\r\n\r\nHousehold goods – all your ordinary furniture, appliances, clothing, and supplies; pretty much everything in your house that you need to live an ordinary life.\r\n\r\nOne car each for debtor and spouse, up to $20,000 equity in each car.\r\n\r\nLife insurance and retirement accounts, usually, but there are exceptions, so be sure to review this category carefully with your lawyer!\r\n\r\nTools of the trade up to $7500.\r\n\r\nJewelry up to $1000.\r\n\r\nPublic assistance, including social security, workers compensation, unemployment, and the like.\r\n\r\nNON-EXEMPT PROPERTY is everything else – cash (whether in your pocket, in the bank, on its way to you in the form of a refund check, or otherwise), luxury sporting equipment, accounts receivable (money owed to you), stocks and bonds (unless held in qualified retirement accounts), the airplane in your back yard, the condo in the Swiss Alps – everything else.\r\n\r\n&nbsp;','Exempt Property','','inherit','open','open','','160-revision-2','','','2012-03-31 18:44:45','2012-03-31 23:44:45','',160,'http://kawlaw.com/WordPress/?p=170',0,'revision','',0),(171,1,'2012-05-02 20:04:25','2012-05-03 01:04:25','<h3>WHAT IS THE DIFFERENCE BETWEEN SECURED AND UNSECURED DEBT?</h3>\n<strong>SECURED DEBT</strong> is specifically tied to certain property, typically by a lien, giving the lender the right of repossession. (In the case of a possessory lien, the lender holds the security-property as long as you owe the debt: The pawnbroker holds the ring you pawned; the landlord or utility company holds your cash security deposit.) The classic examples are a home mortgage and a car loan; if you don’t make your mortgage payments, they’ll take your house; if you don’t make the car loan payments, they’ll take the car. The property secures the debt; the property is the lender’s \"security interest.\"  When we borrow money to buy a thing (home, car, TV, etc.) and the debt is secured by that thing; that’s called a purchase money security interest or PMSI. Most liens are consensual – we agreed to it, in exchange for the cash or the thing that we got – but statutory and judgment liens are also quite common.\n\n<strong>UNSECURED DEBT</strong> is everything else – most credit card debts, medical debts, some tax debts (those without a lien), student loans, back rent &amp; utilities (except for what’s covered by security deposits), the money you borrowed from your best friend or cousin – most of those debts are unsecured. If an unsecured creditor is not happy with how you are paying (or not paying) the debt, they have no property they can repossess. An unsecured creditor must first go to court, sue you, get a judgment, then try to execute on the judgment, typically by sending the sheriff out to try to glom onto your non-exempt property.\n\nBankruptcy addresses primarily unsecured debt – even in bankruptcy, if you don’t make the mortgage payments, they’ll take your house, and if you don’t make the car payment, they’ll take your car.\n\n[important]UNSECURED DEBT (mostly) gets wiped out in bankruptcy.  SECURED DEBT must be paid (mostly) or the collateral must be surrendered.  [/important]',' Secured vs. Unsecured Debt','','inherit','open','open','','162-autosave','','','2012-05-02 20:04:25','2012-05-03 01:04:25','',162,'http://kawlaw.com/WordPress/?p=171',0,'revision','',0),(172,1,'2012-03-31 18:49:32','2012-03-31 23:49:32','SECURED DEBT. A secured debt is one that is specifically tied to certain property, typically by a lien, giving the lender the right of repossession. (In the case of a Apossessory lien, the lender holds the security-property as long as you owe the debt: The pawnbroker holds the ring you pawned; the landlord or utility company holds your cash security deposit.) The classic examples are a home mortgage and a car loan; if you don’t make your mortgage payments, they’ll take your house; if you don’t make the car loan payments, they’ll take the car. The property secures the debt; the property is the lender’s security interest. When we borrow money to buy a thing (home, car, TV, etc.) and the debt is secured by that thing; that’s called a purchase money security interest or PMSI. Most liens are consensual – we agreed to it, in exchange for the cash or the thing that we got – but statutory and judgment liens are also quite common.\r\n\r\nUnsecured debt is everything else – most credit card debts, medical debts, some tax debts (those without a lien), student loans, back rent &amp; utilities (except for what’s covered by security deposits), the money you borrowed from your best friend or cousin – most of those debts are unsecured. If an unsecured creditor is not happy with how you are paying (or not paying) the debt, they have no property they can repossess. An unsecured creditor must first go to court, sue you, get a judgment, then try to execute on the judgment, typically by sending the sheriff out to try to glom onto your non-exempt property.\r\n\r\nBankruptcy addresses primarily unsecured debt – even in bankruptcy, if you don’t make the mortgage payments, they’ll take your house, and if you don’t make the car payment, they’ll take your car.\r\n\r\n&nbsp;','Secured vs. Unsecured Debt','','inherit','open','open','','162-revision-2','','','2012-03-31 18:49:32','2012-03-31 23:49:32','',162,'http://kawlaw.com/WordPress/?p=172',0,'revision','',0),(173,1,'2012-04-01 13:21:07','2012-04-01 18:21:07','EXEMPT PROPERTY. Every state, including Kansas, defines certain property as exempt from attachment. That is, when the sheriff is out trying to glom onto something for an unsecured debt, he can\'t take exempt property. In Kansas, exempt property includes:\r\n\r\nThe homestead, the home you live in and own (with or without mortgage).\r\n\r\nHousehold goods – all your ordinary furniture, appliances, clothing, and supplies; pretty much everything in your house that you need to live an ordinary life.\r\n\r\nOne car each for debtor and spouse, up to $20,000 equity in each car.\r\n\r\nLife insurance and retirement accounts, usually, but there are exceptions, so be sure to review this category carefully with your lawyer!\r\n\r\nTools of the trade up to $7500.\r\n\r\nJewelry up to $1000.\r\n\r\nPublic assistance, including social security, workers compensation, unemployment, and the like.\r\n\r\nNON-EXEMPT PROPERTY is everything else – cash (whether in your pocket, in the bank, on its way to you in the form of a refund check, or otherwise), luxury sporting equipment, accounts receivable (money owed to you), stocks and bonds (unless held in qualified retirement accounts), the airplane in your back yard, the condo in the Swiss Alps – everything else.\r\n\r\n&nbsp;','Exempt Property','','inherit','open','open','','160-revision-3','','','2012-04-01 13:21:07','2012-04-01 18:21:07','',160,'http://kawlaw.com/WordPress/?p=173',0,'revision','',0),(174,1,'2012-03-31 18:29:19','2012-03-31 23:29:19','BEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.\r\n<ul>\r\n	<li>What is bankruptcy? Bankruptcy is a way for folks drowning in debt to get a FRESH START.</li>\r\n	<li>What is the process?</li>\r\n</ul><ul>\r\n	<li>With the lawyer</li>\r\n	<li>With the court</li>\r\n	<li>With your property</li>\r\n</ul>\r\n','Bankruptcy Basics','','inherit','open','open','','56-revision-7','','','2012-03-31 18:29:19','2012-03-31 23:29:19','',56,'http://kawlaw.com/WordPress/?p=174',0,'revision','',0),(175,1,'2012-03-31 18:13:37','2012-03-31 23:13:37','I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST IN THE LEGAL SYSTEM?','','inherit','open','open','','110-revision-8','','','2012-03-31 18:13:37','2012-03-31 23:13:37','',110,'http://kawlaw.com/WordPress/?p=175',0,'revision','',0),(176,1,'2012-03-31 18:12:25','2012-03-31 23:12:25','John will answer all your questions. Find out if bankruptcy can help you.  &lt;CONTACT US&gt;','FREE CONSULTATION','','inherit','open','open','','115-revision-5','','','2012-03-31 18:12:25','2012-03-31 23:12:25','',115,'http://kawlaw.com/WordPress/?p=176',0,'revision','',0),(177,1,'2012-03-31 18:37:41','2012-03-31 23:37:41','I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly do require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.\r\n\r\nBankruptcy is the primary focus of my practice. I help individuals and families resolve their financial woes through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\n&lt;JB resume&gt;.\r\n\r\n&lt;Blog&gt; [If you really want to learn who I am from this web site, read my blog. Naturally, many of the posts are on purely legal topics, but I touch on many topics and, on my blog posts (as in real life!) I’m not shy about expressing my opinions.]\r\n\r\n&nbsp;\r\n\r\nJohn Bodle grew up in Lawrence and has lived here most of his life.\r\n\r\nI grew up in Lawrence and have lived here most of my life.','About John Bodle','','inherit','open','open','','7-revision-7','','','2012-03-31 18:37:41','2012-03-31 23:37:41','',7,'http://kawlaw.com/WordPress/?p=177',0,'revision','',0),(178,1,'2012-03-31 15:40:30','2012-03-31 20:40:30','','PRACTICE AREAS','','inherit','open','open','','91-revision-3','','','2012-03-31 15:40:30','2012-03-31 20:40:30','',91,'http://kawlaw.com/WordPress/?p=178',0,'revision','',0),(179,1,'2012-03-31 15:40:51','2012-03-31 20:40:51','','RESUME','','inherit','open','open','','94-revision-2','','','2012-03-31 15:40:51','2012-03-31 20:40:51','',94,'http://kawlaw.com/WordPress/?p=179',0,'revision','',0),(180,1,'2012-04-01 13:26:43','2012-04-01 18:26:43','My name is John Bodle and I\'m here to help you understand the basics of bankruptcy and decide if bankruptcy is right for you.\r\n\r\nBEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.\r\n<ul>\r\n	<li>What is bankruptcy? Bankruptcy is a way for folks drowning in debt to get a FRESH START.</li>\r\n	<li>What is the process?</li>\r\n</ul>\r\n<ul>\r\n	<li>With the lawyer</li>\r\n	<li>With the court</li>\r\n	<li>With your property</li>\r\n</ul>','Bankruptcy Basics','','inherit','open','open','','56-revision-8','','','2012-04-01 13:26:43','2012-04-01 18:26:43','',56,'http://kawlaw.com/WordPress/?p=180',0,'revision','',0),(181,1,'2012-04-01 13:30:13','2012-04-01 18:30:13','Bankruptcy is a way for folks drowning in debt to get a <a title=\"The Fresh Start\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-fresh-start/\">FRESH START</a>.  The debtor – the person drowning in debt – files a petition with the U.S. Bankruptcy Court.  The Petition includes a bunch of schedules and other forms describing all the debtor\'s property and debts and outlining what will happen with the various debts and property.  The trustee and the court review the documents; when everything is in order, and after the necessary waiting periods have run, the court grants an \"Order of Discharge,\" which wipes out the dischargeable debt, and the Debtor has a Fresh Start.\r\n\r\nBankruptcy eliminates (discharges) most <a title=\"Secured vs. Unsecured Debt\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/secured-vs-unsecured-debt/\">unsecured debts</a>, but not all.  Bankruptcy does not eliminate most debts for taxes, child and spousal support, student loans, debt resulting from malicious or willful injury, fraud, or drunk driving, criminal fines or restitution, and some recent credit purchases.  There are exceptions to every one of these classes, however, so you should review these debts carefully with your attorney to ensure all possible debts are discharged.','What is Bankruptcy?','','publish','open','open','','what-is-bankruptcy-2','','','2012-05-02 20:01:34','2012-05-03 01:01:34','',56,'http://kawlaw.com/WordPress/?page_id=181',1,'page','',0),(182,1,'2012-04-01 13:30:02','2012-04-01 18:30:02','','Auto Draft','','inherit','open','open','','181-revision','','','2012-04-01 13:30:02','2012-04-01 18:30:02','',181,'http://kawlaw.com/WordPress/?p=182',0,'revision','',0),(183,1,'2012-04-01 13:30:35','2012-04-01 18:30:35','<div>\r\n\r\nMost bankruptcy cases are entirely administrative, with no disputes serious enough even to reach the judge.  In most cases, the lawyers make sure the forms are filled out correctly, the clerks make sure everybody gets proper notice, the trustees check to make sure everything is in order and tell the lawyers when there\'s a mistake that needs to be corrected, then the judge double-checks everything and approves the case.  Mos bankruptcy debtors never even see the courtroom.\r\n\r\nFrom the perspective of the debtor and the debtor\'s attorney – you and me – most of the work in a bankruptcy case happens before the case is filed.  Most of your work is in gathering information and documentation.  As much as I brag about \"<a title=\"Make it easy\" href=\"http://johnbodlelaw.com/2012/04/make-it-easy/\">making it easy</a>,\" we can\'t avoid the fact that you must explain your financial circumstances to me, and I must present those facts properly on the bankruptcy forms, then you have to check it and make sure I\'ve got everything right.  For most folks, that\'s a lot of tedious work.  For you and me, however, when we\'ve done that, we\'re mostly done; most of the rest of the work is for the creditors, <a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">the trustee</a>, and the court.\r\n\r\n</div>\r\n<div></div>\r\n<ul>\r\n	<li><a title=\"With the Court\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-court/\">With the Court</a></li>\r\n	<li><a title=\"With the Lawyer\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-lawyer/\">With the Lawyer</a></li>\r\n	<li><a title=\"With your property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-your-property/\">With your property</a></li>\r\n	<li><a title=\"Required Classes\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/the-classes/\">Required classes</a></li>\r\n</ul>','What is the process?','','publish','open','open','','what-is-the-process','','','2013-04-09 14:43:35','2013-04-09 19:43:35','',56,'http://kawlaw.com/WordPress/?page_id=183',3,'page','',0),(184,1,'2012-04-01 13:30:24','2012-04-01 18:30:24','','Auto Draft','','inherit','open','open','','183-revision','','','2012-04-01 13:30:24','2012-04-01 18:30:24','',183,'http://kawlaw.com/WordPress/?p=184',0,'revision','',0),(185,1,'2012-04-01 13:30:13','2012-04-01 18:30:13','','What is Bankruptcy?','','inherit','open','open','','181-revision-2','','','2012-04-01 13:30:13','2012-04-01 18:30:13','',181,'http://kawlaw.com/WordPress/?p=185',0,'revision','',0),(186,1,'2012-04-01 13:27:13','2012-04-01 18:27:13','I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST IN THE LEGAL SYSTEM?','','inherit','open','open','','110-revision-9','','','2012-04-01 13:27:13','2012-04-01 18:27:13','',110,'http://kawlaw.com/WordPress/?p=186',0,'revision','',0),(187,1,'2012-04-01 13:30:35','2012-04-01 18:30:35','','What is the process?','','inherit','open','open','','183-revision-2','','','2012-04-01 13:30:35','2012-04-01 18:30:35','',183,'http://kawlaw.com/WordPress/?p=187',0,'revision','',0),(188,1,'2012-03-31 18:34:04','2012-03-31 23:34:04','CREDIT COUNSELING briefing and Financial Management class. There are two formal sessions required of every person filing bankruptcy, one before the case is filed and the other after.\r\n\r\nWith limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief … receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. The clerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. Each debtor in a joint case must complete the briefing.\r\n\r\nIn addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. The clerk also has a list of approved financial management instructional courses. Each debtor in a joint case must complete the course.\r\n\r\nThe United States Trustee maintains a list of all approved providers at http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm.\r\n\r\n&nbsp;','The Classes','','inherit','open','open','','154-revision-2','','','2012-03-31 18:34:04','2012-03-31 23:34:04','',154,'http://kawlaw.com/WordPress/?p=188',0,'revision','',0),(189,1,'2012-03-31 18:32:11','2012-03-31 23:32:11','First, we take all of your property and divide it into (a) exempt property and (b) non-exempt property. Exempt property is set aside for you to keep (WITH any debt secured by the property); non-exempt property (if any) goes to the Trustee, who sells it and distributes the proceeds to your unsecured creditors. (In many cases, the trustee sells the non-exempt property back to the debtor, but the proceeds still go to the creditors.) When that’s done, you get your discharge, wiping out any remaining debt to the general unsecured creditors, and you get your Fresh Start.','With your property','','inherit','open','open','','151-revision-3','','','2012-03-31 18:32:11','2012-03-31 23:32:11','',151,'http://kawlaw.com/WordPress/?p=189',0,'revision','',0),(190,1,'2012-04-01 13:20:45','2012-04-01 18:20:45','There are four different kinds of bankruptcy cases, each with its own chapter in the bankruptcy code. They are: Chapter 7, Chapter 11, Chapter 12, and Chapter 13. Most consumer debtors use Chapter 7 or Chapter 13.\r\n\r\nChapter 11 is designed for corporate re-organizations, really, but it can be used by some individuals with complex cases. Most of the business bankruptcies that we read about in the paper and hear about on TV are Chapter 11 cases. Chapter 11 is much more complicated than the other chapters, and Chapter 11 cases are much more expensive B for example, the filing fee alone is a thousand dollars, over three times the others.\r\n\r\nChapter 12 is much like Chapter 13 but designed for, and limited to, family farmers and fishermen.\r\n\r\nMost consumer bankruptcies are under either Chapter 7 or Chapter 13. To understand the differences, we must first understand two important legal concepts: first, the difference between a secured debt and an unsecured debt; second, the difference between exempt and non-exempt property.\r\n\r\nBankruptcy addresses mostly unsecured debt; most secured debt is not affected.\r\n\r\nChapter 7 is the straight-forward liquidation -- the simplest form of bankruptcy. Fundamentally, in a Chapter 7, the first thing we do is divide all your property into Aexempt property and non-exempt property. The exempt property is yours to keep (but you must pay any debts secured by that property). Exempt property, if any, is given to the Trustee, who sells it and distributes the proceeds to the unsecured creditors. A few months later, the court issues its Order of Discharge and you get your fresh start. (Not all debts can be discharged. You must pay debts secured by property you wish to keep -- whether that property is exempt or not B and some special debts, such as student loans and most taxes, are not dischargeable even though they are unsecured.)\r\n\r\n&nbsp;','The Chapters','','inherit','open','open','','158-revision-3','','','2012-04-01 13:20:45','2012-04-01 18:20:45','',158,'http://kawlaw.com/WordPress/?p=190',0,'revision','',0),(191,1,'2012-04-01 13:34:14','2012-04-01 18:34:14','There are four different kinds of bankruptcy cases, each with its own chapter in the bankruptcy code. They are: Chapter 7, Chapter 11, Chapter 12, and Chapter 13. Most consumer debtors use Chapter 7 or Chapter 13.\r\n\r\nChapter 11 is designed for corporate re-organizations, really, but it can be used by some individuals with complex cases. Most of the business bankruptcies that we read about in the paper and hear about on TV are Chapter 11 cases. Chapter 11 is much more complicated than the other chapters, and Chapter 11 cases are much more expensive B for example, the filing fee alone is a thousand dollars, over three times the others.\r\n\r\nChapter 12 is much like Chapter 13 but designed for, and limited to, family farmers and fishermen.\r\n\r\nMost consumer bankruptcies are under either Chapter 7 or Chapter 13. To understand the differences, we must first understand two important legal concepts: first, the difference between a secured debt and an unsecured debt; second, the difference between exempt and non-exempt property.\r\n\r\nBankruptcy addresses mostly unsecured debt; most secured debt is not affected.\r\n\r\nChapter 7 is the straight-forward liquidation -- the simplest form of bankruptcy. Fundamentally, in a Chapter 7, the first thing we do is divide all your property into Aexempt property and non-exempt property. The exempt property is yours to keep (but you must pay any debts secured by that property). Exempt property, if any, is given to the Trustee, who sells it and distributes the proceeds to the unsecured creditors. A few months later, the court issues its Order of Discharge and you get your fresh start. (Not all debts can be discharged. You must pay debts secured by property you wish to keep -- whether that property is exempt or not B and some special debts, such as student loans and most taxes, are not dischargeable even though they are unsecured.)\r\n\r\n&nbsp;','The Chapters','','inherit','open','open','','158-revision-4','','','2012-04-01 13:34:14','2012-04-01 18:34:14','',158,'http://kawlaw.com/WordPress/?p=191',0,'revision','',0),(192,1,'2012-03-31 18:23:08','2012-03-31 23:23:08','First, of course, you &lt;CONTACT US&gt;. Usually I meet with bankruptcy clients three times before I file your case with the court. The first meeting is a free consultation, to answer any questions you may have (but I’ve tried to answer them all here!) and so you can explain your specific circumstances to me. After you’ve told me your story, I’ll make sure you understand the choices you have and how they affect your particular situation. I will help you decide whether bankruptcy is the right choice for you and, if so, which chapter best suits your needs. If bankruptcy is not for you, I’ll send you with my best wishes and you will owe nothing.\r\n\r\nIf we agree that Bankruptcy by Bodle is your best way to get a fresh start, I will welcome you as a new client and we’ll get the process started. First, I’ll have to know practically every detail of your financial life – where you work, what you earn, what you own, what you owe &amp; to whom, what you rent, where you live, who you support, what they earn, etc., etc. We’ve got this OBNOXIOUSLY long &lt;questionnaire&gt; that asks all those questions and more, and for most folks, coming up with complete and accurate answers is probably the second-most-difficult thing about bankruptcy (right after making the decision to make that appointment with the lawyer). And we’ll need a lot of supporting documentation – paystubs, deeds, contracts, notes, bills, and the like. (We’ve got a &lt;list&gt;.) We’ll make all this as easy as we can for you; you can fill out the questionnaire online and fax or email the documents, if that’s what’s easy for you; or you can fill out the paper form by hand and bring us your original documents for us to copy or scan; whatever works best for you.\r\n\r\nThe second appointment is for me to review your questionnaire and documents and for us to answer one another’s questions – usually, at this point, if you don’t have some more questions for me, I’ve got several for you. This is usually a shorter meeting than the first, often less than a half-hour. At the end of this second meeting, I should have all the information and documents I need to prepare your case for filing with the court.\r\n\r\nBefore your case is filed, you must complete a qualified &lt;credit counseling&gt; session; we must file the Certificate of Completion with your petition.\r\n\r\nThe third meeting is for you to sign the petition, supporting schedules, and other documents to file with the court – a couple of dozen forms, usually about 50-100 pages, a dozen or so signatures, all saying, “Really, this is all my information, all my stuff, all my debts, and it’s all true, I swear.” As soon as we’re done signing, I’m ready to file the case in the United States Bankruptcy Court.\r\n\r\n&nbsp;','With the Lawyer','','inherit','open','open','','146-revision-2','','','2012-03-31 18:23:08','2012-03-31 23:23:08','',146,'http://kawlaw.com/WordPress/?p=192',0,'revision','',0),(193,1,'2012-03-31 18:24:53','2012-03-31 23:24:53','All our cases are filed with the court electronically, so it happens almost instantly; and the court sends out formal, written notice to all necessary parties, including all your creditors – and your creditors must immediately cease all collection efforts. This “automatic stay” is the first great benefit of bankruptcy – no more collection calls, no more garnishments, no more lawsuits – all collections must stop and wait until we figure out exactly what the bankruptcy is going to do.\r\n\r\nIn most cases, you will not need to appear personally before the court, ever – but there is one mandatory appearance, called the “creditors’ meeting” or, more commonly, the “341 meeting,” after the code section that requires it. As the name implies, creditors MAY attend this meeting, but they rarely do; in fact the primary purpose is for your case trustee to interview you about your case. Many people are very nervous about this appearance, as if they were going before a judge to be sentenced for life or some such thing, but it’s not like that at all. Most of the trustee’s questions are routine, and when we don’t have some specific information the trustee wants, we get it to ‘em later, no problem. And, in any event, I will be there with you, personally, to take care of anything that might come up. My standard advice for 341 meetings is, <em>“Answer the trustee’s questions honestly, then shut up. I don’t mean to be rude, but most of the time when folks try to explain their answers, they’re just wasting everybody’s time. The trustees are not shy, and if they’ve got more questions, they’ll ask ‘em. And don’t be afraid of a little silence; usually there are periods of silence after people’s answers, while the trustee figures out what the next question is. Just wait, then answer the next question. It’ll be over before you know it.” </em>\r\n\r\nAfter the case is filed, but before you get your discharge, you must complete a &lt;financial management&gt; course.\r\n\r\nIf yours is a Chapter 13 case, of course you’ll have to make your monthly payments; but otherwise it’s mostly just a matter of waiting for the discharge.\r\n\r\n&nbsp;','With the Court','','inherit','open','open','','148-revision-2','','','2012-03-31 18:24:53','2012-03-31 23:24:53','',148,'http://kawlaw.com/WordPress/?p=193',0,'revision','',0),(194,1,'2012-04-01 13:24:08','2012-04-01 18:24:08','EXEMPT PROPERTY. Every state, including Kansas, defines certain property as exempt from attachment. That is, when the sheriff is out trying to glom onto something for an unsecured debt, he can\'t take exempt property. In Kansas, exempt property includes:\r\n\r\nThe homestead, the home you live in and own (with or without mortgage).\r\n\r\nHousehold goods – all your ordinary furniture, appliances, clothing, and supplies; pretty much everything in your house that you need to live an ordinary life.\r\n\r\nOne car each for debtor and spouse, up to $20,000 equity in each car.\r\n\r\nLife insurance and retirement accounts, usually, but there are exceptions, so be sure to review this category carefully with your lawyer!\r\n\r\nTools of the trade up to $7500.\r\n\r\nJewelry up to $1000.\r\n\r\nPublic assistance, including social security, workers compensation, unemployment, and the like.\r\n\r\nNON-EXEMPT PROPERTY is everything else – cash (whether in your pocket, in the bank, on its way to you in the form of a refund check, or otherwise), luxury sporting equipment, accounts receivable (money owed to you), stocks and bonds (unless held in qualified retirement accounts), the airplane in your back yard, the condo in the Swiss Alps – everything else.\r\n\r\n&nbsp;','Can I Keep My House?','','inherit','open','open','','160-revision-4','','','2012-04-01 13:24:08','2012-04-01 18:24:08','',160,'http://kawlaw.com/WordPress/?p=194',0,'revision','',0),(196,1,'2012-04-01 13:22:40','2012-04-01 18:22:40','WHAT IS THE DIFFERENCE BETWEEN SECURED AND UNSECURED DEBT?\r\n\r\nSECURED DEBT. A secured debt is one that is specifically tied to certain property, typically by a lien, giving the lender the right of repossession. (In the case of a Apossessory lien, the lender holds the security-property as long as you owe the debt: The pawnbroker holds the ring you pawned; the landlord or utility company holds your cash security deposit.) The classic examples are a home mortgage and a car loan; if you don’t make your mortgage payments, they’ll take your house; if you don’t make the car loan payments, they’ll take the car. The property secures the debt; the property is the lender’s security interest. When we borrow money to buy a thing (home, car, TV, etc.) and the debt is secured by that thing; that’s called a purchase money security interest or PMSI. Most liens are consensual – we agreed to it, in exchange for the cash or the thing that we got – but statutory and judgment liens are also quite common.\r\n\r\nUnsecured debt is everything else – most credit card debts, medical debts, some tax debts (those without a lien), student loans, back rent &amp; utilities (except for what’s covered by security deposits), the money you borrowed from your best friend or cousin – most of those debts are unsecured. If an unsecured creditor is not happy with how you are paying (or not paying) the debt, they have no property they can repossess. An unsecured creditor must first go to court, sue you, get a judgment, then try to execute on the judgment, typically by sending the sheriff out to try to glom onto your non-exempt property.\r\n\r\nBankruptcy addresses primarily unsecured debt – even in bankruptcy, if you don’t make the mortgage payments, they’ll take your house, and if you don’t make the car payment, they’ll take your car.\r\n\r\n&nbsp;',' Secured vs. Unsecured debt?','','inherit','open','open','','162-revision-3','','','2012-04-01 13:22:40','2012-04-01 18:22:40','',162,'http://kawlaw.com/WordPress/?p=196',0,'revision','',0),(197,1,'2012-04-01 13:31:03','2012-04-01 18:31:03','','What is Bankruptcy?','','inherit','open','open','','181-revision-3','','','2012-04-01 13:31:03','2012-04-01 18:31:03','',181,'http://kawlaw.com/WordPress/?p=197',0,'revision','',0),(199,1,'2012-03-31 16:01:05','2012-03-31 21:01:05','','HOME','','inherit','open','open','','78-revision-5','','','2012-03-31 16:01:05','2012-03-31 21:01:05','',78,'http://kawlaw.com/WordPress/?p=199',0,'revision','',0),(201,1,'2012-03-31 16:01:47','2012-03-31 21:01:47','','Blog','','inherit','open','open','','30-revision-4','','','2012-03-31 16:01:47','2012-03-31 21:01:47','',30,'http://kawlaw.com/WordPress/?p=201',0,'revision','',0),(202,1,'2012-03-31 16:02:40','2012-03-31 21:02:40','','Links','','inherit','open','open','','49-revision-3','','','2012-03-31 16:02:40','2012-03-31 21:02:40','',49,'http://kawlaw.com/WordPress/?p=202',0,'revision','',0),(204,1,'2012-02-29 14:58:47','2012-02-29 20:58:47','From a \"top-down\" perspective, at least, the first thing about the website is the first thing about the whole marketing campaign:  the logo.\r\n\r\nI\'m a lawyer, so I\'m totally word-oriented; accordingly I expect my logo to consist mostly, if not entirely, of words.  How those words look on the page is what the logo is all about, so I start with the words, then move to font.  The first, most important words are \"Bankruptcy by Bodle,\" so let\'s see how they look!\r\n\r\nBANKRUPTCY BY BODLE.  This is all caps, but otherwise default.\r\n\r\nBANKRUPTCY BY BODLE.\r\n\r\nThis is in','Let\'s see some LOGO stuff!','','inherit','open','open','','23-revision-3','','','2012-02-29 14:58:47','2012-02-29 20:58:47','',23,'http://kawlaw.com/WordPress/?p=204',0,'revision','',0),(216,1,'2012-04-01 15:02:37','2012-04-01 20:02:37','<em><a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-22.jpg\"><img class=\"alignnone size-medium wp-image-214\" title=\"John 2011 2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-22-280x300.jpg\" alt=\"\" width=\"280\" height=\"300\" /></a>Selecting to file bankruptcy </em>is one of the most difficult decisions anyone can make. Many people, either because of fear or shame, wait far too long to address their financial difficulties and risk compounding their difficulties. I have helped many people struggling to make the right decision about their finances, and I can help you, too.\r\n\r\n&nbsp;\r\n\r\n&nbsp;','HOME','','inherit','open','open','','78-revision-9','','','2012-04-01 15:02:37','2012-04-01 20:02:37','',78,'http://kawlaw.com/WordPress/?p=216',0,'revision','',0),(215,1,'2012-04-01 14:52:51','2012-04-01 19:52:51','<em>Selecting to file bankruptcy</em>is one of the most difficult decisions anyone can make. Many people, either because of fear or shame, wait far too long to address their financial difficulties and risk compounding their difficulties. I have helped many pe\r\n\r\n[caption id=\"attachment_212\" align=\"alignleft\" width=\"280\" caption=\"John Bodle, Attorney at law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-21.jpg\"><img class=\"size-medium wp-image-212\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-21-280x300.jpg\" alt=\"John Bodle, attorney at law photography\" width=\"280\" height=\"300\" /></a>[/caption]\r\n\r\nople struggling to make the right decision about their finances, and I can help you, too.','HOME','','inherit','open','open','','78-revision-8','','','2012-04-01 14:52:51','2012-04-01 19:52:51','',78,'http://kawlaw.com/WordPress/?p=215',0,'revision','',0),(258,1,'2013-04-08 16:42:16','2013-04-08 21:42:16','I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think <em>shouldn’t</em> require a lawyer – but too often they do.  I can help you with most civil law problems, including family law, bankruptcy, estate planning, wills &amp; probate, small business matters, real estate transactions, landlord-tenant concerns, and most other civil law matters.\n\nRegardless of the subject matter, I take pride in getting cases settled without litigation whenever reasonably possible.  Sometimes litigation is necessary, but in most cases, we get more of what we want through negotiation and sensible compromise than by fighting.  I will listen carefully to your concerns, I will explain how your case fits into the law, so you can understand what\'s happening at every stage.\n\n<em><span style=\"text-decoration: underline;\">Family law.</span> </em> From \"simple\" uncontested divorce to complex child custody and support cases, from paternity to adoption, I have helped hundreds of Kansas families through some of the most difficult times of their lives, including cases involving grandparents\' rights, Child-In-Need-of-Care (\"CINC\") and Protection From Abuse (\"PFA\") proceedings, and other serious complications.\n\n<span style=\"text-decoration: underline;\"><em><a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">Bankruptcy</a></em></span><em> </em>provides a Fresh Start for folks who are in over their heads – usually, because of circumstances beyond their control.  (Bankruptcy is NOT the end of the world!)  I help individuals and families get the fresh start they need through bankruptcy under <a title=\"Bankruptcy Chapters\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/the-chapters/\">Chapter 7</a> and <a title=\"Bankruptcy Chapters\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/the-chapters/\">Chapter 13</a>. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.  Bankruptcy also provides a way out of secured debt that is \"upside-down\" (when the collateral is worth less than the remaining debt).\n\n<em><span style=\"text-decoration: underline;\">Estate planning</span></em> and end-of-life planning includes wills, probate, living trusts, and living wills and other health care directives.  This is not just for rich people, folks; it\'s for everybody – anyone who cares how they die and anyone who cares about the ones they\'ll leave behind.  I can make it easy if you let me help you plan ahead.\n\n<span style=\"text-decoration: underline;\"><em>Business &amp; major personal transactions.</em></span>  Smart people know an ounce of prevention is worth a pound of cure.  Whenever you consider a major financial transaction such as buying a house or some other major contract, a consultation could save you untold heartache, to say nothing of more dollars than anybody wants to count.\n\n<em><span style=\"text-decoration: underline;\">Landlord-tenant</span></em> matters and most other civil law matters.','Practice Areas','','inherit','open','open','','91-autosave','','','2013-04-08 16:42:16','2013-04-08 21:42:16','',91,'http://johnbodlelaw.com/WordPress/?p=258',0,'revision','',0),(219,1,'2012-04-30 08:34:26','2012-04-30 13:34:26','<h4>What is bankruptcy?</h4>\n<a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">Bankruptcy</a> is a federal law that provides a <a title=\"The Fresh Start\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-fresh-start/\">fresh start</a> to people who are drowning in debt.\n\n&nbsp;\n\n[caption id=\"attachment_29\" align=\"alignleft\" width=\"150\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-thumbnail wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-150x150.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"150\" height=\"150\" /></a>[/caption]\n<h4>Why <a title=\"About John Bodle\" href=\"http://johnbodlelaw.com/about-john-bodle/\">John Bodle</a>?</h4>\nBecause I’m <a title=\"Make it easy\" href=\"http://johnbodlelaw.com/2012/04/make-it-easy/\">easy</a>. Oh, sure, I’m a lawyer, and there are a lot of things I do “just so” to make sure they get done and get done right, and often that’s not easy for ME, but that’s my problem. I reckon it’s my job to make things easy for YOU.\n\nBecause I know my job and I care. I know the problems you’re facing and I can help you get a fresh start.\n\nBECAUSE YOU LIKE ME. This may seem like a silly reason to pick a lawyer, but if you’ll think about it you may decide it’s the most important reason of all. If you’re like most people, the things that have led you to consider bankruptcy are, in your opinion, some of the ugliest, least pleasant things about your life – and you’re going to have to spend several hours with your bankruptcy attorney, examining this most-painful part of your life in excruciating detail. Are we having fun yet? Now, do you want to do this with someone whose company you enjoy, or someone who makes you feel even more uncomfortable than you already are? If you like me, you’ll relax and tell me the details I need so desperately to serve you well. If I make you uncomfortable, you’ll clam up and forget things and I won’t be able to do nearly as good a job for you. So, if you like me, great. If not – FIND A LAWYER YOU LIKE.\n<h4>How much does it cost?</h4>\nFirst, it depends on the <a title=\"Bankruptcy Chapters\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/the-chapters/\">bankruptcy chapter</a> you choose to use.  If your case has no unusual complications, it may be completed with the fees below; unusual complications must be billed on an hourly basis. The legal fee for a normal, relatively simple Chapter 7 case is $1500, payable in advance (before the case is filed with the court).  The legal fee for a normal, relatively simple Chapter 13 case is $3100, but it’s paid through the Chapter 13 Plan, so no up-front fees are required.  Additional charges will apply for legal work beyond the initial case preparation, filing, and 341 meeting.  In addition to the legal fees, a filing fee must be paid to the Court ($306 for Chapter 7 cases, $281 for Chapter 13 cases) and there may be a charge for one or both of the <a title=\"Required Classes\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/the-classes/\">two mandatory classes</a>. (Charges vary by provider; some providers sometimes waive the fee.)\n\nCan I make payment arrangements? Yes and no – it depends.  If your case is filed under Chapter 13, <em><strong>yes</strong></em>, your legal fees will be paid through the Chapter 13 Plan; the Plan <em>is</em> your “payment arrangement.”  The Chapter 13 Plan lasts for three to five years. The filing fee, too, is paid through the Chapter 13 plan.  If your case is to be filed under Chapter 7, really the answer is “no,” your legal fees must be paid before the case is filed, and the filing fee must be paid with the filing of the case; but I will happily accept installment payments while we’re getting the case ready to file, so the case can be filed immediately upon final payment of the fees.\n<h4>Why do I have to pay the legal fees for a Chapter 7 bankruptcy in advance?</h4>\nAs your bankruptcy lawyer, it is my job to arrange your case so we pay as little as possible – ideally, nothing – to your general, unsecured creditors.  That’s the whole point of the bankruptcy -- discharge of unsecured debt.  If I accept your promise to pay me later for your Chapter 7 bankruptcy now, I am a general unsecured creditor – so if I’ve done my job right, I file your case and, *POOF* – you don’t owe me the money any more.  As business plans go, that one sucks!  I’d be broke and unable to help you or anybody else with their bankruptcies.  So, I must collect my Chapter 7 fees in advance.  Under Chapter 13, however, it’s accepted, it’s the norm, that the attorney fees will be paid through the Chapter 13 Plan, so no up-front fees are required.\n<h4>What must I list on my bankruptcy schedules?</h4>\nIn a word, everything. All your property, all your debts, all your income, all your dependents, everything.\n<h4>Do I have to list the $500 I owe my grandmother? Do I have to list the antique truck I got from my dad when he died? It hasn’t run for years. What about the silver tea set my wife inherited from her mother, that’s been in the family for generations?</h4>\nThe <a title=\"Title 11, US Code (Bankruptcy code)\" href=\"http://http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">bankruptcy code</a> requires that you list ALL of your property and ALL of your debts, period. Failure to do so is a felony, a federal crime, and you must answer all the related questions fully and honestly, too, which means you must also disclose any recent transactions, whether it’s paying back Grandma, giving that old truck to your brother, or selling the tea set to your wife\'s cousin.\n<h4>What if I just don\'t tell you about the truck and the tea set?</h4>\nThat would be a very bad idea.  First, if you <em>do</em> tell me about these things, right up front, I can usually find a way to save the thing for you legally.  If you <em>don\'t</em> tell me about it, I can’t help.  Second, hiding <em>any</em> asset, or hiding the payment of a debt, is a crime — a federal felony — and they <em>do</em> catch folks who try to cheat the system like this. Oh, sure, they don’t catch everybody, but if they suspect anything shady, they have a whole army of investigators — it’s called the United States Department of Justice — and once they’re looking, they will probably find what they’re looking for.  If you’re caught trying to cheat, your bankruptcy case may be dismissed — probably <em>will</em> be dismissed — and you could be facing a felony prosecution and prison.\n\nBy the way, I don\'t do criminal law.\n<h4>What’s the difference between a lawyer and an attorney?</h4>\nA lawyer is one trained in the law. An attorney is one who represents another.  An “attorney-at-law” is a lawyer with a client; every attorney-at-law must be admitted to practice law in at least one state.  An attorney-in-fact is one who is specifically authorized to act for another, typically by a power of attorney.\n<h4>What do I have to do to file bankruptcy?</h4>\nIn most cases, most of the work, for both client and lawyer, comes before the case is filed.  Generally I expect to meet with you three times before we’re ready to file the case. The first meeting is a <a title=\"Free Consultation\" href=\"http://johnbodlelaw.com/contact-us/consultation/\" target=\"_blank\">free consultation</a>; I\'ll ask you to tell me all about your case, then we\'ll discuss the options available so you can make the best possible choices for your case. Based on those choices, I’ll tell you what other information and documents we’ll need for filing. At the second meeting, we will review those documents and answer any lingering questions; at the end of that meeting, I should have everything I need to prepare your case. The third meeting is to sign the bankruptcy petition and schedules; when they’re signed, the case is ready to file.\n<h4>Do I need a lawyer to file bankruptcy?</h4>\nTechnically, no; it’s perfectly legal for you to file your own bankruptcy.  Legal, but stupid.  A typical bankruptcy petition, with its required schedules and other forms, runs 50 to 80 pages or more, and failing to fill out the forms properly can be truly disastrous. You don\'t want to be one of those penny-wise, pound-foolish folks who file their own case, hoping to save themselves the cost of a lawyer, only to lose their home, their cars, and even their retirement accounts – the very things they were trying to save through bankruptcy!  As your attorney, I will check and double-check every entry to ensure we’re using the bankruptcy code to work for you, not against you.  But, hey, don\'t  take my word for it — check out what the United States Trustee says:  <a href=\"http://johnbodlelaw.com/wp-content/uploads/2012/03/Filing-for-Bankruptcy-Without-an-Attorney.pdf\">Filing for Bankruptcy Without an Attorney</a>.\n\n&nbsp;','FAQs','','inherit','open','open','','34-autosave','','','2012-04-30 08:34:26','2012-04-30 13:34:26','',34,'http://kawlaw.com/WordPress/?p=219',0,'revision','',0),(220,1,'2012-03-31 16:02:29','2012-03-31 21:02:29','','FAQs','','inherit','open','open','','34-revision-4','','','2012-03-31 16:02:29','2012-03-31 21:02:29','',34,'http://kawlaw.com/WordPress/?p=220',0,'revision','',0),(221,1,'2012-04-01 15:59:31','2012-04-01 20:59:31','What is bankruptcy?\r\n\r\nBankruptcy is a federal law that provides a fresh start to people who are drowning in debt.\r\n\r\n&nbsp;\r\n\r\nWhy John Bodle?\r\n\r\nBecause I’m easy. Oh, sure, I’m a lawyer, and there are a lot of things I do “just so” to make sure they get done and get done right, and often that’s not easy for ME, but that’s my problem. I reckon it’s my job to make things easy for YOU.\r\n\r\nBecause I know my job and I care. I know the problems you’re facing and I can help you get a fresh start.\r\n\r\nBECAUSE YOU LIKE ME. This may seem like a silly reason to pick a lawyer, but if you’ll think about it you may decide it’s the most important reason of all. If you’re like most people, the things that have led you to consider bankruptcy are, in your opinion, some of the ugliest, least pleasant things about your life – and you’re going to have to spend several hours with your bankruptcy attorney, examining this most-painful part of your life in excruciating detail. Are we having fun yet? Now, do you want to do this with someone whose company you enjoy, or someone who makes you feel even more uncomfortable than you already are? If you like me, you’ll relax and tell me the details I need so desperately to serve you well. If I make you uncomfortable, you’ll clam up and forget things and I won’t be able to do nearly as good a job for you. So, if you like me, great. If not – FIND A LAWYER YOU LIKE.\r\n\r\n&nbsp;\r\n\r\nHow much does it cost?\r\n\r\nFirst, it depends on the bankruptcy chapter you choose to use. &lt;see link to discussion of bankruptcy chapters&gt; If your case has no unusual complications, it may be completed with the fees noted below. Unusual complications must be billed on an hourly basis. The legal fee for a normal, relatively simple Chapter 7 case is $1500, payable in advance (before the case is filed with the court). The legal fee for a normal, relatively simple Chapter 13 case is $3100, but it’s paid through the Chapter 13 Plan, so no up-front fees are required. Additional charges will apply for legal work beyond the initial case preparation, filing, and 341 meeting. &lt;such as...&gt; In addition to the legal fees, a filing fee must be paid to the Court ($306 for Chapter 7 cases, $281 for Chapter 13 cases) and there may be a charge for one or both of the &lt;two mandatory classes&gt;. (Charges vary by provider; some providers sometimes waive the fee.)\r\n\r\nCan I make payment arrangements? Yes and no – it depends. If your case is filed under Chapter 13, YES, your legal fees will be paid through the Chapter 13 Plan; the Plan is your “payment arrangement.” The Chapter 13 Plan lasts for three to five years. The filing fee, too, is paid through the Chapter 13 plan. If your case is to be filed under Chapter 7, really the answer is “no,” your legal fees must be paid before the case is filed, and the filing fee must be paid with the filing of the case. I will, however, happily accept installment payments while we’re getting the case ready to file, so the case can be filed immediately upon the payment of the fees.\r\n\r\n&nbsp;\r\n\r\nWhy do I have to pay the legal fees for a Chapter 7 bankruptcy in advance?\r\n\r\nAs your bankruptcy lawyer, it is my job to arrange your case so we pay as little as possible – ideally, nothing – to your general, unsecured creditors. That’s the whole point of the bankruptcy. If I accept your promise to pay me later for your Chapter 7 bankruptcy now, I am a general unsecured creditor – so if I’ve done my job right, I file your case and, *POOF* – you don’t owe me the money any more. As business plans go, that one sucks. I’d be broke and unable to help you or anybody else with their bankruptcies. So, I must collect my Chapter 7 fees in advance. Under Chapter 13, however, it’s accepted, it’s the norm, that the attorney fees will be paid through the Chapter 13 Plan, so no up-front fees are required.\r\n\r\nWhat must I list on my bankruptcy schedules? In a word, everything. All your property, all your debts, all your income, all your dependents, everything.\r\n\r\n&nbsp;\r\n\r\nDo I have to list the $500 I owe my grandmother? Do I have to list the antique truck I got from my dad when he died? It hasn’t run for years. What about the silver tea set my wife inherited from her mother, that’s been in the family for generations?\r\n\r\nA: The bankruptcy code requires that you list ALL of your property and ALL of your debts, period. Failure to do so is a felony, a federal crime, and you must answer all the related questions fully and honestly, too, which means you must also disclose any recent transactions, whether it’s paying back Grandma, giving that old truck to your brother, or selling the tea set to your wife=s cousin.\r\n\r\nWhat if I just don=t tell you about the truck and the tea set? That’s a very bad idea. First, if you DO tell me about these things, right up front, I can usually find a way to save the thing for you legally. If you DON’T tell me about it, I can’t help. Second, hiding ANY asset, or hiding the payment of a debt, is a crime B a federal felony B and they DO catch folks who try to cheat the system like this. Oh, sure, they don’t catch everybody, but if they suspect anything shady, they have a whole army of investigators B it’s called the United States Department of Justice B and once they’re looking, they will probably find what they’re looking for. If you’re caught trying to cheat, your bankruptcy case may be dismissed and you could be facing a felony prosecution and prison. And I don’t do criminal law.\r\n\r\n&nbsp;\r\n\r\nWhat’s the difference between a lawyer and an attorney?\r\n\r\nA lawyer is one trained in the law. An Aattorney is one who represents another. An “attorney-at-law” is a lawyer with a client; every attorney-at-law must be admitted to practice law in at least one state. An attorney-in-fact is one who is specifically authorized to act for another, typically by a Apower of attorney.\r\n\r\n&nbsp;\r\n\r\nWhat do I have to do to file bankruptcy?\r\n\r\nIn most bankruptcy cases, most of the work, for client and lawyer, comes before the case is filed. Generally I expect to meet with you three times before we’re ready to file the case. The first meeting is a free consultation; I=ll ask you to tell me all about your case, then we=ll discuss the options available so you can make the best possible choices for your case. Based on those choices, I’ll tell you what other information and documents we’ll need for filing. At the second meeting, we will review those documents and answer any lingering questions; at the end of that meeting, I should have everything I need to prepare your case. The third meeting is to sign the bankruptcy petition and schedules; when they’re signed, the case is ready to file.\r\n\r\n&nbsp;\r\n\r\nDo I need a lawyer to file bankruptcy?\r\n\r\nTechnically, no; it’s perfectly legal for you to file your own bankruptcy B but it’s usually a very bad idea. A typical bankruptcy petition, with its required schedules and other forms, runs 50 to 80 pages or more, and failing to fill out the forms properly can be truly disastrous. You don=t want to be one of those Apenny-wise, pound-foolish@ folks who file their own case, hoping to save themselves the cost of a lawyer, only to lose their home, their cars, and even their retirement accounts B the very things they were trying to save through bankruptcy. As your attorney, I will check and double-check every entry to ensure we’re using the bankruptcy code to work for you, not against you. Courts and trustees warn against trying to represent yourself; for example, see &lt;Filing for Bankruptcy Without an Attorney&gt;, from the United States Trustee.\r\n\r\n&nbsp;','FAQs','','inherit','open','open','','34-revision-5','','','2012-04-01 15:59:31','2012-04-01 20:59:31','',34,'http://kawlaw.com/WordPress/?p=221',0,'revision','',0),(222,1,'2012-04-01 15:59:52','2012-04-01 20:59:52','What is bankruptcy?\r\n\r\nBankruptcy is a federal law that provides a fresh start to people who are drowning in debt.\r\n\r\n&nbsp;\r\n\r\nWhy John Bodle?\r\n\r\nBecause I’m easy. Oh, sure, I’m a lawyer, and there are a lot of things I do “just so” to make sure they get done and get done right, and often that’s not easy for ME, but that’s my problem. I reckon it’s my job to make things easy for YOU.\r\n\r\nBecause I know my job and I care. I know the problems you’re facing and I can help you get a fresh start.\r\n\r\nBECAUSE YOU LIKE ME. This may seem like a silly reason to pick a lawyer, but if you’ll think about it you may decide it’s the most important reason of all. If you’re like most people, the things that have led you to consider bankruptcy are, in your opinion, some of the ugliest, least pleasant things about your life – and you’re going to have to spend several hours with your bankruptcy attorney, examining this most-painful part of your life in excruciating detail. Are we having fun yet? Now, do you want to do this with someone whose company you enjoy, or someone who makes you feel even more uncomfortable than you already are? If you like me, you’ll relax and tell me the details I need so desperately to serve you well. If I make you uncomfortable, you’ll clam up and forget things and I won’t be able to do nearly as good a job for you. So, if you like me, great. If not – FIND A LAWYER YOU LIKE.\r\n\r\n&nbsp;\r\n\r\nHow much does it cost?\r\n\r\nFirst, it depends on the bankruptcy chapter you choose to use. &lt;see link to discussion of bankruptcy chapters&gt; If your case has no unusual complications, it may be completed with the fees noted below. Unusual complications must be billed on an hourly basis. The legal fee for a normal, relatively simple Chapter 7 case is $1500, payable in advance (before the case is filed with the court). The legal fee for a normal, relatively simple Chapter 13 case is $3100, but it’s paid through the Chapter 13 Plan, so no up-front fees are required. Additional charges will apply for legal work beyond the initial case preparation, filing, and 341 meeting. &lt;such as...&gt; In addition to the legal fees, a filing fee must be paid to the Court ($306 for Chapter 7 cases, $281 for Chapter 13 cases) and there may be a charge for one or both of the &lt;two mandatory classes&gt;. (Charges vary by provider; some providers sometimes waive the fee.)\r\n\r\nCan I make payment arrangements? Yes and no – it depends. If your case is filed under Chapter 13, YES, your legal fees will be paid through the Chapter 13 Plan; the Plan is your “payment arrangement.” The Chapter 13 Plan lasts for three to five years. The filing fee, too, is paid through the Chapter 13 plan. If your case is to be filed under Chapter 7, really the answer is “no,” your legal fees must be paid before the case is filed, and the filing fee must be paid with the filing of the case. I will, however, happily accept installment payments while we’re getting the case ready to file, so the case can be filed immediately upon the payment of the fees.\r\n\r\n&nbsp;\r\n\r\nWhy do I have to pay the legal fees for a Chapter 7 bankruptcy in advance?\r\n\r\nAs your bankruptcy lawyer, it is my job to arrange your case so we pay as little as possible – ideally, nothing – to your general, unsecured creditors. That’s the whole point of the bankruptcy. If I accept your promise to pay me later for your Chapter 7 bankruptcy now, I am a general unsecured creditor – so if I’ve done my job right, I file your case and, *POOF* – you don’t owe me the money any more. As business plans go, that one sucks. I’d be broke and unable to help you or anybody else with their bankruptcies. So, I must collect my Chapter 7 fees in advance. Under Chapter 13, however, it’s accepted, it’s the norm, that the attorney fees will be paid through the Chapter 13 Plan, so no up-front fees are required.\r\n\r\nWhat must I list on my bankruptcy schedules? In a word, everything. All your property, all your debts, all your income, all your dependents, everything.\r\n\r\n&nbsp;\r\n\r\nDo I have to list the $500 I owe my grandmother? Do I have to list the antique truck I got from my dad when he died? It hasn’t run for years. What about the silver tea set my wife inherited from her mother, that’s been in the family for generations?\r\n\r\nA: The bankruptcy code requires that you list ALL of your property and ALL of your debts, period. Failure to do so is a felony, a federal crime, and you must answer all the related questions fully and honestly, too, which means you must also disclose any recent transactions, whether it’s paying back Grandma, giving that old truck to your brother, or selling the tea set to your wife=s cousin.\r\n\r\nWhat if I just don=t tell you about the truck and the tea set? That’s a very bad idea. First, if you DO tell me about these things, right up front, I can usually find a way to save the thing for you legally. If you DON’T tell me about it, I can’t help. Second, hiding ANY asset, or hiding the payment of a debt, is a crime B a federal felony B and they DO catch folks who try to cheat the system like this. Oh, sure, they don’t catch everybody, but if they suspect anything shady, they have a whole army of investigators B it’s called the United States Department of Justice B and once they’re looking, they will probably find what they’re looking for. If you’re caught trying to cheat, your bankruptcy case may be dismissed and you could be facing a felony prosecution and prison. And I don’t do criminal law.\r\n\r\n&nbsp;\r\n\r\nWhat’s the difference between a lawyer and an attorney?\r\n\r\nA lawyer is one trained in the law. An Aattorney is one who represents another. An “attorney-at-law” is a lawyer with a client; every attorney-at-law must be admitted to practice law in at least one state. An attorney-in-fact is one who is specifically authorized to act for another, typically by a Apower of attorney.\r\n\r\n&nbsp;\r\n\r\nWhat do I have to do to file bankruptcy?\r\n\r\nIn most bankruptcy cases, most of the work, for client and lawyer, comes before the case is filed. Generally I expect to meet with you three times before we’re ready to file the case. The first meeting is a free consultation; I=ll ask you to tell me all about your case, then we=ll discuss the options available so you can make the best possible choices for your case. Based on those choices, I’ll tell you what other information and documents we’ll need for filing. At the second meeting, we will review those documents and answer any lingering questions; at the end of that meeting, I should have everything I need to prepare your case. The third meeting is to sign the bankruptcy petition and schedules; when they’re signed, the case is ready to file.\r\n\r\n&nbsp;\r\n\r\nDo I need a lawyer to file bankruptcy?\r\n\r\nTechnically, no; it’s perfectly legal for you to file your own bankruptcy B but it’s usually a very bad idea. A typical bankruptcy petition, with its required schedules and other forms, runs 50 to 80 pages or more, and failing to fill out the forms properly can be truly disastrous. You don=t want to be one of those Apenny-wise, pound-foolish@ folks who file their own case, hoping to save themselves the cost of a lawyer, only to lose their home, their cars, and even their retirement accounts B the very things they were trying to save through bankruptcy. As your attorney, I will check and double-check every entry to ensure we’re using the bankruptcy code to work for you, not against you. Courts and trustees warn against trying to represent yourself; for example, see &lt;Filing for Bankruptcy Without an Attorney&gt;, from the United States Trustee.\r\n\r\n&nbsp;','FAQs','','inherit','open','open','','34-revision-6','','','2012-04-01 15:59:52','2012-04-01 20:59:52','',34,'http://kawlaw.com/WordPress/?p=222',0,'revision','',0),(223,1,'2012-04-01 16:08:57','2012-04-01 21:08:57','What is bankruptcy?\r\n\r\nBankruptcy is a federal law that provides a fresh start to people who are drowning in debt.\r\n\r\n&nbsp;\r\n\r\n[caption id=\"attachment_29\" align=\"alignleft\" width=\"150\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-thumbnail wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-150x150.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"150\" height=\"150\" /></a>[/caption]\r\n\r\nWhy John Bodle?\r\n\r\nBecause I’m easy. Oh, sure, I’m a lawyer, and there are a lot of things I do “just so” to make sure they get done and get done right, and often that’s not easy for ME, but that’s my problem. I reckon it’s my job to make things easy for YOU.\r\n\r\nBecause I know my job and I care. I know the problems you’re facing and I can help you get a fresh start.\r\n\r\nBECAUSE YOU LIKE ME. This may seem like a silly reason to pick a lawyer, but if you’ll think about it you may decide it’s the most important reason of all. If you’re like most people, the things that have led you to consider bankruptcy are, in your opinion, some of the ugliest, least pleasant things about your life – and you’re going to have to spend several hours with your bankruptcy attorney, examining this most-painful part of your life in excruciating detail. Are we having fun yet? Now, do you want to do this with someone whose company you enjoy, or someone who makes you feel even more uncomfortable than you already are? If you like me, you’ll relax and tell me the details I need so desperately to serve you well. If I make you uncomfortable, you’ll clam up and forget things and I won’t be able to do nearly as good a job for you. So, if you like me, great. If not – FIND A LAWYER YOU LIKE.\r\n\r\n&nbsp;\r\n\r\nHow much does it cost?\r\n\r\nFirst, it depends on the bankruptcy chapter you choose to use. &lt;see link to discussion of bankruptcy chapters&gt; If your case has no unusual complications, it may be completed with the fees noted below. Unusual complications must be billed on an hourly basis. The legal fee for a normal, relatively simple Chapter 7 case is $1500, payable in advance (before the case is filed with the court). The legal fee for a normal, relatively simple Chapter 13 case is $3100, but it’s paid through the Chapter 13 Plan, so no up-front fees are required. Additional charges will apply for legal work beyond the initial case preparation, filing, and 341 meeting. &lt;such as...&gt; In addition to the legal fees, a filing fee must be paid to the Court ($306 for Chapter 7 cases, $281 for Chapter 13 cases) and there may be a charge for one or both of the &lt;two mandatory classes&gt;. (Charges vary by provider; some providers sometimes waive the fee.)\r\n\r\nCan I make payment arrangements? Yes and no – it depends. If your case is filed under Chapter 13, YES, your legal fees will be paid through the Chapter 13 Plan; the Plan is your “payment arrangement.” The Chapter 13 Plan lasts for three to five years. The filing fee, too, is paid through the Chapter 13 plan. If your case is to be filed under Chapter 7, really the answer is “no,” your legal fees must be paid before the case is filed, and the filing fee must be paid with the filing of the case. I will, however, happily accept installment payments while we’re getting the case ready to file, so the case can be filed immediately upon the payment of the fees.\r\n\r\n&nbsp;\r\n\r\nWhy do I have to pay the legal fees for a Chapter 7 bankruptcy in advance?\r\n\r\nAs your bankruptcy lawyer, it is my job to arrange your case so we pay as little as possible – ideally, nothing – to your general, unsecured creditors. That’s the whole point of the bankruptcy. If I accept your promise to pay me later for your Chapter 7 bankruptcy now, I am a general unsecured creditor – so if I’ve done my job right, I file your case and, *POOF* – you don’t owe me the money any more. As business plans go, that one sucks. I’d be broke and unable to help you or anybody else with their bankruptcies. So, I must collect my Chapter 7 fees in advance. Under Chapter 13, however, it’s accepted, it’s the norm, that the attorney fees will be paid through the Chapter 13 Plan, so no up-front fees are required.\r\n\r\nWhat must I list on my bankruptcy schedules? In a word, everything. All your property, all your debts, all your income, all your dependents, everything.\r\n\r\n&nbsp;\r\n\r\nDo I have to list the $500 I owe my grandmother? Do I have to list the antique truck I got from my dad when he died? It hasn’t run for years. What about the silver tea set my wife inherited from her mother, that’s been in the family for generations?\r\n\r\nA: The bankruptcy code requires that you list ALL of your property and ALL of your debts, period. Failure to do so is a felony, a federal crime, and you must answer all the related questions fully and honestly, too, which means you must also disclose any recent transactions, whether it’s paying back Grandma, giving that old truck to your brother, or selling the tea set to your wife=s cousin.\r\n\r\nWhat if I just don=t tell you about the truck and the tea set? That’s a very bad idea. First, if you DO tell me about these things, right up front, I can usually find a way to save the thing for you legally. If you DON’T tell me about it, I can’t help. Second, hiding ANY asset, or hiding the payment of a debt, is a crime B a federal felony B and they DO catch folks who try to cheat the system like this. Oh, sure, they don’t catch everybody, but if they suspect anything shady, they have a whole army of investigators B it’s called the United States Department of Justice B and once they’re looking, they will probably find what they’re looking for. If you’re caught trying to cheat, your bankruptcy case may be dismissed and you could be facing a felony prosecution and prison. And I don’t do criminal law.\r\n\r\n&nbsp;\r\n\r\nWhat’s the difference between a lawyer and an attorney?\r\n\r\nA lawyer is one trained in the law. An Aattorney is one who represents another. An “attorney-at-law” is a lawyer with a client; every attorney-at-law must be admitted to practice law in at least one state. An attorney-in-fact is one who is specifically authorized to act for another, typically by a Apower of attorney.\r\n\r\n&nbsp;\r\n\r\nWhat do I have to do to file bankruptcy?\r\n\r\nIn most bankruptcy cases, most of the work, for client and lawyer, comes before the case is filed. Generally I expect to meet with you three times before we’re ready to file the case. The first meeting is a free consultation; I=ll ask you to tell me all about your case, then we=ll discuss the options available so you can make the best possible choices for your case. Based on those choices, I’ll tell you what other information and documents we’ll need for filing. At the second meeting, we will review those documents and answer any lingering questions; at the end of that meeting, I should have everything I need to prepare your case. The third meeting is to sign the bankruptcy petition and schedules; when they’re signed, the case is ready to file.\r\n\r\n&nbsp;\r\n\r\nDo I need a lawyer to file bankruptcy?\r\n\r\nTechnically, no; it’s perfectly legal for you to file your own bankruptcy B but it’s usually a very bad idea. A typical bankruptcy petition, with its required schedules and other forms, runs 50 to 80 pages or more, and failing to fill out the forms properly can be truly disastrous. You don=t want to be one of those Apenny-wise, pound-foolish@ folks who file their own case, hoping to save themselves the cost of a lawyer, only to lose their home, their cars, and even their retirement accounts B the very things they were trying to save through bankruptcy. As your attorney, I will check and double-check every entry to ensure we’re using the bankruptcy code to work for you, not against you. Courts and trustees warn against trying to represent yourself; for example, see &lt;Filing for Bankruptcy Without an Attorney&gt;, from the United States Trustee.\r\n\r\n&nbsp;','FAQs','','inherit','open','open','','34-revision-7','','','2012-04-01 16:08:57','2012-04-01 21:08:57','',34,'http://kawlaw.com/WordPress/?p=223',0,'revision','',0),(225,1,'2012-03-31 18:12:05','2012-03-31 23:12:05','','CONTACT US','','inherit','open','open','','130-revision-2','','','2012-03-31 18:12:05','2012-03-31 23:12:05','',130,'http://kawlaw.com/WordPress/?p=225',0,'revision','',0),(226,1,'2012-04-01 15:26:21','2012-04-01 20:26:21','[caption id=\"attachment_29\" align=\"alignleft\" width=\"280\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-medium wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-280x300.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"280\" height=\"300\" /></a>[/caption]\r\n\r\nI grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly do require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.\r\n\r\nBankruptcy is the primary focus of my practice. I help individuals and families resolve their financial woes through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\n&lt;JB resume&gt;.\r\n\r\n&lt;Blog&gt; [If you really want to learn who I am from this web site, read my blog. Naturally, many of the posts are on purely legal topics, but I touch on many topics and, on my blog posts (as in real life!) I’m not shy about expressing my opinions.]\r\n\r\n&nbsp;\r\n\r\nJohn Bodle grew up in Lawrence and has lived here most of his life.\r\n\r\nI grew up in Lawrence and have lived here most of my life.','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-9','','','2012-04-01 15:26:21','2012-04-01 20:26:21','',7,'http://kawlaw.com/WordPress/?p=226',0,'revision','',0),(227,1,'2012-04-02 10:02:22','2012-04-02 15:02:22','','CONTACT US','','inherit','open','open','','130-revision-3','','','2012-04-02 10:02:22','2012-04-02 15:02:22','',130,'http://kawlaw.com/WordPress/?p=227',0,'revision','',0),(228,1,'2012-04-01 13:29:58','2012-04-01 18:29:58','My name is John Bodle and I\'m here to help you understand the basics of bankruptcy and decide if bankruptcy is right for you.\r\n\r\nBEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.\r\n<ul>\r\n	<li>What is bankruptcy? Bankruptcy is a way for folks drowning in debt to get a FRESH START.</li>\r\n	<li>What is the process?</li>\r\n</ul>\r\n<ul>\r\n	<li>With the lawyer</li>\r\n	<li>With the court</li>\r\n	<li>With your property</li>\r\n</ul>','BANKRUPTCY BASICS','','inherit','open','open','','56-revision-9','','','2012-04-01 13:29:58','2012-04-01 18:29:58','',56,'http://kawlaw.com/WordPress/?p=228',0,'revision','',0),(229,1,'2012-04-01 13:41:42','2012-04-01 18:41:42','','BLOG','','inherit','open','open','','30-revision-5','','','2012-04-01 13:41:42','2012-04-01 18:41:42','',30,'http://kawlaw.com/WordPress/?p=229',0,'revision','',0),(230,1,'2012-04-01 16:09:09','2012-04-01 21:09:09','What is bankruptcy?\r\n\r\nBankruptcy is a federal law that provides a fresh start to people who are drowning in debt.\r\n\r\n&nbsp;\r\n\r\n[caption id=\"attachment_29\" align=\"alignleft\" width=\"150\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-thumbnail wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-150x150.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"150\" height=\"150\" /></a>[/caption]\r\n\r\nWhy John Bodle?\r\n\r\nBecause I’m easy. Oh, sure, I’m a lawyer, and there are a lot of things I do “just so” to make sure they get done and get done right, and often that’s not easy for ME, but that’s my problem. I reckon it’s my job to make things easy for YOU.\r\n\r\nBecause I know my job and I care. I know the problems you’re facing and I can help you get a fresh start.\r\n\r\nBECAUSE YOU LIKE ME. This may seem like a silly reason to pick a lawyer, but if you’ll think about it you may decide it’s the most important reason of all. If you’re like most people, the things that have led you to consider bankruptcy are, in your opinion, some of the ugliest, least pleasant things about your life – and you’re going to have to spend several hours with your bankruptcy attorney, examining this most-painful part of your life in excruciating detail. Are we having fun yet? Now, do you want to do this with someone whose company you enjoy, or someone who makes you feel even more uncomfortable than you already are? If you like me, you’ll relax and tell me the details I need so desperately to serve you well. If I make you uncomfortable, you’ll clam up and forget things and I won’t be able to do nearly as good a job for you. So, if you like me, great. If not – FIND A LAWYER YOU LIKE.\r\n\r\n&nbsp;\r\n\r\nHow much does it cost?\r\n\r\nFirst, it depends on the bankruptcy chapter you choose to use. &lt;see link to discussion of bankruptcy chapters&gt; If your case has no unusual complications, it may be completed with the fees noted below. Unusual complications must be billed on an hourly basis. The legal fee for a normal, relatively simple Chapter 7 case is $1500, payable in advance (before the case is filed with the court). The legal fee for a normal, relatively simple Chapter 13 case is $3100, but it’s paid through the Chapter 13 Plan, so no up-front fees are required. Additional charges will apply for legal work beyond the initial case preparation, filing, and 341 meeting. &lt;such as...&gt; In addition to the legal fees, a filing fee must be paid to the Court ($306 for Chapter 7 cases, $281 for Chapter 13 cases) and there may be a charge for one or both of the &lt;two mandatory classes&gt;. (Charges vary by provider; some providers sometimes waive the fee.)\r\n\r\nCan I make payment arrangements? Yes and no – it depends. If your case is filed under Chapter 13, YES, your legal fees will be paid through the Chapter 13 Plan; the Plan is your “payment arrangement.” The Chapter 13 Plan lasts for three to five years. The filing fee, too, is paid through the Chapter 13 plan. If your case is to be filed under Chapter 7, really the answer is “no,” your legal fees must be paid before the case is filed, and the filing fee must be paid with the filing of the case. I will, however, happily accept installment payments while we’re getting the case ready to file, so the case can be filed immediately upon the payment of the fees.\r\n\r\n&nbsp;\r\n\r\nWhy do I have to pay the legal fees for a Chapter 7 bankruptcy in advance?\r\n\r\nAs your bankruptcy lawyer, it is my job to arrange your case so we pay as little as possible – ideally, nothing – to your general, unsecured creditors. That’s the whole point of the bankruptcy. If I accept your promise to pay me later for your Chapter 7 bankruptcy now, I am a general unsecured creditor – so if I’ve done my job right, I file your case and, *POOF* – you don’t owe me the money any more. As business plans go, that one sucks. I’d be broke and unable to help you or anybody else with their bankruptcies. So, I must collect my Chapter 7 fees in advance. Under Chapter 13, however, it’s accepted, it’s the norm, that the attorney fees will be paid through the Chapter 13 Plan, so no up-front fees are required.\r\n\r\nWhat must I list on my bankruptcy schedules? In a word, everything. All your property, all your debts, all your income, all your dependents, everything.\r\n\r\n&nbsp;\r\n\r\nDo I have to list the $500 I owe my grandmother? Do I have to list the antique truck I got from my dad when he died? It hasn’t run for years. What about the silver tea set my wife inherited from her mother, that’s been in the family for generations?\r\n\r\nA: The bankruptcy code requires that you list ALL of your property and ALL of your debts, period. Failure to do so is a felony, a federal crime, and you must answer all the related questions fully and honestly, too, which means you must also disclose any recent transactions, whether it’s paying back Grandma, giving that old truck to your brother, or selling the tea set to your wife=s cousin.\r\n\r\nWhat if I just don=t tell you about the truck and the tea set? That’s a very bad idea. First, if you DO tell me about these things, right up front, I can usually find a way to save the thing for you legally. If you DON’T tell me about it, I can’t help. Second, hiding ANY asset, or hiding the payment of a debt, is a crime B a federal felony B and they DO catch folks who try to cheat the system like this. Oh, sure, they don’t catch everybody, but if they suspect anything shady, they have a whole army of investigators B it’s called the United States Department of Justice B and once they’re looking, they will probably find what they’re looking for. If you’re caught trying to cheat, your bankruptcy case may be dismissed and you could be facing a felony prosecution and prison. And I don’t do criminal law.\r\n\r\n&nbsp;\r\n\r\nWhat’s the difference between a lawyer and an attorney?\r\n\r\nA lawyer is one trained in the law. An Aattorney is one who represents another. An “attorney-at-law” is a lawyer with a client; every attorney-at-law must be admitted to practice law in at least one state. An attorney-in-fact is one who is specifically authorized to act for another, typically by a Apower of attorney.\r\n\r\n&nbsp;\r\n\r\nWhat do I have to do to file bankruptcy?\r\n\r\nIn most bankruptcy cases, most of the work, for client and lawyer, comes before the case is filed. Generally I expect to meet with you three times before we’re ready to file the case. The first meeting is a free consultation; I=ll ask you to tell me all about your case, then we=ll discuss the options available so you can make the best possible choices for your case. Based on those choices, I’ll tell you what other information and documents we’ll need for filing. At the second meeting, we will review those documents and answer any lingering questions; at the end of that meeting, I should have everything I need to prepare your case. The third meeting is to sign the bankruptcy petition and schedules; when they’re signed, the case is ready to file.\r\n\r\n&nbsp;\r\n\r\nDo I need a lawyer to file bankruptcy?\r\n\r\nTechnically, no; it’s perfectly legal for you to file your own bankruptcy B but it’s usually a very bad idea. A typical bankruptcy petition, with its required schedules and other forms, runs 50 to 80 pages or more, and failing to fill out the forms properly can be truly disastrous. You don=t want to be one of those Apenny-wise, pound-foolish@ folks who file their own case, hoping to save themselves the cost of a lawyer, only to lose their home, their cars, and even their retirement accounts B the very things they were trying to save through bankruptcy. As your attorney, I will check and double-check every entry to ensure we’re using the bankruptcy code to work for you, not against you. Courts and trustees warn against trying to represent yourself; for example, see &lt;Filing for Bankruptcy Without an Attorney&gt;, from the United States Trustee.\r\n\r\n&nbsp;','FAQs','','inherit','open','open','','34-revision-8','','','2012-04-01 16:09:09','2012-04-01 21:09:09','',34,'http://kawlaw.com/WordPress/?p=230',0,'revision','',0),(231,1,'2012-04-01 13:42:21','2012-04-01 18:42:21','','LINKS','','inherit','open','open','','49-revision-4','','','2012-04-01 13:42:21','2012-04-01 18:42:21','',49,'http://kawlaw.com/WordPress/?p=231',0,'revision','',0),(232,1,'2012-04-02 10:11:24','2012-04-02 15:11:24','http://kawlaw.com/WordPress/wp-content/uploads/2012/04/Cathy-art-image.jpg','Cathy-art-image.jpg','','inherit','open','open','','cathy-art-image-jpg','','','2012-04-02 10:11:24','2012-04-02 15:11:24','',0,'http://kawlaw.com/WordPress/wp-content/uploads/2012/04/Cathy-art-image.jpg',0,'attachment','image/jpeg',0),(234,1,'2012-04-02 10:13:31','2012-04-02 15:13:31','http://kawlaw.com/WordPress/wp-content/uploads/2012/04/cropped-Cathy-art-image1.jpg','cropped-Cathy-art-image1.jpg','','inherit','closed','open','','cropped-cathy-art-image1-jpg-2','','','2012-04-02 10:13:31','2012-04-02 15:13:31','',0,'http://kawlaw.com/WordPress/wp-content/uploads/2012/04/cropped-Cathy-art-image1.jpg',0,'attachment','image/jpeg',0),(235,1,'2012-04-01 15:24:14','2012-04-01 20:24:14','<em>Selecting to file bankruptcy </em>is one of the most difficult decisions anyone can make. Many people, either because of fear or shame, wait far too long to address their financial difficulties and risk compounding their difficulties.\r\n\r\n[caption id=\"attachment_29\" align=\"alignleft\" width=\"280\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-medium wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-280x300.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"280\" height=\"300\" /></a>[/caption]\r\n\r\nI have helped many people struggling to make the right decision about their finances, and I can help you, too.\r\n\r\n&nbsp;\r\n\r\n&nbsp;','HOME','','inherit','open','open','','78-revision-11','','','2012-04-01 15:24:14','2012-04-01 20:24:14','',78,'http://kawlaw.com/WordPress/?p=235',0,'revision','',0),(236,1,'2012-04-01 13:33:08','2012-04-01 18:33:08','CREDIT COUNSELING briefing and Financial Management class. There are two formal sessions required of every person filing bankruptcy, one before the case is filed and the other after.\r\n\r\nWith limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief … receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. The clerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. Each debtor in a joint case must complete the briefing.\r\n\r\nIn addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. The clerk also has a list of approved financial management instructional courses. Each debtor in a joint case must complete the course.\r\n\r\nThe United States Trustee maintains a list of all approved providers at http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm.\r\n\r\n&nbsp;','The Classes','','inherit','open','open','','154-revision-3','','','2012-04-01 13:33:08','2012-04-01 18:33:08','',154,'http://kawlaw.com/WordPress/?p=236',0,'revision','',0),(237,1,'2012-04-28 19:30:48','2012-04-29 00:30:48','<strong>EXEMPT PROPERTY.</strong>   Bankruptcy is federal law, but each state has its own list of \"exempt property.\"  Every state, including Kansas, defines certain property as exempt from attachment. That is, when the sheriff is out trying to glom on to something to sell to pay a judgment for an unsecured debt, he can\'t take exempt property. In Kansas, exempt property includes:\n\nThe homestead, the home you live in and own (with or without mortgage).\n\nHousehold goods – all your ordinary furniture, appliances, clothing, and a year\'s worth of supplies; pretty much everything in your house that you need to live an ordinary life.\n\nOne car each for debtor and spouse, up to $20,000 equity in each car.\n\nLife insurance and retirement accounts, usually, but there are exceptions, so be sure to review this category carefully with your lawyer!\n\nTools of the trade up to $7500.\n\nJewelry up to $1000.\n\nPublic assistance, including social security, workers compensation, unemployment, and the like.\n\nThere are other exemptions, and some property may be exempt or not, depending on its use.\n\n[important]BEWARE!  You should review your exemptions carefully with your attorney.  A given item may be exempt property in some cases but non-exempt in others!  Improperly classifying property may cost you thousands of dollars.  If you have any property that even might be non-exempt, you\'ll want to be sure you discuss this matter carefully with your attorney.[/important]\n\n<strong>NON-EXEMPT PROPERTY</strong> is everything else – cash (whether in your pocket, in the bank, on its way to you in the form of a refund check, or otherwise), luxury sporting equipment, accounts receivable (money owed to you), stocks and bonds (unless held in qualified retirement accounts), the airplane in your back yard, the condo in the Swiss Alps – everything else.\n\n[warning]To use Kansas exemptions, you must be a Kansas resident.  If you reside in another state, or if you recently moved to Kansas, you must be sure to check the residency requirements and use only the exemptions applicable to your (current or former) state.[/warning]\n\n&nbsp;','Exempt vs. Non-exempt Property','','inherit','open','open','','160-autosave','','','2012-04-28 19:30:48','2012-04-29 00:30:48','',160,'http://kawlaw.com/WordPress/?p=237',0,'revision','',0),(238,1,'2012-04-01 13:35:36','2012-04-01 18:35:36','EXEMPT PROPERTY. Every state, including Kansas, defines certain property as exempt from attachment. That is, when the sheriff is out trying to glom onto something for an unsecured debt, he can\'t take exempt property. In Kansas, exempt property includes:\r\n\r\nThe homestead, the home you live in and own (with or without mortgage).\r\n\r\nHousehold goods – all your ordinary furniture, appliances, clothing, and supplies; pretty much everything in your house that you need to live an ordinary life.\r\n\r\nOne car each for debtor and spouse, up to $20,000 equity in each car.\r\n\r\nLife insurance and retirement accounts, usually, but there are exceptions, so be sure to review this category carefully with your lawyer!\r\n\r\nTools of the trade up to $7500.\r\n\r\nJewelry up to $1000.\r\n\r\nPublic assistance, including social security, workers compensation, unemployment, and the like.\r\n\r\nNON-EXEMPT PROPERTY is everything else – cash (whether in your pocket, in the bank, on its way to you in the form of a refund check, or otherwise), luxury sporting equipment, accounts receivable (money owed to you), stocks and bonds (unless held in qualified retirement accounts), the airplane in your back yard, the condo in the Swiss Alps – everything else.\r\n\r\n&nbsp;','Can I Keep My House?','','inherit','open','open','','160-revision-5','','','2012-04-01 13:35:36','2012-04-01 18:35:36','',160,'http://kawlaw.com/WordPress/?p=238',0,'revision','',0),(240,1,'2012-04-01 13:29:24','2012-04-01 18:29:24','RESUME','Experience','','inherit','open','open','','94-revision-3','','','2012-04-01 13:29:24','2012-04-01 18:29:24','',94,'http://kawlaw.com/WordPress/?p=240',0,'revision','',0),(322,1,'2012-04-16 20:36:04','2012-04-17 01:36:04','Résumé','Résumé','','inherit','open','open','','94-revision-5','','','2012-04-16 20:36:04','2012-04-17 01:36:04','',94,'http://johnbodlelaw.com/WordPress/?p=322',0,'revision','',0),(241,1,'2012-04-01 13:34:28','2012-04-01 18:34:28','There are four different kinds of bankruptcy cases, each with its own chapter in the bankruptcy code. They are: Chapter 7, Chapter 11, Chapter 12, and Chapter 13. Most consumer debtors use Chapter 7 or Chapter 13.\r\n\r\nChapter 11 is designed for corporate re-organizations, really, but it can be used by some individuals with complex cases. Most of the business bankruptcies that we read about in the paper and hear about on TV are Chapter 11 cases. Chapter 11 is much more complicated than the other chapters, and Chapter 11 cases are much more expensive B for example, the filing fee alone is a thousand dollars, over three times the others.\r\n\r\nChapter 12 is much like Chapter 13 but designed for, and limited to, family farmers and fishermen.\r\n\r\nMost consumer bankruptcies are under either Chapter 7 or Chapter 13. To understand the differences, we must first understand two important legal concepts: first, the difference between a secured debt and an unsecured debt; second, the difference between exempt and non-exempt property.\r\n\r\nBankruptcy addresses mostly unsecured debt; most secured debt is not affected.\r\n\r\nChapter 7 is the straight-forward liquidation -- the simplest form of bankruptcy. Fundamentally, in a Chapter 7, the first thing we do is divide all your property into Aexempt property and non-exempt property. The exempt property is yours to keep (but you must pay any debts secured by that property). Exempt property, if any, is given to the Trustee, who sells it and distributes the proceeds to the unsecured creditors. A few months later, the court issues its Order of Discharge and you get your fresh start. (Not all debts can be discharged. You must pay debts secured by property you wish to keep -- whether that property is exempt or not B and some special debts, such as student loans and most taxes, are not dischargeable even though they are unsecured.)\r\n\r\n&nbsp;','The Chapters','','inherit','open','open','','158-revision-5','','','2012-04-01 13:34:28','2012-04-01 18:34:28','',158,'http://kawlaw.com/WordPress/?p=241',0,'revision','',0),(242,1,'2012-04-02 10:26:48','2012-04-02 15:26:48','CREDIT COUNSELING briefing and Financial Management class. There are two formal sessions required of every person filing bankruptcy, one before the case is filed and the other after.\r\n\r\nWith limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief … receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. The clerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. Each debtor in a joint case must complete the briefing.\r\n\r\nIn addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. The clerk also has a list of approved financial management instructional courses. Each debtor in a joint case must complete the course.\r\n\r\nThe United States Trustee maintains a list of all approved providers at http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm.\r\n\r\n&nbsp;','The Classes','','inherit','open','open','','154-revision-4','','','2012-04-02 10:26:48','2012-04-02 15:26:48','',154,'http://kawlaw.com/WordPress/?p=242',0,'revision','',0),(243,1,'2012-04-03 14:44:56','2012-04-03 19:44:56','CREDIT COUNSELING briefing and Financial Management class. There are two formal sessions required of every person filing bankruptcy, one before the case is filed and the other after.\r\n\r\nWith limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief … receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. The clerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. Each debtor in a joint case must complete the briefing.\r\n\r\nIn addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. The clerk also has a list of approved financial management instructional courses. Each debtor in a joint case must complete the course.\r\n\r\nThe United States Trustee maintains a list of all approved providers at http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm.\r\n\r\n&nbsp;','Required Classes','','inherit','open','open','','154-revision-5','','','2012-04-03 14:44:56','2012-04-03 19:44:56','',154,'http://kawlaw.com/WordPress/?p=243',0,'revision','',0),(244,1,'2012-04-02 10:23:03','2012-04-02 15:23:03','<em>Selecting to file bankruptcy </em>is one of the most difficult decisions anyone can make. Many people, either because of fear or shame, wait far too long to address their financial difficulties through bankruptcy and risk compounding their problems.\r\n\r\n[caption id=\"attachment_29\" align=\"alignleft\" width=\"280\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-medium wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-280x300.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"280\" height=\"300\" /></a>[/caption]\r\n\r\n&nbsp;\r\n\r\nFinding the right bankruptcy attorney and addressing your issues promptly can bring relief. John Bodle has helped many people struggling to make the right decision about their finances, and he can help you, too.\r\n\r\n&nbsp;\r\n\r\n&nbsp;','HOME','','inherit','open','open','','78-revision-12','','','2012-04-02 10:23:03','2012-04-02 15:23:03','',78,'http://kawlaw.com/WordPress/?p=244',0,'revision','',0),(506,1,'2012-04-28 19:28:11','2012-04-29 00:28:11','There are four different kinds of bankruptcy cases, each with its own chapter in the <a title=\"Title 11, United States Code (Bankruptcy Code)\" href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">bankruptcy code</a>. They are: Chapter 7, Chapter 11, Chapter 12, and Chapter 13. Most consumer debtors use Chapter 7 or Chapter 13.\r\n\r\n<strong>Chapter 11</strong> is designed for corporate re-organizations, really, but it can be used by some individuals with complex cases. Most of the business bankruptcies that we read about in the paper and hear about on TV are Chapter 11 cases. Chapter 11 is much more complicated than the other chapters, and Chapter 11 cases are much more expensive B for example, the filing fee alone is a thousand dollars, over three times the others.\r\n\r\n<strong>Chapter 12</strong> is much like Chapter 13 but designed for, and limited to, family farmers and fishermen.\r\n\r\nMost consumer bankruptcies are under either Chapter 7 or Chapter 13. To understand the differences, we must first understand two important legal concepts: first, <a title=\"Secured vs. Unsecured Debt\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/secured-vs-unsecured-debt/\">the difference between a secured debt and an unsecured debt</a>; second, <a title=\"Exempt vs. Non-exempt Property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/exempt-property/\">the difference between exempt and non-exempt property</a>.\r\n\r\nBankruptcy addresses mostly unsecured debt; most secured debt is not affected.\r\n\r\nChapter 7 is the straight-forward liquidation -- the simplest form of bankruptcy. Fundamentally, in a Chapter 7, the first thing we do is divide all your property into <a title=\"Exempt vs. Non-exempt Property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/exempt-property/\" target=\"_blank\">exempt property and non-exempt property</a>. The exempt property is yours to keep (but you must pay any debts secured by that property). Exempt property, if any, is given to the Trustee, who sells it and distributes the proceeds to the unsecured creditors. A few months later, the court issues its Order of Discharge and you get your fresh start. (Not all debts can be discharged. You must pay debts secured by property you wish to keep -- whether that property is exempt or not B and some special debts, such as student loans and most taxes, are not dischargeable even though they are unsecured.)\r\n\r\n&nbsp;','Bankruptcy Chapters','','inherit','open','open','','158-revision-9','','','2012-04-28 19:28:11','2012-04-29 00:28:11','',158,'http://johnbodlelaw.com/2012/04/158-revision-9/',0,'revision','',0),(250,1,'2012-04-03 15:16:15','2012-04-03 20:16:15','<em>Selecting to file bankruptcy </em>is one of the most difficult decisions anyone can make. Many people, either because of fear or shame, wait far too long to address their financial difficulties through bankruptcy and risk compounding their problems.\r\n\r\n[caption id=\"attachment_29\" align=\"alignleft\" width=\"280\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-medium wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-280x300.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"280\" height=\"300\" /></a>[/caption]\r\n\r\n&nbsp;\r\n\r\nFinding the right bankruptcy attorney and addressing your issues promptly can bring relief. John Bodle has helped many people struggling to make the right decision about their finances, and he can help you, too.\r\n\r\n&nbsp;\r\n\r\n&nbsp;','Bankruptcy by Bodle','','inherit','open','open','','78-revision-13','','','2012-04-03 15:16:15','2012-04-03 20:16:15','',78,'http://johnbodlelaw.com/WordPress/?p=250',0,'revision','',0),(251,1,'2012-04-06 09:45:53','2012-04-06 14:45:53','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy, because good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Bankruptcy by Bodle','','inherit','open','open','','78-revision-14','','','2012-04-06 09:45:53','2012-04-06 14:45:53','',78,'http://johnbodlelaw.com/WordPress/?p=251',0,'revision','',0),(298,1,'2012-04-02 10:05:59','2012-04-02 15:05:59','','CONTACT US','','inherit','open','open','','130-revision-4','','','2012-04-02 10:05:59','2012-04-02 15:05:59','',130,'http://johnbodlelaw.com/WordPress/?p=298',0,'revision','',0),(252,1,'2012-04-01 13:47:00','2012-04-01 18:47:00','','What is Bankruptcy and how can I make it easy?','','inherit','open','open','','23-revision-4','','','2012-04-01 13:47:00','2012-04-01 18:47:00','',23,'http://johnbodlelaw.com/WordPress/?p=252',0,'revision','',0),(296,1,'2012-04-16 10:20:09','2012-04-16 15:20:09','','Contact form 1','','publish','open','open','','contact-form-1','','','2012-04-16 10:20:09','2012-04-16 15:20:09','',0,'http://johnbodlelaw.com/WordPress/?wpcf7_contact_form=contact-form-1',0,'wpcf7_contact_form','',0),(254,1,'2012-04-26 14:17:17','2012-04-26 19:17:17','I provide initial consultations for free because I don’t want either one of us to feel “locked in” to this relationship before we’ve even met. I think you deserve the chance to meet me, and hear me talk about what I can do for you, before I ask you to commit to hiring me; and I want the chance to meet you, and hear about your particular circumstances, before I agree to take your case.\n\nEven though it\'s free, the initial consultation may be the most valuable service I can provide for you. I’m going to explain the system to you, and ask you to explain your situation to me. I’m going to listen to your story and explain how your particular circumstances fit into the legal system, and what they system can do for you.\n\nOf course I hope we will discover, during that free consultation, that your problem is one of the kinds I can help solve, and that we like each other, and so you’ll hire me; but it’s also because I want you to know that I’m not going to nickel and dime you to death, charging you for every second I see your face or hear your voice on the phone. Yes, of course I charge for my time; I have to make a living, too; but I don’t have to charge every potential customer for every second! I became a lawyer because I wanted to help people [link to About JB] and I’ve found I can do that best by including free consultations. Many times, after hearing the client’s story, I realize they don’t need to file bankruptcy at all; there’s another, less extreme way to address their problems. That’s happy news, and I’m delighted to deliver it – after all, lawyers are often the bearer of bad news; it’s nice to be able to deliver good news every once in a while!\n\nMost importantly, a free consultation gives us both the chance to meet one another and see if we want to work together. Not everybody likes everybody else, after all. I reckon it’s truly important that we like one another, because if we like one another, our communication will probably be pretty good. If, on the other hand, we don’t like one another, it will be much more difficult to establish trust and solid communication – and those things are essential for me to be able to do the best possible job for you. [Link to “BECAUSE YOU LIKE ME”.]','Free Consultation','','inherit','open','open','','115-autosave','','','2012-04-26 14:17:17','2012-04-26 19:17:17','',115,'http://johnbodlelaw.com/WordPress/?p=254',0,'revision','',0),(262,1,'2012-04-01 13:27:50','2012-04-01 18:27:50','John will answer all your questions. Find out if bankruptcy can help you.  &lt;CONTACT US&gt;','Free Consultation','','inherit','open','open','','115-revision-6','','','2012-04-01 13:27:50','2012-04-01 18:27:50','',115,'http://johnbodlelaw.com/WordPress/?p=262',0,'revision','',0),(257,1,'2012-04-02 10:02:48','2012-04-02 15:02:48','[caption id=\"attachment_29\" align=\"alignleft\" width=\"280\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-medium wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-280x300.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"280\" height=\"300\" /></a>[/caption]\r\n\r\nI grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly do require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.\r\n\r\nBankruptcy is the primary focus of my practice. I help individuals and families resolve their financial woes through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\n&lt;JB resume&gt;.\r\n\r\n&lt;Blog&gt; [If you really want to learn who I am from this web site, read my blog. Naturally, many of the posts are on purely legal topics, but I touch on many topics and, on my blog posts (as in real life!) I’m not shy about expressing my opinions.]\r\n\r\n&nbsp;\r\n\r\nJohn Bodle grew up in Lawrence and has lived here most of his life.\r\n\r\nI grew up in Lawrence and have lived here most of my life.','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-10','','','2012-04-02 10:02:48','2012-04-02 15:02:48','',7,'http://johnbodlelaw.com/WordPress/?p=257',0,'revision','',0),(259,1,'2012-04-01 13:28:32','2012-04-01 18:28:32','','Practice Areas','','inherit','open','open','','91-revision-4','','','2012-04-01 13:28:32','2012-04-01 18:28:32','',91,'http://johnbodlelaw.com/WordPress/?p=259',0,'revision','',0),(319,1,'2012-04-07 13:36:21','2012-04-07 18:36:21','Bankruptcy is the primary focus of my practice. I help individuals and families get a Fresh Start through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\nBecause my clients demand it, I also handle other civil law matters, on a selected, case-by-case basis, including:\r\n<ul>\r\n	<li>Family law (my focus for a decade)</li>\r\n	<li>Wills &amp; probate; living wills, living trusts, health care directives</li>\r\n	<li>Small business matters</li>\r\n	<li>Real estate transactions</li>\r\n	<li>Landlord-tenant matters</li>\r\n</ul>','Practice Areas','','inherit','open','open','','91-revision-6','','','2012-04-07 13:36:21','2012-04-07 18:36:21','',91,'http://johnbodlelaw.com/WordPress/?p=319',0,'revision','',0),(260,1,'2012-04-07 13:35:05','2012-04-07 18:35:05','Bankruptcy is the primary focus of my practice. I help individuals and families resolve their financial woes through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\nBecause my clients demand it, I also handle other civil law matters, on a selected, case-by-case basis, including:\r\n<ul>\r\n	<li>Family law (my focus for a decade)</li>\r\n	<li>Wills &amp; probate; living wills, living trusts, health care directives</li>\r\n	<li>Small business matters</li>\r\n	<li>Real estate transactions</li>\r\n	<li>Landlord-tenant matters</li>\r\n</ul>','Practice Areas','','inherit','open','open','','91-revision-5','','','2012-04-07 13:35:05','2012-04-07 18:35:05','',91,'http://johnbodlelaw.com/WordPress/?p=260',0,'revision','',0),(261,1,'2012-04-07 13:31:30','2012-04-07 18:31:30','[caption id=\"attachment_29\" align=\"alignleft\" width=\"280\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-medium wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-280x300.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"280\" height=\"300\" /></a>[/caption]\r\n\r\nI grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.\r\n\r\nBankruptcy is the primary focus of my practice. I help individuals and families resolve their financial woes through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\n&lt;JB resume&gt;.\r\n\r\n&lt;Blog&gt; [If you really want to learn who I am from this web site, read my blog. Naturally, many of the posts are on purely legal topics, but I touch on many topics and, on my blog posts (as in real life!) I’m not shy about expressing my opinions.]\r\n\r\n&nbsp;','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-11','','','2012-04-07 13:31:30','2012-04-07 18:31:30','',7,'http://johnbodlelaw.com/WordPress/?p=261',0,'revision','',0),(389,1,'2012-04-27 12:43:24','2012-04-27 17:43:24','i) Bankruptcy code:<a title=\"Bankruptcy Code\" href=\" http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\"> http://uscode.house.gov/download/title_11.shtml</a>\r\n\r\nii) U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita) -- <a title=\"US Bankruptcy Court, District of Kansas\" href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">http://www.ksb.uscourts.gov/</a>\r\n\r\niii) Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. The nature of the “supervision” varies depending on the bankruptcy chapter used, and sometimes on the specific facts of the case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees. [link to blog about trustees]\r\n\r\niv) US Trustee – <a title=\"US Trustee\" href=\"http://www.justice.gov/ust/\" target=\"_blank\">http://www.justice.gov/ust/</a>\r\n\r\n(1) Report bankruptcy fraud: <a title=\"Report bankruptcy fraud\" href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">http://www.justice.gov/ust/eo/fraud/index.htm</a>\r\n\r\n(2) Official information sheet: <a title=\"Official information sheet\" href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf</a>\r\n\r\n(3) List of officially approved providers of required Credit Counseling and Financial Management classes: <a title=\"Credit Counseling and Financial Management classes\" href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm</a>\r\n\r\nv) Individual trustees\r\n\r\n(1) Topeka – chapter 13: Jan Hamilton – w<a title=\"Topeka Chapter 13 Trustee\" href=\"www.topeka13trustee.com\" target=\"_blank\">ww.topeka13trustee.com</a>\r\n\r\n(2) Topeka – chapter 7 [4 of them]\r\n\r\n2. Other law sites (not bankruptcy-related)\r\n\r\ni) Lawrence Municipal Court – http://lawrenceks.org/attorney/\r\n\r\nii) Douglas County District Court – http://www.douglas-county.com/district_court/dc_home.aspx\r\n\r\niii) U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita) – http://www.ksd.uscourts.gov/\r\n\r\niv) Kansas Child Support Guidelines\r\n\r\nv) official government forms\r\n\r\n(1) Family law\r\n\r\n(2) Bankruptcy\r\n\r\n(3) Small claims\r\n\r\nvi) Small claims\r\n\r\nvii) County family law guidelines\r\n\r\n(1) Shawnee especially B explanations apply state-wide, if not beyond!\r\n\r\n3. Our democractic representatives:\r\n\r\ni) Find my representatives and senators in the Kansas legislature: http://maps.kansasgis.org/demograph/ims/myelect.cfm\r\n\r\nii) Kansas governor: https://governor.ks.gov/\r\n\r\niii) United States senators\r\n\r\n(1) Senator Jerry Moran: http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\r\n\r\n(2) Seantor Pat Roberts: http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\r\n\r\niv) United States representatives\r\n\r\n(1) Representative Lynn Jenkins: http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\r\n\r\n(2) Representative Kevin Yoder: https://yoderforms.house.gov/email-me\r\n\r\nv) The President of the United States: http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-9','','','2012-04-27 12:43:24','2012-04-27 17:43:24','',49,'http://johnbodlelaw.com/2012/04/49-revision-9/',0,'revision','',0),(273,1,'2012-04-09 19:55:17','2012-04-10 00:55:17','http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/web21.jpg','web21.jpg','','inherit','open','open','','web21-jpg','','','2012-04-09 19:55:17','2012-04-10 00:55:17','',0,'http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/web21.jpg',0,'attachment','image/jpeg',0),(274,1,'2012-04-09 19:57:09','2012-04-10 00:57:09','http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/Campinile1.jpg','Campinile1.jpg','','inherit','open','open','','campinile1-jpg','','','2012-04-09 19:57:09','2012-04-10 00:57:09','',0,'http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/Campinile1.jpg',0,'attachment','image/jpeg',0),(278,1,'2012-04-07 13:37:17','2012-04-07 18:37:17','[caption id=\"attachment_29\" align=\"alignleft\" width=\"280\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-medium wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-280x300.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"280\" height=\"300\" /></a>[/caption]\r\n\r\nI grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-12','','','2012-04-07 13:37:17','2012-04-07 18:37:17','',7,'http://kawlaw.com/WordPress/?p=278',0,'revision','',0),(325,1,'2012-04-16 20:31:31','2012-04-17 01:31:31','Bankruptcy is the primary focus of my practice. I help individuals and families get a Fresh Start through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\nBecause my clients demand it, I also handle other civil law matters, on a selected, case-by-case basis, including:\r\n<ul>\r\n	<li>Family law (my focus for a decade)</li>\r\n	<li>Wills &amp; probate; living wills, living trusts, health care directives</li>\r\n	<li>Small business matters</li>\r\n	<li>Real estate transactions</li>\r\n	<li>Landlord-tenant matters</li>\r\n</ul>','Practice Areas','','inherit','open','open','','91-revision-7','','','2012-04-16 20:31:31','2012-04-17 01:31:31','',91,'http://johnbodlelaw.com/WordPress/?p=325',0,'revision','',0),(284,1,'2012-04-15 12:55:52','2012-04-15 17:55:52','http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/cropped-jbw6.jpg','cropped-jbw6.jpg','','inherit','closed','open','','cropped-jbw6-jpg','','','2012-04-15 12:55:52','2012-04-15 17:55:52','',0,'http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/cropped-jbw6.jpg',0,'attachment','image/jpeg',0),(489,1,'2012-05-02 15:39:05','2012-05-02 20:39:05','Deciding to file <a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">bankruptcy </a>is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  <a title=\"About John Bodle\" href=\"http://johnbodlelaw.com/about-john-bodle/\">John Bodle</a> has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI am a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  <a title=\"Contact Us\" href=\"http://johnbodlelaw.com/contact-us/\">CONTACT US TODAY for a free consultation.</a>','Thinking about bankruptcy','','inherit','open','open','','78-revision-33','','','2012-05-02 15:39:05','2012-05-02 20:39:05','',78,'http://johnbodlelaw.com/2012/05/78-revision-33/',0,'revision','',0),(288,1,'2012-04-15 12:59:19','2012-04-15 17:59:19','http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/cropped-jbw6.jpg','cropped-jbw6.jpg','','inherit','closed','open','','cropped-jbw6-jpg-2','','','2012-04-15 12:59:19','2012-04-15 17:59:19','',0,'http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/cropped-jbw6.jpg',0,'attachment','image/jpeg',0),(390,1,'2012-04-27 13:10:25','2012-04-27 18:10:25','i) Bankruptcy code:<a title=\"Bankruptcy Code\" href=\" http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\"> http://uscode.house.gov/download/title_11.shtml</a>\r\n\r\nii) U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita) -- <a title=\"US Bankruptcy Court, District of Kansas\" href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">http://www.ksb.uscourts.gov/</a>\r\n\r\niii) Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. The nature of the “supervision” varies depending on the bankruptcy chapter used, and sometimes on the specific facts of the case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees. [link to blog about trustees]\r\n\r\niv) US Trustee – <a title=\"US Trustee\" href=\"http://www.justice.gov/ust/\" target=\"_blank\">http://www.justice.gov/ust/</a>\r\n\r\n(1) Report bankruptcy fraud: <a title=\"Report bankruptcy fraud\" href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">http://www.justice.gov/ust/eo/fraud/index.htm</a>\r\n\r\n(2) Official information sheet: <a title=\"Official information sheet\" href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf</a>\r\n\r\n(3) List of officially approved providers of required Credit Counseling and Financial Management classes: <a title=\"Credit Counseling and Financial Management classes\" href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm</a>\r\n\r\nv) Individual trustees\r\n\r\n(1) Topeka – chapter 13: Jan Hamilton – <a title=\"Topeka Chapter 13 Trustee, Jan Hamilton\" href=\"www.topeka13trustee.com\" target=\"_blank\">www.topeka13trustee.com</a>\r\n\r\n(2) Topeka – chapter 7 [4 of them]\r\n\r\n2. Other law sites (not bankruptcy-related)\r\n\r\ni) Lawrence Municipal Court – http://lawrenceks.org/attorney/\r\n\r\nii) Douglas County District Court – http://www.douglas-county.com/district_court/dc_home.aspx\r\n\r\niii) U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita) – http://www.ksd.uscourts.gov/\r\n\r\niv) Kansas Child Support Guidelines\r\n\r\nv) official government forms\r\n\r\n(1) Family law\r\n\r\n(2) Bankruptcy\r\n\r\n(3) Small claims\r\n\r\nvi) Small claims\r\n\r\nvii) County family law guidelines\r\n\r\n(1) Shawnee especially B explanations apply state-wide, if not beyond!\r\n\r\n3. Our democractic representatives:\r\n\r\ni) Find my representatives and senators in the Kansas legislature: http://maps.kansasgis.org/demograph/ims/myelect.cfm\r\n\r\nii) Kansas governor: https://governor.ks.gov/\r\n\r\niii) United States senators\r\n\r\n(1) Senator Jerry Moran: http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\r\n\r\n(2) Seantor Pat Roberts: http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\r\n\r\niv) United States representatives\r\n\r\n(1) Representative Lynn Jenkins: http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\r\n\r\n(2) Representative Kevin Yoder: https://yoderforms.house.gov/email-me\r\n\r\nv) The President of the United States: http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-10','','','2012-04-27 13:10:25','2012-04-27 18:10:25','',49,'http://johnbodlelaw.com/2012/04/49-revision-10/',0,'revision','',0),(295,1,'2012-04-15 20:17:58','2012-04-16 01:17:58','http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/cropped-jbw6.jpg','cropped-jbw6.jpg','','inherit','closed','open','','cropped-jbw6-jpg-3','','','2012-04-15 20:17:58','2012-04-16 01:17:58','',0,'http://johnbodlelaw.com/WordPress/wp-content/uploads/2012/04/cropped-jbw6.jpg',0,'attachment','image/jpeg',0),(297,1,'2012-04-06 09:49:22','2012-04-06 14:49:22','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney now.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy, because good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Bankruptcy by Bodle','','inherit','open','open','','78-revision-15','','','2012-04-06 09:49:22','2012-04-06 14:49:22','',78,'http://johnbodlelaw.com/WordPress/?p=297',0,'revision','',0),(299,1,'2012-04-02 10:06:12','2012-04-02 15:06:12','My name is John Bodle and I\'m here to help you understand the basics of bankruptcy and decide if bankruptcy is right for you.\r\n\r\nBEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.\r\n<ul>\r\n	<li>What is bankruptcy? Bankruptcy is a way for folks drowning in debt to get a FRESH START.</li>\r\n	<li>What is the process?</li>\r\n</ul>\r\n<ul>\r\n	<li>With the lawyer</li>\r\n	<li>With the court</li>\r\n	<li>With your property</li>\r\n</ul>','BANKRUPTCY BASICS','','inherit','open','open','','56-revision-10','','','2012-04-02 10:06:12','2012-04-02 15:06:12','',56,'http://johnbodlelaw.com/WordPress/?p=299',0,'revision','',0),(300,1,'2012-04-02 10:06:28','2012-04-02 15:06:28','','BLOG','','inherit','open','open','','30-revision-6','','','2012-04-02 10:06:28','2012-04-02 15:06:28','',30,'http://johnbodlelaw.com/WordPress/?p=300',0,'revision','',0),(301,1,'2012-04-16 10:35:32','2012-04-16 15:35:32','','CONTACT US','','inherit','open','open','','130-revision-5','','','2012-04-16 10:35:32','2012-04-16 15:35:32','',130,'http://johnbodlelaw.com/WordPress/?p=301',0,'revision','',0),(302,1,'2012-04-16 10:34:42','2012-04-16 15:34:42','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney now.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy, because good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','HOME','','inherit','open','open','','78-revision-16','','','2012-04-16 10:34:42','2012-04-16 15:34:42','',78,'http://johnbodlelaw.com/WordPress/?p=302',0,'revision','',0),(303,1,'2012-04-16 11:09:19','2012-04-16 16:09:19','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney now.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy, because good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Bankruptcy by Bodle','','inherit','open','open','','78-revision-17','','','2012-04-16 11:09:19','2012-04-16 16:09:19','',78,'http://johnbodlelaw.com/WordPress/?p=303',0,'revision','',0),(304,1,'2012-04-16 11:14:20','2012-04-16 16:14:20','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Bankruptcy by Bodle','','inherit','open','open','','78-revision-18','','','2012-04-16 11:14:20','2012-04-16 16:14:20','',78,'http://johnbodlelaw.com/WordPress/?p=304',0,'revision','',0),(305,1,'2012-04-16 11:56:33','2012-04-16 16:56:33','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','BANKRUPTCY BY BODLE','','inherit','open','open','','78-revision-19','','','2012-04-16 11:56:33','2012-04-16 16:56:33','',78,'http://johnbodlelaw.com/WordPress/?p=305',0,'revision','',0),(416,1,'2012-04-27 15:39:53','2012-04-27 20:39:53','Usually when we\'re talking about \"the trustee,\" we\'re talking about the <em><strong>individual case trustee</strong></em> assigned to handle your specific bankruptcy case; but actually there are several different kinds of bankruptcy trustees, with somewhat different roles.  For most people, the most important trustee is the individual case trustee assigned to their case.\r\n\r\nThe individual case trustee is directly, personally involved in every case.  The trustee – the individual case trustee assigned to the case – is responsible for reviewing every line of every form in the case, checking over the property, the exemptions, the classification of debts, the legal fees, everything.  The trustee conducts the <a title=\"With the Court\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-court/\">341 meeting</a> and, when it\'s ready, presents the case to the judge for approval.  So, when we say \"the trustee,\" we\'re almost always talking about the individual case trustee.\r\n\r\nCase trustees have slightly different roles, depending on the bankruptcy chapter under which the case is filed. Chapter 7 is a \"liquidation,\" so a Chapter 7 trustee is primarily focused on non-exempt property (if there is any) that might be sold – liquidated – for the benefit of the creditors.  A Chapter 13 trustee, on the other hand, is focused primarily on implementing the Chapter 13 Plan.  (In Chapter 13, any \"liquidation\" is done through the Plan.)\r\n\r\nOne might think of the trustee as \"the enemy\" – and if you\'re trying to cheat the system, that\'s probably true! – but as a practical matter, in most cases, the trustee is our friend, because he (or she) helps make sure the case is completely in order, eliminating problems before the case gets to the judge.\r\n\r\n<strong>In Topeka,</strong> we have one <a title=\"Jan Hamilton, the Topeka Standing Chapter 13 Trustee\" href=\"http://www.topeka13trustee.com\" target=\"_blank\">Chapter 13 Trustee, Jan Hamilton</a>, and three Chapter 7 trustees, Bob Baer, Patricia Hamilton (no relation to Jan!), and Darcy Williamson.\r\n\r\n<strong>In Kansas City,</strong> we have one <a title=\"Bill Griffin, KC 13 trustee\" href=\"http://www.13network.com/kcghome.htm\" target=\"_blank\">Chapter 13 Trustee, Bill Griffin</a>, and four Chapter 7 trustees, Carl R. Clark, Eric C. Rajala, Steven R. Rebein, and Christopher J. Redmond.They are all experienced private bankruptcy attorneys.\r\n\r\nYou may also hear about the <a title=\"The United States Trustee\" href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a>.  Again, there are actually a number of US Trustees, but here we\'ll consider the entire office as a whole.  The United States Trustee is responsible for general oversight over the entire bankruptcy system, including the individual case trustees.  In most cases, the debtor never hears anything about or from the United States Trustee, and that\'s a good thing, because if they do, it\'s for an audit (bad enough) or something even worse.\r\n\r\nWhen we\'re talking about the United States Trustee (either the office as a whole or any specific US Trustee), invariably we say \"the United States Trustee,\" not just \"the trustee.\"  The <a title=\"Office of  the United States Trustee\" href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee\'s Office</a> is an official government agency and all the United States Trustees are government employees.','The Trustee','','publish','open','open','','the-trustee','','','2013-04-09 10:04:48','2013-04-09 15:04:48','',183,'http://johnbodlelaw.com/?page_id=416',4,'page','',0),(310,1,'2012-04-12 18:56:42','2012-04-12 23:56:42','<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22.jpg\"><img class=\"alignleft size-medium wp-image-280\" title=\"JBshot2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22-300x251.jpg\" alt=\"\" width=\"300\" height=\"251\" /></a>I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-15','','','2012-04-12 18:56:42','2012-04-12 23:56:42','',7,'http://johnbodlelaw.com/WordPress/?p=310',0,'revision','',0),(311,1,'2012-04-16 15:30:09','2012-04-16 20:30:09','<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22.jpg\"><img class=\"alignleft size-medium wp-image-280\" title=\"JBshot2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22-300x251.jpg\" alt=\"\" width=\"300\" height=\"251\" /></a>I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','ABOUT ','','inherit','open','open','','7-revision-16','','','2012-04-16 15:30:09','2012-04-16 20:30:09','',7,'http://johnbodlelaw.com/WordPress/?p=311',0,'revision','',0),(312,1,'2012-04-16 12:00:10','2012-04-16 17:00:10','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','BANKRUPTCY BY BODLE','','inherit','open','open','','78-revision-20','','','2012-04-16 12:00:10','2012-04-16 17:00:10','',78,'http://johnbodlelaw.com/WordPress/?p=312',0,'revision','',0),(313,1,'2012-04-16 16:33:01','2012-04-16 21:33:01','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','BANKRUPTCY BY BODLE','','inherit','open','open','','78-revision-21','','','2012-04-16 16:33:01','2012-04-16 21:33:01','',78,'http://johnbodlelaw.com/WordPress/?p=313',0,'revision','',0),(314,1,'2012-04-16 17:17:09','2012-04-16 22:17:09','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','BANKRUPTCY BY BODLE','','inherit','open','open','','78-revision-22','','','2012-04-16 17:17:09','2012-04-16 22:17:09','',78,'http://johnbodlelaw.com/WordPress/?p=314',0,'revision','',0),(315,1,'2012-04-16 17:18:09','2012-04-16 22:18:09','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','BANKRUPTCY BY BODLE','','inherit','open','open','','78-revision-23','','','2012-04-16 17:18:09','2012-04-16 22:18:09','',78,'http://johnbodlelaw.com/WordPress/?p=315',0,'revision','',0),(316,1,'2012-04-16 15:30:57','2012-04-16 20:30:57','<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22.jpg\"><img class=\"alignleft size-medium wp-image-280\" title=\"JBshot2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22-300x251.jpg\" alt=\"\" width=\"300\" height=\"251\" /></a>I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','ABOUT JOHN BODLE','','inherit','open','open','','7-revision-17','','','2012-04-16 15:30:57','2012-04-16 20:30:57','',7,'http://johnbodlelaw.com/WordPress/?p=316',0,'revision','',0),(317,1,'2012-04-16 17:18:53','2012-04-16 22:18:53','<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22.jpg\"><img class=\"alignleft size-medium wp-image-280\" title=\"JBshot2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22-300x251.jpg\" alt=\"\" width=\"300\" height=\"251\" /></a>I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years (1989 - 1995) as a United States Air Force judge advocate before returning to Lawrence to establish my private practice. I became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list. Oh, sure, technically, you can prepare and file your own bankruptcy, but doing so may cost you thousands of dollars that you could have saved with a good, detail-oriented lawyer on your side. The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets. I focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','About John Bodle','','inherit','open','open','','7-revision-18','','','2012-04-16 17:18:53','2012-04-16 22:18:53','',7,'http://johnbodlelaw.com/WordPress/?p=317',0,'revision','',0),(318,1,'2012-04-16 17:18:25','2012-04-16 22:18:25','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Bankruptcy by Bodle','','inherit','open','open','','78-revision-24','','','2012-04-16 17:18:25','2012-04-16 22:18:25','',78,'http://johnbodlelaw.com/WordPress/?p=318',0,'revision','',0),(320,1,'2012-04-30 08:30:11','2012-04-30 13:30:11','<a href=\"http://johnbodlelaw.com/wp-content/uploads/2012/03/resume.pdf\">Résumé</a> of John Bodle in PDF format.','Résumé','','inherit','open','open','','94-autosave','','','2012-04-30 08:30:11','2012-04-30 13:30:11','',94,'http://johnbodlelaw.com/WordPress/?p=320',0,'revision','',0),(321,1,'2012-04-03 14:43:11','2012-04-03 19:43:11','RESUME','Experience','','inherit','open','open','','94-revision-4','','','2012-04-03 14:43:11','2012-04-03 19:43:11','',94,'http://johnbodlelaw.com/WordPress/?p=321',0,'revision','',0),(323,1,'2012-04-16 20:36:30','2012-04-17 01:36:30','','Résumé','','inherit','open','open','','94-revision-6','','','2012-04-16 20:36:30','2012-04-17 01:36:30','',94,'http://johnbodlelaw.com/WordPress/?p=323',0,'revision','',0),(326,1,'2012-04-16 20:54:22','2012-04-17 01:54:22','Bankruptcy is the primary focus of my practice. I help individuals and families get a Fresh Start through bankruptcy under Chapter 7 and Chapter 13. Usually, that includes eliminating all or most of their unsecured debt, such as credit card and medical debt.\r\n\r\nBecause my clients demand it, I also handle other civil law matters, on a selected, case-by-case basis, including:\r\n<ul>\r\n	<li>Wills &amp; probate; living wills, living trusts, health care directives</li>\r\n	<li>Small business matters</li>\r\n	<li>Real estate transactions</li>\r\n	<li>Landlord-tenant matters</li>\r\n	<li>other civil law matters</li>\r\n</ul>','Practice Areas','','inherit','open','open','','91-revision-8','','','2012-04-16 20:54:22','2012-04-17 01:54:22','',91,'http://johnbodlelaw.com/WordPress/?p=326',0,'revision','',0),(327,1,'2012-04-16 10:35:52','2012-04-16 15:35:52','My name is John Bodle and I\'m here to help you understand the basics of bankruptcy and decide if bankruptcy is right for you.\r\n\r\nBEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.\r\n<ul>\r\n	<li>What is bankruptcy? Bankruptcy is a way for folks drowning in debt to get a FRESH START.</li>\r\n	<li>What is the process?</li>\r\n</ul>\r\n<ul>\r\n	<li>With the lawyer</li>\r\n	<li>With the court</li>\r\n	<li>With your property</li>\r\n</ul>','BANKRUPTCY BASICS','','inherit','open','open','','56-revision-11','','','2012-04-16 10:35:52','2012-04-16 15:35:52','',56,'http://johnbodlelaw.com/WordPress/?p=327',0,'revision','',0),(328,1,'2012-04-16 10:36:30','2012-04-16 15:36:30','','BLOG','','inherit','open','open','','30-revision-7','','','2012-04-16 10:36:30','2012-04-16 15:36:30','',30,'http://johnbodlelaw.com/WordPress/?p=328',0,'revision','',0),(329,1,'2012-04-16 10:36:49','2012-04-16 15:36:49','','CONTACT US','','inherit','open','open','','130-revision-6','','','2012-04-16 10:36:49','2012-04-16 15:36:49','',130,'http://johnbodlelaw.com/WordPress/?p=329',0,'revision','',0),(330,1,'2012-04-02 10:07:07','2012-04-02 15:07:07','','LINKS','','inherit','open','open','','49-revision-5','','','2012-04-02 10:07:07','2012-04-02 15:07:07','',49,'http://johnbodlelaw.com/WordPress/?p=330',0,'revision','',0),(334,1,'2012-04-16 22:18:11','2012-04-17 03:18:11','My name is John Bodle and I\'m here to help you understand the basics of bankruptcy and decide if bankruptcy is right for you.\r\n\r\nBEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.\r\n<ul>\r\n	<li>What is bankruptcy? Bankruptcy is a way for folks drowning in debt to get a FRESH START.</li>\r\n	<li>What is the process?</li>\r\n</ul>\r\n<ul>\r\n</ul><ul>\r\n	<li>With the lawyer</li>\r\n	<li>With the court</li>\r\n	<li>With your property</li>\r\n</ul>\r\n','Bankruptcy Basics','','inherit','open','open','','56-revision-13','','','2012-04-16 22:18:11','2012-04-17 03:18:11','',56,'http://johnbodlelaw.com/WordPress/?p=334',0,'revision','',0),(331,1,'2012-04-16 22:14:29','2012-04-17 03:14:29','My name is John Bodle and I\'m here to help you understand the basics of bankruptcy and decide if bankruptcy is right for you.\r\n\r\nBEWARE! Bankruptcy law is extremely complex, and there are exceptions to almost every statement in this overview. Nothing on this website should be considered legal advice; you should review your specific circumstances with a qualified lawyer before making any decisions regarding bankruptcy.\r\n<ul>\r\n	<li>What is bankruptcy? Bankruptcy is a way for folks drowning in debt to get a FRESH START.</li>\r\n	<li>What is the process?</li>\r\n</ul>\r\n<ul>\r\n	<li>With the lawyer</li>\r\n	<li>With the court</li>\r\n	<li>With your property</li>\r\n</ul>','Bankruptcy Basics','','inherit','open','open','','56-revision-12','','','2012-04-16 22:14:29','2012-04-17 03:14:29','',56,'http://johnbodlelaw.com/WordPress/?p=331',0,'revision','',0),(335,1,'2012-05-02 20:00:15','2012-05-03 01:00:15','Bankruptcy is a way for folks drowning in debt to get a <a title=\"The Fresh Start\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-fresh-start/\">FRESH START</a>.  The debtor – the person drowning in debt – files a petition with the U.S. Bankruptcy Court.  The Petition includes a bunch of schedules and other forms describing all the debtor\'s property and debts and outlining what will happen with the various debts and property.  The trustee and the court review the documents; when everything is in order, and after the necessary waiting periods have run, the court grants an \"Order of Discharge,\" which wipes out the dischargeable debt, and the Debtor has a Fresh Start.\n\nBankruptcy eliminates (discharges) most unsecured debts, but not all.  Bankruptcy does not eliminate most debts for taxes, child and spousal support, student loans, debt resulting from malicious or willful injury, fraud, or drunk driving, criminal fines or restitution, and some recent credit purchases.  There are exceptions to every one of these classes, however, so you should review these debts carefully with your attorney to ensure all possible debts are discharged.','What is Bankruptcy?','','inherit','open','open','','181-autosave','','','2012-05-02 20:00:15','2012-05-03 01:00:15','',181,'http://johnbodlelaw.com/WordPress/?p=335',0,'revision','',0),(332,1,'2012-04-07 14:26:07','2012-04-07 19:26:07','I provide initial consultations for free because I don’t want either one of us to feel “locked in” to this relationship before we’ve even met. I think you deserve the chance to meet me, and hear me talk about what I can do for you, before I ask you to commit to hiring me; and I want the chance to meet you, and hear about your particular circumstances, before I agree to take your case!\r\n\r\nEven though it\'s free, the initial consultation may be the most valuable service I can provide for you. I’m going to explain the system to you, and ask you to explain your situation to me. I’m going to listen to your story and explain how your particular circumstances fit into the legal system, and what they system can do for you.\r\n\r\n&nbsp;\r\n\r\nOf course I hope we will discover, during that free consultation, that your problem is one of the kinds I can help solve, and that we like each other, and so you’ll hire me; but it’s also because I want you to know that I’m not going to nickel and dime you to death, charging you for every second I see your face or hear your voice on the phone. Yes, of course I charge for my time; I have to make a living, too; but I don’t have to charge every potential customer for every second! I became a lawyer because I wanted to help people [link to About JB] and I’ve found I can do that best by including free consultations. Many times, after hearing the client’s story, I realize they don’t need to file bankruptcy at all; there’s another, less extreme way to address their problems. That’s happy news, and I’m delighted to deliver it – after all, lawyers are often the bearer of bad news; it’s nice to be able to deliver good news every once in a while!\r\n\r\nMost importantly, a free consultation gives us both the chance to meet one another and see if we want to work together. Not everybody likes everybody else, after all. I reckon it’s truly important that we like one another, because if we like one another, our communication will probably be pretty good. If, on the other hand, we don’t like one another, it will be much more difficult to establish trust and solid communication – and those things are essential for me to be able to do the best possible job for you. [Link to “BECAUSE YOU LIKE ME”.]','Free Consultation','','inherit','open','open','','115-revision-7','','','2012-04-07 14:26:07','2012-04-07 19:26:07','',115,'http://johnbodlelaw.com/WordPress/?p=332',0,'revision','',0),(333,1,'2012-04-16 22:21:14','2012-04-17 03:21:14','I provide initial consultations for free because I don’t want either one of us to feel “locked in” to this relationship before we’ve even met. I think you deserve the chance to meet me, and hear me talk about what I can do for you, before I ask you to commit to hiring me; and I want the chance to meet you, and hear about your particular circumstances, before I agree to take your case.\r\n\r\nEven though it\'s free, the initial consultation may be the most valuable service I can provide for you. I’m going to explain the system to you, and ask you to explain your situation to me. I’m going to listen to your story and explain how your particular circumstances fit into the legal system, and what they system can do for you.\r\n\r\nOf course I hope we will discover, during that free consultation, that your problem is one of the kinds I can help solve, and that we like each other, and so you’ll hire me; but it’s also because I want you to know that I’m not going to nickel and dime you to death, charging you for every second I see your face or hear your voice on the phone. Yes, of course I charge for my time; I have to make a living, too; but I don’t have to charge every potential customer for every second! I became a lawyer because I wanted to help people [link to About JB] and I’ve found I can do that best by including free consultations. Many times, after hearing the client’s story, I realize they don’t need to file bankruptcy at all; there’s another, less extreme way to address their problems. That’s happy news, and I’m delighted to deliver it – after all, lawyers are often the bearer of bad news; it’s nice to be able to deliver good news every once in a while!\r\n\r\nMost importantly, a free consultation gives us both the chance to meet one another and see if we want to work together. Not everybody likes everybody else, after all. I reckon it’s truly important that we like one another, because if we like one another, our communication will probably be pretty good. If, on the other hand, we don’t like one another, it will be much more difficult to establish trust and solid communication – and those things are essential for me to be able to do the best possible job for you. [Link to “BECAUSE YOU LIKE ME”.]','Free Consultation','','inherit','open','open','','115-revision-8','','','2012-04-16 22:21:14','2012-04-17 03:21:14','',115,'http://johnbodlelaw.com/WordPress/?p=333',0,'revision','',0),(336,1,'2012-04-01 13:37:42','2012-04-01 18:37:42','Bankruptcy is a way for folks drowning in debt to get a FRESH START.','What is Bankruptcy?','','inherit','open','open','','181-revision-4','','','2012-04-01 13:37:42','2012-04-01 18:37:42','',181,'http://johnbodlelaw.com/WordPress/?p=336',0,'revision','',0),(337,1,'2012-04-01 13:36:42','2012-04-01 18:36:42','WHAT IS THE DIFFERENCE BETWEEN SECURED AND UNSECURED DEBT?\r\n\r\nSECURED DEBT. A secured debt is one that is specifically tied to certain property, typically by a lien, giving the lender the right of repossession. (In the case of a Apossessory lien, the lender holds the security-property as long as you owe the debt: The pawnbroker holds the ring you pawned; the landlord or utility company holds your cash security deposit.) The classic examples are a home mortgage and a car loan; if you don’t make your mortgage payments, they’ll take your house; if you don’t make the car loan payments, they’ll take the car. The property secures the debt; the property is the lender’s security interest. When we borrow money to buy a thing (home, car, TV, etc.) and the debt is secured by that thing; that’s called a purchase money security interest or PMSI. Most liens are consensual – we agreed to it, in exchange for the cash or the thing that we got – but statutory and judgment liens are also quite common.\r\n\r\nUnsecured debt is everything else – most credit card debts, medical debts, some tax debts (those without a lien), student loans, back rent &amp; utilities (except for what’s covered by security deposits), the money you borrowed from your best friend or cousin – most of those debts are unsecured. If an unsecured creditor is not happy with how you are paying (or not paying) the debt, they have no property they can repossess. An unsecured creditor must first go to court, sue you, get a judgment, then try to execute on the judgment, typically by sending the sheriff out to try to glom onto your non-exempt property.\r\n\r\nBankruptcy addresses primarily unsecured debt – even in bankruptcy, if you don’t make the mortgage payments, they’ll take your house, and if you don’t make the car payment, they’ll take your car.\r\n\r\n&nbsp;',' Secured vs. Unsecured debt?','','inherit','open','open','','162-revision-4','','','2012-04-01 13:36:42','2012-04-01 18:36:42','',162,'http://johnbodlelaw.com/WordPress/?p=337',0,'revision','',0),(338,1,'2012-05-14 07:36:00','2012-05-14 12:36:00','There are four different kinds of bankruptcy cases, each with its own chapter in the bankruptcy code. They are: Chapter 7, Chapter 11, Chapter 12, and Chapter 13. Most consumer debtors use Chapter 7 or Chapter 13.\n\nTo understand the differences, we must first understand two important legal concepts: first, the <a title=\"Secured vs. Unsecured Debt\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/secured-vs-unsecured-debt/\">difference between a secured debt and an unsecured debt</a>; second, the <a title=\"Exempt vs. Non-exempt Property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/exempt-property/\">difference between exempt and non-exempt property</a>.\n\nBankruptcy addresses mostly unsecured debt; most secured debt is not affected.\n\n<span style=\"text-decoration: underline;\"><strong>Chapter 7</strong></span> is the straight-forward liquidation -- the simplest form of bankruptcy. Fundamentally, in a Chapter 7, the first thing we do is divide all your property into <a title=\"Exempt vs. Non-exempt Property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/exempt-property/\">exempt property and non-exempt property</a>. The exempt property is yours to keep (but you must pay any debts secured by that property). Exempt property, if any, is given to <a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">the Trustee</a>, who sells it and distributes the proceeds to the unsecured creditors (called \"liquidati. A few months later, the court issues its Order of Discharge and you get your fresh start. (Not all debts can be discharged. You must pay debts secured by property you wish to keep -- whether that property is exempt or not -- and some special debts, such as student loans and most taxes, are not dischargeable even though they are unsecured.)\n\n<span style=\"text-decoration: underline;\"><strong>Chapter 13</strong></span> is designed for wage-earners and others with regular income, and it makes most sense for those who are behind on installment loans secured by property they wish to keep, such as their homes or cars. The heart of a Chapter 13 bankruptcy is the Plan, during which the debtor makes monthly payments to the Trustee, who distributes the funds to the appropriate creditors. Through the Plan, the debtor pays the non-dischargeable debts and gets caught up on the late or missing payments for the house and car; then, at the end of the Plan, any remaining dischargeable debt is discharged and the debtor gets his or her Fresh Start. Typically, the debtor’s legal fees and court filing fees are also paid through the Plan, so in many cases, no up-front fees are required for a Chapter 13 bankruptcy – but it is much more expensive than a Chapter 7 case.\n\n<span style=\"text-decoration: underline;\"><strong>Chapter 11</strong></span> is designed for corporate re-organizations, really, but it can be used by some individuals with complex cases. Most of the business bankruptcies that we read about in the paper and hear about on TV are Chapter 11 cases. Chapter 11 is much more complicated than the other chapters, and Chapter 11 cases are much more expensive B for example, the filing fee alone is a thousand dollars, over three times the others.\n\n<span style=\"text-decoration: underline;\"><strong>Chapter 12</strong></span> is much like Chapter 13 but designed for, and limited to, family farmers and fishermen.\n\n&nbsp;\n\n&nbsp;','Bankruptcy Chapters','','inherit','open','open','','158-autosave','','','2012-05-14 07:36:00','2012-05-14 12:36:00','',158,'http://johnbodlelaw.com/WordPress/?p=338',0,'revision','',0),(339,1,'2012-04-03 14:44:30','2012-04-03 19:44:30','There are four different kinds of bankruptcy cases, each with its own chapter in the bankruptcy code. They are: Chapter 7, Chapter 11, Chapter 12, and Chapter 13. Most consumer debtors use Chapter 7 or Chapter 13.\r\n\r\nChapter 11 is designed for corporate re-organizations, really, but it can be used by some individuals with complex cases. Most of the business bankruptcies that we read about in the paper and hear about on TV are Chapter 11 cases. Chapter 11 is much more complicated than the other chapters, and Chapter 11 cases are much more expensive B for example, the filing fee alone is a thousand dollars, over three times the others.\r\n\r\nChapter 12 is much like Chapter 13 but designed for, and limited to, family farmers and fishermen.\r\n\r\nMost consumer bankruptcies are under either Chapter 7 or Chapter 13. To understand the differences, we must first understand two important legal concepts: first, the difference between a secured debt and an unsecured debt; second, the difference between exempt and non-exempt property.\r\n\r\nBankruptcy addresses mostly unsecured debt; most secured debt is not affected.\r\n\r\nChapter 7 is the straight-forward liquidation -- the simplest form of bankruptcy. Fundamentally, in a Chapter 7, the first thing we do is divide all your property into Aexempt property and non-exempt property. The exempt property is yours to keep (but you must pay any debts secured by that property). Exempt property, if any, is given to the Trustee, who sells it and distributes the proceeds to the unsecured creditors. A few months later, the court issues its Order of Discharge and you get your fresh start. (Not all debts can be discharged. You must pay debts secured by property you wish to keep -- whether that property is exempt or not B and some special debts, such as student loans and most taxes, are not dischargeable even though they are unsecured.)\r\n\r\n&nbsp;','Bankruptcy Chapters','','inherit','open','open','','158-revision-6','','','2012-04-03 14:44:30','2012-04-03 19:44:30','',158,'http://johnbodlelaw.com/WordPress/?p=339',0,'revision','',0),(340,1,'2012-04-03 14:38:22','2012-04-03 19:38:22','EXEMPT PROPERTY. Every state, including Kansas, defines certain property as exempt from attachment. That is, when the sheriff is out trying to glom onto something for an unsecured debt, he can\'t take exempt property. In Kansas, exempt property includes:\r\n\r\nThe homestead, the home you live in and own (with or without mortgage).\r\n\r\nHousehold goods – all your ordinary furniture, appliances, clothing, and supplies; pretty much everything in your house that you need to live an ordinary life.\r\n\r\nOne car each for debtor and spouse, up to $20,000 equity in each car.\r\n\r\nLife insurance and retirement accounts, usually, but there are exceptions, so be sure to review this category carefully with your lawyer!\r\n\r\nTools of the trade up to $7500.\r\n\r\nJewelry up to $1000.\r\n\r\nPublic assistance, including social security, workers compensation, unemployment, and the like.\r\n\r\nNON-EXEMPT PROPERTY is everything else – cash (whether in your pocket, in the bank, on its way to you in the form of a refund check, or otherwise), luxury sporting equipment, accounts receivable (money owed to you), stocks and bonds (unless held in qualified retirement accounts), the airplane in your back yard, the condo in the Swiss Alps – everything else.\r\n\r\n&nbsp;','Exempt vs. Non-exempt Property','','inherit','open','open','','160-revision-6','','','2012-04-03 14:38:22','2012-04-03 19:38:22','',160,'http://johnbodlelaw.com/WordPress/2012/04/03/160-revision-6/',0,'revision','',0),(341,1,'2013-04-09 14:42:27','2013-04-09 19:42:27','<div>\n\nMost bankruptcy cases are entirely administrative, with no disputes serious enough even to reach the judge.  In most cases, the lawyers make sure the forms are filled out correctly, the clerks make sure everybody gets proper notice, the trustees check to make sure everything is in order and tell the lawyers when there\'s a mistake that needs to be corrected, then the judge double-checks everything and approves the case.  Mos bankruptcy debtors never even see the courtroom.\n\nFrom the perspective of the debtor and the debtor\'s attorney – you and me – most of the work in a bankruptcy case happens before the case is filed.  Most of your work is in gathering information and documentation.  As much as I brag about \"<a title=\"Make it easy\" href=\"http://johnbodlelaw.com/2012/04/make-it-easy/\">making it easy</a>,\" we can\'t avoid the fact that you must explain your financial circumstances to me, and I must present those facts properly on the bankruptcy forms, then you have to check it and make sure I\'ve got everything right — and for most folks, that\'s a lot of tedious work.  For you and me, however, when we\'ve done that, we\'re mostly done; most of the rest of the work is for the creditors, <a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">the trustee</a>, and the court.</div>\n<div></div>\n<div>[error]Are these supposed to be en-dashes or em-dashes?[/error]</div>\n<ul>\n	<li><a title=\"With the Court\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-court/\">With the Court</a></li>\n	<li><a title=\"With the Lawyer\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-the-lawyer/\">With the Lawyer</a></li>\n	<li><a title=\"With your property\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/with-your-property/\">With your property</a></li>\n	<li><a title=\"Required Classes\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/the-classes/\">Required classes</a></li>\n</ul>','What is the process?','','inherit','open','open','','183-autosave','','','2013-04-09 14:42:27','2013-04-09 19:42:27','',183,'http://johnbodlelaw.com/WordPress/2012/04/17/183-autosave/',0,'revision','',0),(342,1,'2012-04-01 13:32:40','2012-04-01 18:32:40','','What is the process?','','inherit','open','open','','183-revision-3','','','2012-04-01 13:32:40','2012-04-01 18:32:40','',183,'http://johnbodlelaw.com/WordPress/2012/04/01/183-revision-3/',0,'revision','',0),(343,1,'2012-04-17 19:03:27','2012-04-18 00:03:27','','Contact form 1_copy','','publish','open','open','','contact-form-1_copy','','','2012-04-17 19:03:27','2012-04-18 00:03:27','',0,'http://johnbodlelaw.com/WordPress/wpcf7_contact_form/contact-form-1_copy/',0,'wpcf7_contact_form','',0),(344,1,'2012-04-17 18:54:11','2012-04-17 23:54:11','<ul>\r\n	<li>With the Court</li>\r\n	<li>With the lawyer</li>\r\n	<li>With your property</li>\r\n	<li>Required classes</li>\r\n</ul>','What is the process?','','inherit','open','open','','183-revision-4','','','2012-04-17 18:54:11','2012-04-17 23:54:11','',183,'http://johnbodlelaw.com/WordPress/2012/04/17/183-revision-4/',0,'revision','',0),(345,1,'2012-04-17 22:35:28','2012-04-18 03:35:28','<ul>\r\n	<li>With the Court</li>\r\n	<li>With the lawyer</li>\r\n	<li>With your property</li>\r\n	<li>Required classes</li>\r\n</ul>','What is the process?','','inherit','open','open','','183-revision-5','','','2012-04-17 22:35:28','2012-04-18 03:35:28','',183,'http://johnbodlelaw.com/WordPress/2012/04/17/183-revision-5/',0,'revision','',0),(346,1,'2012-04-28 16:56:56','2012-04-28 21:56:56','All our cases are filed with the court electronically, so \"filing  the case\" happens almost instantly.  As soon as the case is filed, the court sends out formal, written notice to all necessary parties, including all your creditors – and your creditors must immediately cease all collection efforts. This “automatic stay” is the first great benefit of bankruptcy – no more collection calls, no more garnishments, no more lawsuits – all collections must stop and wait until we figure out exactly what the bankruptcy is going to do.\n\nIn most cases, you will not need to appear personally before the court, ever – but there is one mandatory appearance, called the “creditors’ meeting” or, more commonly, the “341 meeting,” after the code section that requires it. As the name implies, creditors MAY attend this meeting, but they rarely do; in fact the primary purpose is for your case trustee to interview you about your case. Many people are very nervous about this appearance, as if the judge were going to send them to prison or some such thing, but it’s not like that at all.  Most of the trustee’s questions are routine, and when we don’t have some specific information the trustee wants, we get it to ‘em later, no problem. And, in any event, I will be there with you, personally, to take care of anything that might come up. My standard advice for 341 meetings is:\n<blockquote>Answer the trustee’s questions honestly, then <em>shut up!</em>  I don’t mean to be rude, but most of the time when folks try to explain their answers, they’re just wasting everybody’s time.  The trustees are not shy, and if they’ve got more questions, they’ll ask ‘em. And don’t be afraid of a little silence; usually there are periods of silence after people’s answers, while the trustee figures out what the next question is.  Just wait, then answer the next question.  It’ll be over before you know it.</blockquote>\nAfter the case is filed, but before you get your discharge, you must complete a <a title=\"Required Classes\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-the-process/the-classes/\">financial management course</a>.\n\nIf yours is a Chapter 13 case, of course you’ll have to make your monthly payments; but otherwise, after the 341 meeting, it’s mostly just a matter of waiting for the discharge.\n\n&nbsp;','With the Court','','inherit','open','open','','148-autosave','','','2012-04-28 16:56:56','2012-04-28 21:56:56','',148,'http://johnbodlelaw.com/WordPress/2012/04/18/148-autosave/',0,'revision','',0),(347,1,'2012-04-01 13:35:13','2012-04-01 18:35:13','All our cases are filed with the court electronically, so it happens almost instantly; and the court sends out formal, written notice to all necessary parties, including all your creditors – and your creditors must immediately cease all collection efforts. This “automatic stay” is the first great benefit of bankruptcy – no more collection calls, no more garnishments, no more lawsuits – all collections must stop and wait until we figure out exactly what the bankruptcy is going to do.\r\n\r\nIn most cases, you will not need to appear personally before the court, ever – but there is one mandatory appearance, called the “creditors’ meeting” or, more commonly, the “341 meeting,” after the code section that requires it. As the name implies, creditors MAY attend this meeting, but they rarely do; in fact the primary purpose is for your case trustee to interview you about your case. Many people are very nervous about this appearance, as if they were going before a judge to be sentenced for life or some such thing, but it’s not like that at all. Most of the trustee’s questions are routine, and when we don’t have some specific information the trustee wants, we get it to ‘em later, no problem. And, in any event, I will be there with you, personally, to take care of anything that might come up. My standard advice for 341 meetings is, <em>“Answer the trustee’s questions honestly, then shut up. I don’t mean to be rude, but most of the time when folks try to explain their answers, they’re just wasting everybody’s time. The trustees are not shy, and if they’ve got more questions, they’ll ask ‘em. And don’t be afraid of a little silence; usually there are periods of silence after people’s answers, while the trustee figures out what the next question is. Just wait, then answer the next question. It’ll be over before you know it.” </em>\r\n\r\nAfter the case is filed, but before you get your discharge, you must complete a &lt;financial management&gt; course.\r\n\r\nIf yours is a Chapter 13 case, of course you’ll have to make your monthly payments; but otherwise it’s mostly just a matter of waiting for the discharge.\r\n\r\n&nbsp;','With the Court','','inherit','open','open','','148-revision-3','','','2012-04-01 13:35:13','2012-04-01 18:35:13','',148,'http://johnbodlelaw.com/2012/04/148-revision-3/',0,'revision','',0),(348,1,'2012-04-28 17:05:00','2012-04-28 22:05:00','First, of course, you <a title=\"Contact Us\" href=\"http://johnbodlelaw.com/contact-us/\">contact us</a> for  that first appointment.  Usually I meet with bankruptcy clients three times before I file your case with the court.  The first meeting is a <a title=\"Free Consultation\" href=\"http://johnbodlelaw.com/contact-us/consultation/\">free consultation</a>, to answer any questions you may have (but I’ve tried to answer them all here!) and so you can explain your specific circumstances to me.  After you’ve told me your story, I’ll make sure you understand the choices you have and how they affect your particular situation.  I will help you decide whether bankruptcy is the right choice for you and, if so, which chapter best suits your needs.  If bankruptcy is not for you, I’ll send you with my best wishes and you will owe nothing.\n\nIf we agree that Bankruptcy by Bodle is your best way to get a fresh start, I will welcome you as a new client and we’ll get the process started.  First, I’ll have to know practically every detail of your financial life – where you work, what you earn, what you own, what you owe &amp; to whom, what you rent, where you live, who you support, what they earn, etc., etc. We’ve got this OBNOXIOUSLY long &lt;questionnaire&gt; that asks all those questions and more, and for most folks, coming up with complete and accurate answers is probably the second-most-difficult thing about bankruptcy (right after making the decision to make that appointment with the lawyer). And we’ll need a lot of supporting documentation – paystubs, deeds, contracts, notes, bills, and the like. (We’ve got a &lt;list&gt;.) We’ll make all this as easy as we can for you; you can fill out the questionnaire online and fax or email the documents, if that’s what’s easy for you; or you can fill out the paper form by hand and bring us your original documents for us to copy or scan; whatever works best for you.\n\nThe second appointment is for me to review your questionnaire and documents and for us to answer one another’s questions – usually, at this point, if you don’t have some more questions for me, I’ve got several for you. This is usually a shorter meeting than the first, often less than a half-hour. At the end of this second meeting, I should have all the information and documents I need to prepare your case for filing with the court.\n\nBefore your case is filed, you must complete a qualified &lt;credit counseling&gt; session; we must file the Certificate of Completion with your petition.\n\nThe third meeting is for you to sign the petition, supporting schedules, and other documents to file with the court – a couple of dozen forms, usually about 50-100 pages, a dozen or so signatures, all saying, “Really, this is all my information, all my stuff, all my debts, and it’s all true, I swear.” As soon as we’re done signing, I’m ready to file the case in the United States Bankruptcy Court.\n\n&nbsp;','With the Lawyer','','inherit','open','open','','146-autosave','','','2012-04-28 17:05:00','2012-04-28 22:05:00','',146,'http://johnbodlelaw.com/2012/04/146-autosave/',0,'revision','',0),(349,1,'2012-04-01 13:34:53','2012-04-01 18:34:53','First, of course, you &lt;CONTACT US&gt;. Usually I meet with bankruptcy clients three times before I file your case with the court. The first meeting is a free consultation, to answer any questions you may have (but I’ve tried to answer them all here!) and so you can explain your specific circumstances to me. After you’ve told me your story, I’ll make sure you understand the choices you have and how they affect your particular situation. I will help you decide whether bankruptcy is the right choice for you and, if so, which chapter best suits your needs. If bankruptcy is not for you, I’ll send you with my best wishes and you will owe nothing.\r\n\r\nIf we agree that Bankruptcy by Bodle is your best way to get a fresh start, I will welcome you as a new client and we’ll get the process started. First, I’ll have to know practically every detail of your financial life – where you work, what you earn, what you own, what you owe &amp; to whom, what you rent, where you live, who you support, what they earn, etc., etc. We’ve got this OBNOXIOUSLY long &lt;questionnaire&gt; that asks all those questions and more, and for most folks, coming up with complete and accurate answers is probably the second-most-difficult thing about bankruptcy (right after making the decision to make that appointment with the lawyer). And we’ll need a lot of supporting documentation – paystubs, deeds, contracts, notes, bills, and the like. (We’ve got a &lt;list&gt;.) We’ll make all this as easy as we can for you; you can fill out the questionnaire online and fax or email the documents, if that’s what’s easy for you; or you can fill out the paper form by hand and bring us your original documents for us to copy or scan; whatever works best for you.\r\n\r\nThe second appointment is for me to review your questionnaire and documents and for us to answer one another’s questions – usually, at this point, if you don’t have some more questions for me, I’ve got several for you. This is usually a shorter meeting than the first, often less than a half-hour. At the end of this second meeting, I should have all the information and documents I need to prepare your case for filing with the court.\r\n\r\nBefore your case is filed, you must complete a qualified &lt;credit counseling&gt; session; we must file the Certificate of Completion with your petition.\r\n\r\nThe third meeting is for you to sign the petition, supporting schedules, and other documents to file with the court – a couple of dozen forms, usually about 50-100 pages, a dozen or so signatures, all saying, “Really, this is all my information, all my stuff, all my debts, and it’s all true, I swear.” As soon as we’re done signing, I’m ready to file the case in the United States Bankruptcy Court.\r\n\r\n&nbsp;','With the Lawyer','','inherit','open','open','','146-revision-3','','','2012-04-01 13:34:53','2012-04-01 18:34:53','',146,'http://johnbodlelaw.com/2012/04/146-revision-3/',0,'revision','',0),(350,1,'2012-04-25 13:12:51','2012-04-25 18:12:51','What happens to my property in bankruptcy?\n\nFirst, we take all of your property and divide it into (a) exempt property and (b) non-exempt property. Exempt property is set aside for you to keep (WITH any debt secured by the property); non-exempt property (if any) goes to the Trustee, who sells it and distributes the proceeds to your unsecured creditors. (In many cases, the trustee sells the non-exempt property back to the debtor, but the proceeds still go to the creditors.) When that’s done, you get your discharge, wiping out any remaining debt to the general unsecured creditors, and you get your Fresh Start.','With your property','','inherit','open','open','','151-autosave','','','2012-04-25 13:12:51','2012-04-25 18:12:51','',151,'http://johnbodlelaw.com/2012/04/151-autosave/',0,'revision','',0),(351,1,'2012-04-01 13:33:29','2012-04-01 18:33:29','First, we take all of your property and divide it into (a) exempt property and (b) non-exempt property. Exempt property is set aside for you to keep (WITH any debt secured by the property); non-exempt property (if any) goes to the Trustee, who sells it and distributes the proceeds to your unsecured creditors. (In many cases, the trustee sells the non-exempt property back to the debtor, but the proceeds still go to the creditors.) When that’s done, you get your discharge, wiping out any remaining debt to the general unsecured creditors, and you get your Fresh Start.','With your property','','inherit','open','open','','151-revision-4','','','2012-04-01 13:33:29','2012-04-01 18:33:29','',151,'http://johnbodlelaw.com/2012/04/151-revision-4/',0,'revision','',0),(352,1,'2012-04-28 22:48:25','2012-04-29 03:48:25','CREDIT COUNSELING briefing and Financial Management class. There are two formal sessions required of every person filing bankruptcy, one before the case is filed and the other after.\n\nWith limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief … receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. The clerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. Each debtor in a joint case must complete the briefing.\n\nIn addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. The clerk also has a list of approved financial management instructional courses. Each debtor in a joint case must complete the course.\n\nThe <a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">United States Trustee</a> maintains a list of all approved providers at http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm.\n\n&nbsp;','Required Classes','','inherit','open','open','','154-autosave','','','2012-04-28 22:48:25','2012-04-29 03:48:25','',154,'http://johnbodlelaw.com/2012/04/154-autosave/',0,'revision','',0),(353,1,'2012-04-03 14:45:36','2012-04-03 19:45:36','CREDIT COUNSELING briefing and Financial Management class. There are two formal sessions required of every person filing bankruptcy, one before the case is filed and the other after.\r\n\r\nWith limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief … receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. The clerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. Each debtor in a joint case must complete the briefing.\r\n\r\nIn addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. The clerk also has a list of approved financial management instructional courses. Each debtor in a joint case must complete the course.\r\n\r\nThe United States Trustee maintains a list of all approved providers at http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm.\r\n\r\n&nbsp;','Required Classes','','inherit','open','open','','154-revision-6','','','2012-04-03 14:45:36','2012-04-03 19:45:36','',154,'http://johnbodlelaw.com/2012/04/154-revision-6/',0,'revision','',0),(354,1,'2012-04-25 18:13:50','2012-04-25 23:13:50','CREDIT COUNSELING briefing and Financial Management class. There are two formal sessions required of every person filing bankruptcy, one before the case is filed and the other after.\r\n\r\nWith limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief … receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the Internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. The clerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. Each debtor in a joint case must complete the briefing.\r\n\r\nIn addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. The clerk also has a list of approved financial management instructional courses. Each debtor in a joint case must complete the course.\r\n\r\nThe United States Trustee maintains a list of all approved providers at http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm.\r\n\r\n&nbsp;','Required Classes','','inherit','open','open','','154-revision-7','','','2012-04-25 18:13:50','2012-04-25 23:13:50','',154,'http://johnbodlelaw.com/2012/04/154-revision-7/',0,'revision','',0),(355,1,'2012-04-07 13:28:10','2012-04-07 18:28:10','Oh, how I wish I could make it all “easy” for you – and I will make it as easy as possible – but nothing about bankruptcy is really, truly easy. Certainly there’s nothing “easy” about the decision; for most folks, it’s one of the hardest decisions they’ll ever make. I can’t make that decision “easy,” but I can help make it easier. First, I’ll help you make the decision correctly, which will make it easier for you to do the other things you need to do. At our first meeting, I will explain how the system works – especially, how the system works with your particular circumstances – and what options you have, so you can then more easily make intelligent choices. Indeed, that might be the most valuable service I provide for people, and usually I give that away – that’s mostly what I do in my free initial consultations.\r\n\r\nAfter that, what’s “easy” depends on what you think is easy. If you already do everything on your computer and find it easiest to send us all the necessary information and documents online, great. If you’d rather sit down with me and go through your box of papers as we fill out the forms, that’s fine, too – or anything in between. The point is, we’ll do things the way you find easy.\r\n\r\n“High-tech” might mean “easy” to some people, but if you’re one of those who would rather not use a computer if you don’t have to, don’t worry – I’ll take care of the “high-tech” stuff so you don’t have to. Whatever you find easy, that’s how we’ll do it. “Technology,” after all, is just a set of tools that we might use. You don’t have to use any of them; I will use my high-tech tools to make it easy for you.\r\n\r\nEvery modern law office uses computers and the web, every day, and every bankruptcy lawyer uses electronic filing – the courts require it. Many lawyers demand that their clients fill out the necessary questionnaires on-line; others, afraid of scaring away clients who are not comfortable with technology, use only the paper questionnaire forms. I don’t care; I prefer to let you do it however you find easy.\r\n\r\nIf you’re high-tech, that’s easy. I prepare all my cases on my computer, using state-of-the-art software (Best Case – the best in the business), and I file everything with the court electronically, over the web. And I’ve got the Best Case add-in “MyCaseInfo,” which lets you fill out the questionnaire on-line, at your convenience, and send it to me with one mouse-click. (I’ll still have to do a lot of work with the information you provide, but that’s my problem, not yours!) We can communicate mostly by email, if that’s what you find easiest – indeed, we hardly have to meet at all, if that’s what works best for you.\r\n\r\n“Make it easy” is not merely a slogan, it’s the way I do business. I don’t try to make it easy just for my clients; I try to make it easy for everybody I work with. At the court, I want to make it easy for the clerks, because they’re the ones who actually get things done. With trustees, I want to make it easy for the trustee (and assistants; they’re like the court’s clerks), because every case has to make it through at least one trustee. Obviously, with opposing counsel, I don’t want to make everything easy – not when we have an issue where we’re actually “opposed” – but most of the time, “opposing counsel” isn’t actually trying to oppose anything we want, and amicable, even friendly, relationships make it easier to get the case through the system and finished – which serves everybody’s interests.\r\n\r\nThey all know I want to do things easy, as long as it’s right – I never ask the court or trustee to do anything wrong, let alone “illegal,” and I do my homework first, so they know when I do ask for something, I’m asking them to do the right thing, the right way. In short, I’ve earned a good reputation; they all know I will make it as easy as I can for them to do the right thing, the right way, so my client gets what she needs without undue delay.\r\n\r\nSadly, that doesn’t mean “quick,” as normal human beings use the term. “Undue delay” is a long time; “due delay,” if you want to call it that, is the norm. “Due delay” – the norm in the law – is SLOW by normal human terms. The law is designed to operate slowly, because it’s designed to address important matters, no matter how complicated. Whatever their complaint, everybody’s entitled to their day in court. Everybody is entitled to a bite at the apple – but, generally, just one bite, just one lawsuit per issue. It’s more important to get it done right than to get it done quickly, so everyone is entitled to a reasonably generous amount of time to prepare – and more time if new issues arise – and those delays are built into the system. So, when a lawyer speaks of “haste,” it’s usually in the context of “with all due deliberate haste” – which is to say, not too damned hasty, because it’s “deliberate” haste – we’re going to think carefully about what we’re doing, and listen to what everybody has to say about it, and then think some more, first, before we act.\r\n\r\nI want to make it easy for you – but what’s easy for one person is not necessarily what’s easy for another. I don’t know exactly what you find easy, so I can’t say exactly how I’ll do things with you. Of course you are now reading this on my website, so what’s written here presumes you’re comfortable working on the web, but if there’s another way you find easier, just let me know.\r\n\r\nI want to make it “easy,” but of course there are some things we can’t avoid; and I’d be lying if I said I can make them all easy. First, there’s the decision to file bankruptcy, or at least to consider it; and for most folks that’s the most difficult thing of all. It’s a tough decision; indeed, most folks won’t even consider bankruptcy until it’s practically the only option left. Then, once you’ve decided – or, as the case may be, realized – that you need to file bankruptcy, you’ve got to find and choose a lawyer. (I can make that one easy – choose me!) Finally, once you choose a lawyer and make the decision to file bankruptcy, the lawyer (no matter who!) is going to give you an obnoxiously-long questionnaire to complete, and an obnoxiously-long list of documents needed. Few people would say it’s “easy” to figure out the answers to all those questions and find all those documents, especially when they’ve been doing everything they can, for months, to AVOID thinking about those ugly details! I can’t actually promise to make it all completely, painlessly “easy” – but whenever there’s a chance to make it easier, I’m there.\r\n\r\nReady to get started? Call John Bodle. &lt;CONTACT US&gt;\r\n\r\n&nbsp;','Make it easy','','inherit','open','open','','208-revision-3','','','2012-04-07 13:28:10','2012-04-07 18:28:10','',208,'http://johnbodlelaw.com/2012/04/208-revision-3/',0,'revision','',0),(356,1,'2012-04-26 10:16:53','2012-04-26 15:16:53','Oh, how I wish I could make it all “easy” for you – and I will make it as easy as possible – but nothing about bankruptcy is really, truly easy. Certainly there’s nothing “easy” about the decision; for most folks, it’s one of the hardest decisions they’ll ever make. I can’t make that decision “easy,” but I can help make it easier. First, I’ll help you make the decision correctly, which will make it easier for you to do the other things you need to do. At our first meeting, I will explain how the system works – especially, how the system works with your particular circumstances – and what options you have, so you can then more easily make intelligent choices. Indeed, that might be the most valuable service I provide for people, and usually I give that away – that’s mostly what I do in my free initial consultations.\r\n\r\nAfter that, what’s “easy” depends on what you think is easy. If you already do everything on your computer and find it easiest to send us all the necessary information and documents online, great. If you’d rather sit down with me and go through your box of papers as we fill out the forms, that’s fine, too – or anything in between. The point is, we’ll do things the way you find easy.\r\n\r\n“High-tech” might mean “easy” to some people, but if you’re one of those who would rather not use a computer if you don’t have to, don’t worry – I’ll take care of the “high-tech” stuff so you don’t have to. Whatever you find easy, that’s how we’ll do it. “Technology,” after all, is just a set of tools that we might use. You don’t have to use any of them; I will use my high-tech tools to make it easy for you.\r\n\r\nEvery modern law office uses computers and the web, every day, and every bankruptcy lawyer uses electronic filing – the courts require it. Many lawyers demand that their clients fill out the necessary questionnaires on-line; others, afraid of scaring away clients who are not comfortable with technology, use only the paper questionnaire forms. I don’t care; I prefer to let you do it however you find easy.\r\n\r\nIf you’re high-tech, that’s easy. I prepare all my cases on my computer, using state-of-the-art software (Best Case – the best in the business), and I file everything with the court electronically, over the web. And I’ve got the Best Case add-in “MyCaseInfo,” which lets you fill out the questionnaire on-line, at your convenience, and send it to me with one mouse-click. (I’ll still have to do a lot of work with the information you provide, but that’s my problem, not yours!) We can communicate mostly by email, if that’s what you find easiest – indeed, we hardly have to meet at all, if that’s what works best for you.\r\n\r\n“Make it easy” is not merely a slogan, it’s the way I do business. I don’t try to make it easy just for my clients; I try to make it easy for everybody I work with. At the court, I want to make it easy for the clerks, because they’re the ones who actually get things done. With trustees, I want to make it easy for the trustee (and assistants; they’re like the court’s clerks), because every case has to make it through at least one trustee. Obviously, with opposing counsel, I don’t want to make everything easy – not when we have an issue where we’re actually “opposed” – but most of the time, “opposing counsel” isn’t actually trying to oppose anything we want, and amicable, even friendly, relationships make it easier to get the case through the system and finished – which serves everybody’s interests.\r\n\r\nThey all know I want to do things easy, as long as it’s right – I never ask the court or trustee to do anything wrong, let alone “illegal,” and I do my homework first, so they know when I do ask for something, I’m asking them to do the right thing, the right way. In short, I’ve earned a good reputation; they all know I will make it as easy as I can for them to do the right thing, the right way, so my client gets what she needs without undue delay.\r\n\r\nSadly, that doesn’t mean “quick,” as normal human beings use the term. “Undue delay” is a long time; “due delay,” if you want to call it that, is the norm. “Due delay” – the norm in the law – is SLOW by normal human terms. The law is designed to operate slowly, because it’s designed to address important matters, no matter how complicated. Whatever their complaint, everybody’s entitled to their day in court. Everybody is entitled to a bite at the apple – but, generally, just one bite, just one lawsuit per issue. It’s more important to get it done right than to get it done quickly, so everyone is entitled to a reasonably generous amount of time to prepare – and more time if new issues arise – and those delays are built into the system. So, when a lawyer speaks of “haste,” it’s usually in the context of “with all due deliberate haste” – which is to say, not too damned hasty, because it’s “deliberate” haste – we’re going to think carefully about what we’re doing, and listen to what everybody has to say about it, and then think some more, first, before we act.\r\n\r\nI want to make it easy for you – but what’s easy for one person is not necessarily what’s easy for another. I don’t know exactly what you find easy, so I can’t say exactly how I’ll do things with you. Of course you are now reading this on my website, so what’s written here presumes you’re comfortable working on the web, but if there’s another way you find easier, just let me know.\r\n\r\nI want to make it “easy,” but of course there are some things we can’t avoid; and I’d be lying if I said I can make them all easy. First, there’s the decision to file bankruptcy, or at least to consider it; and for most folks that’s the most difficult thing of all. It’s a tough decision; indeed, most folks won’t even consider bankruptcy until it’s practically the only option left. Then, once you’ve decided – or, as the case may be, realized – that you need to file bankruptcy, you’ve got to find and choose a lawyer. (I can make that one easy – choose me!) Finally, once you choose a lawyer and make the decision to file bankruptcy, the lawyer (no matter who!) is going to give you an obnoxiously-long questionnaire to complete, and an obnoxiously-long list of documents needed. Few people would say it’s “easy” to figure out the answers to all those questions and find all those documents, especially when they’ve been doing everything they can, for months, to AVOID thinking about those ugly details! I can’t actually promise to make it all completely, painlessly “easy” – but whenever there’s a chance to make it easier, I’m there.\r\n\r\nReady to get started? Call John Bodle. &lt;CONTACT US&gt;\r\n\r\n&nbsp;','Make it easy','','inherit','open','open','','208-revision-4','','','2012-04-26 10:16:53','2012-04-26 15:16:53','',208,'http://johnbodlelaw.com/2012/04/208-revision-4/',0,'revision','',0),(357,1,'2012-04-26 10:30:44','2012-04-26 15:30:44','Oh, how I wish I could make it all “easy” for you – and I will make it as easy as possible – but nothing about bankruptcy is really, truly easy. Certainly there’s nothing “easy” about the decision; for most folks, it’s one of the hardest decisions they’ll ever make. I can’t make that decision “easy,” but I can help make it easier. First, I’ll help you make the decision correctly, which will make it easier for you to do the other things you need to do. At our first meeting, I will explain how the system works – especially, how the system works with your particular circumstances – and what options you have, so you can then more easily make intelligent choices. Indeed, that might be the most valuable service I provide for people, and usually I give that away – that’s mostly what I do in my free initial consultations.\r\n\r\nAfter that, what’s “easy” depends on what you think is easy. If you already do everything on your computer and find it easiest to send us all the necessary information and documents online, great. If you’d rather sit down with me and go through your box of papers as we fill out the forms, that’s fine, too – or anything in between. The point is, we’ll do things the way you find easy.\r\n\r\n“High-tech” might mean “easy” to some people, but if you’re one of those who would rather not use a computer if you don’t have to, don’t worry – I’ll take care of the “high-tech” stuff so you don’t have to. Whatever you find easy, that’s how we’ll do it. “Technology,” after all, is just a set of tools that we might use. You don’t have to use any of them; I will use my high-tech tools to make it easy for you.\r\n\r\nEvery modern law office uses computers and the web, every day, and every bankruptcy lawyer uses electronic filing – the courts require it. Many lawyers demand that their clients fill out the necessary questionnaires on-line; others, afraid of scaring away clients who are not comfortable with technology, use only the paper questionnaire forms. I don’t care; I prefer to let you do it however you find easy.\r\n\r\nIf you’re high-tech, that’s easy. I prepare all my cases on my computer, using state-of-the-art software (Best Case – the best in the business), and I file everything with the court electronically, over the web. And I’ve got the Best Case add-in “MyCaseInfo,” which lets you fill out the questionnaire on-line, at your convenience, and send it to me with one mouse-click. (I’ll still have to do a lot of work with the information you provide, but that’s my problem, not yours!) We can communicate mostly by email, if that’s what you find easiest – indeed, we hardly have to meet at all, if that’s what works best for you.\r\n\r\n“Make it easy” is not merely a slogan, it’s the way I do business. I don’t try to make it easy just for my clients; I try to make it easy for everybody I work with. At the court, I want to make it easy for the clerks, because they’re the ones who actually get things done. With trustees, I want to make it easy for the trustee (and assistants; they’re like the court’s clerks), because every case has to make it through at least one trustee. Obviously, with opposing counsel, I don’t want to make everything easy – not when we have an issue where we’re actually “opposed” – but most of the time, “opposing counsel” isn’t actually trying to oppose anything we want, and amicable, even friendly, relationships make it easier to get the case through the system and finished – which serves everybody’s interests.\r\n\r\nThey all know I want to do things easy, as long as it’s right – I never ask the court or trustee to do anything wrong, let alone “illegal,” and I do my homework first, so they know when I do ask for something, I’m asking them to do the right thing, the right way. In short, I’ve earned a good reputation; they all know I will make it as easy as I can for them to do the right thing, the right way, so my client gets what she needs without undue delay.\r\n\r\nSadly, that doesn’t mean “quick,” as normal human beings use the term. “Undue delay” is a long time; “due delay,” if you want to call it that, is the norm. “Due delay” – the norm in the law – is SLOW by normal human terms. The law is designed to operate slowly, because it’s designed to address important matters, no matter how complicated. Whatever their complaint, everybody’s entitled to their day in court. Everybody is entitled to a bite at the apple – but, generally, just one bite, just one lawsuit per issue. It’s more important to get it done right than to get it done quickly, so everyone is entitled to a reasonably generous amount of time to prepare – and more time if new issues arise – and those delays are built into the system. So, when a lawyer speaks of “haste,” it’s usually in the context of “with all due deliberate haste” – which is to say, not too damned hasty, because it’s “deliberate” haste – we’re going to think carefully about what we’re doing, and listen to what everybody has to say about it, and then think some more, first, before we act.\r\n\r\nI want to make it easy for you – but what’s easy for one person is not necessarily what’s easy for another. I don’t know exactly what you find easy, so I can’t say exactly how I’ll do things with you. Of course you are now reading this on my website, so what’s written here presumes you’re comfortable working on the web, but if there’s another way you find easier, just let me know.\r\n\r\nI want to make it “easy,” but of course there are some things we can’t avoid; and I’d be lying if I said I can make them all easy. First, there’s the decision to file bankruptcy, or at least to consider it; and for most folks that’s the most difficult thing of all. It’s a tough decision; indeed, most folks won’t even consider bankruptcy until it’s practically the only option left. Then, once you’ve decided – or, as the case may be, realized – that you need to file bankruptcy, you’ve got to find and choose a lawyer. (I can make that one easy – choose me!) Finally, once you choose a lawyer and make the decision to file bankruptcy, the lawyer (no matter who!) is going to give you an obnoxiously-long questionnaire to complete, and an obnoxiously-long list of documents needed. Few people would say it’s “easy” to figure out the answers to all those questions and find all those documents, especially when they’ve been doing everything they can, for months, to AVOID thinking about those ugly details! I can’t actually promise to make it all completely, painlessly “easy” – but whenever there’s a chance to make it easier, I’m there.\r\n\r\nReady to get started? Call John Bodle. &lt;CONTACT US&gt;\r\n\r\n&nbsp;','Make it easy','','inherit','open','open','','208-revision-5','','','2012-04-26 10:30:44','2012-04-26 15:30:44','',208,'http://johnbodlelaw.com/2012/04/208-revision-5/',0,'revision','',0),(358,1,'2012-04-16 20:29:15','2012-04-17 01:29:15','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Bankruptcy by Bodle','','inherit','open','open','','78-revision-25','','','2012-04-16 20:29:15','2012-04-17 01:29:15','',78,'http://johnbodlelaw.com/2012/04/78-revision-25/',0,'revision','',0),(359,1,'2012-04-26 10:34:19','2012-04-26 15:34:19','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI’m a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Thinking about bankruptcy','','inherit','open','open','','78-revision-26','','','2012-04-26 10:34:19','2012-04-26 15:34:19','',78,'http://johnbodlelaw.com/2012/04/78-revision-26/',0,'revision','',0),(360,1,'2012-04-26 14:05:40','2012-04-26 19:05:40','Welcome to my blog.  If you would like to see me address another topic, please let me know!  -- John Bodle','Blog','','inherit','open','open','','30-autosave','','','2012-04-26 14:05:40','2012-04-26 19:05:40','',30,'http://johnbodlelaw.com/2012/04/30-autosave/',0,'revision','',0),(361,1,'2012-04-16 22:15:09','2012-04-17 03:15:09','','Blog','','inherit','open','open','','30-revision-8','','','2012-04-16 22:15:09','2012-04-17 03:15:09','',30,'http://johnbodlelaw.com/2012/04/30-revision-8/',0,'revision','',0),(362,1,'2012-04-16 22:15:39','2012-04-17 03:15:39','','Contact Us','','inherit','open','open','','130-revision-7','','','2012-04-16 22:15:39','2012-04-17 03:15:39','',130,'http://johnbodlelaw.com/2012/04/130-revision-7/',0,'revision','',0),(364,1,'2012-04-26 14:16:45','2012-04-26 19:16:45','Please use the form at right or, if you prefer, call us at (785) 843-0187.\n\n[warning]WARNING MESSAGE[/warning]\n\n[error]ERROR MESSAGE[/error]\n\n[notice]NOTICE MESSAGE[/notice]\n\n[important]IMPORTANT MESSAGE[/important]','Contact Us','','inherit','open','open','','130-autosave','','','2012-04-26 14:16:45','2012-04-26 19:16:45','',130,'http://johnbodlelaw.com/2012/04/130-autosave/',0,'revision','',0),(363,1,'2012-04-26 14:08:29','2012-04-26 19:08:29','[contact-form-7 id=\"296\" title=\"Contact form 1\"]','Contact Us','','inherit','open','open','','130-revision-8','','','2012-04-26 14:08:29','2012-04-26 19:08:29','',130,'http://johnbodlelaw.com/2012/04/130-revision-8/',0,'revision','',0),(365,1,'2012-04-26 14:10:16','2012-04-26 19:10:16','','Contact Us','','inherit','open','open','','130-revision-9','','','2012-04-26 14:10:16','2012-04-26 19:10:16','',130,'http://johnbodlelaw.com/2012/04/130-revision-9/',0,'revision','',0),(366,1,'2012-04-26 14:12:15','2012-04-26 19:12:15','Please use the form at right or, if you prefer, call us at (785) 843-0187.\r\n\r\n[warning]DO IT RIGHT![/warning]','Contact Us','','inherit','open','open','','130-revision-10','','','2012-04-26 14:12:15','2012-04-26 19:12:15','',130,'http://johnbodlelaw.com/2012/04/130-revision-10/',0,'revision','',0),(508,1,'2012-05-14 11:40:54','2012-05-14 16:40:54','Please use the form at right or, if you prefer, call us at (785) 843-0187.','Contact Us','','inherit','open','open','','130-revision-15','','','2012-05-14 11:40:54','2012-05-14 16:40:54','',130,'http://johnbodlelaw.com/2012/05/130-revision-15/',0,'revision','',0),(367,1,'2012-04-26 14:13:42','2012-04-26 19:13:42','Please use the form at right or, if you prefer, call us at (785) 843-0187.\r\n\r\n[warning]DO IT RIGHT![/warning]\r\n\r\n[error]DON\'T DO IT WRONG![/error]\r\n\r\n[notice]IF YOU DO IT WRONG IT\'LL BE ALL MESSED UP![/notice]\r\n\r\n[important]SO DO IT RIGHT![/important]','Contact Us','','inherit','open','open','','130-revision-11','','','2012-04-26 14:13:42','2012-04-26 19:13:42','',130,'http://johnbodlelaw.com/2012/04/130-revision-11/',0,'revision','',0),(368,1,'2012-04-16 22:22:26','2012-04-17 03:22:26','I provide initial consultations for free because I don’t want either one of us to feel “locked in” to this relationship before we’ve even met. I think you deserve the chance to meet me, and hear me talk about what I can do for you, before I ask you to commit to hiring me; and I want the chance to meet you, and hear about your particular circumstances, before I agree to take your case.\r\n\r\nEven though it\'s free, the initial consultation may be the most valuable service I can provide for you. I’m going to explain the system to you, and ask you to explain your situation to me. I’m going to listen to your story and explain how your particular circumstances fit into the legal system, and what they system can do for you.\r\n\r\nOf course I hope we will discover, during that free consultation, that your problem is one of the kinds I can help solve, and that we like each other, and so you’ll hire me; but it’s also because I want you to know that I’m not going to nickel and dime you to death, charging you for every second I see your face or hear your voice on the phone. Yes, of course I charge for my time; I have to make a living, too; but I don’t have to charge every potential customer for every second! I became a lawyer because I wanted to help people [link to About JB] and I’ve found I can do that best by including free consultations. Many times, after hearing the client’s story, I realize they don’t need to file bankruptcy at all; there’s another, less extreme way to address their problems. That’s happy news, and I’m delighted to deliver it – after all, lawyers are often the bearer of bad news; it’s nice to be able to deliver good news every once in a while!\r\n\r\nMost importantly, a free consultation gives us both the chance to meet one another and see if we want to work together. Not everybody likes everybody else, after all. I reckon it’s truly important that we like one another, because if we like one another, our communication will probably be pretty good. If, on the other hand, we don’t like one another, it will be much more difficult to establish trust and solid communication – and those things are essential for me to be able to do the best possible job for you. [Link to “BECAUSE YOU LIKE ME”.]','Free Consultation','','inherit','open','open','','115-revision-9','','','2012-04-16 22:22:26','2012-04-17 03:22:26','',115,'http://johnbodlelaw.com/2012/04/115-revision-9/',0,'revision','',0),(369,1,'2012-04-02 10:06:49','2012-04-02 15:06:49','What is bankruptcy?\r\n\r\nBankruptcy is a federal law that provides a fresh start to people who are drowning in debt.\r\n\r\n&nbsp;\r\n\r\n[caption id=\"attachment_29\" align=\"alignleft\" width=\"150\" caption=\"John Bodle, Attorney at Law\"]<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2.jpg\"><img class=\"size-thumbnail wp-image-29\" title=\"John Bodle, Attorney at Law\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-2-150x150.jpg\" alt=\"Photo of John Bodle, Attorney at Law\" width=\"150\" height=\"150\" /></a>[/caption]\r\n\r\nWhy John Bodle?\r\n\r\nBecause I’m easy. Oh, sure, I’m a lawyer, and there are a lot of things I do “just so” to make sure they get done and get done right, and often that’s not easy for ME, but that’s my problem. I reckon it’s my job to make things easy for YOU.\r\n\r\nBecause I know my job and I care. I know the problems you’re facing and I can help you get a fresh start.\r\n\r\nBECAUSE YOU LIKE ME. This may seem like a silly reason to pick a lawyer, but if you’ll think about it you may decide it’s the most important reason of all. If you’re like most people, the things that have led you to consider bankruptcy are, in your opinion, some of the ugliest, least pleasant things about your life – and you’re going to have to spend several hours with your bankruptcy attorney, examining this most-painful part of your life in excruciating detail. Are we having fun yet? Now, do you want to do this with someone whose company you enjoy, or someone who makes you feel even more uncomfortable than you already are? If you like me, you’ll relax and tell me the details I need so desperately to serve you well. If I make you uncomfortable, you’ll clam up and forget things and I won’t be able to do nearly as good a job for you. So, if you like me, great. If not – FIND A LAWYER YOU LIKE.\r\n\r\n&nbsp;\r\n\r\nHow much does it cost?\r\n\r\nFirst, it depends on the bankruptcy chapter you choose to use. &lt;see link to discussion of bankruptcy chapters&gt; If your case has no unusual complications, it may be completed with the fees noted below. Unusual complications must be billed on an hourly basis. The legal fee for a normal, relatively simple Chapter 7 case is $1500, payable in advance (before the case is filed with the court). The legal fee for a normal, relatively simple Chapter 13 case is $3100, but it’s paid through the Chapter 13 Plan, so no up-front fees are required. Additional charges will apply for legal work beyond the initial case preparation, filing, and 341 meeting. &lt;such as...&gt; In addition to the legal fees, a filing fee must be paid to the Court ($306 for Chapter 7 cases, $281 for Chapter 13 cases) and there may be a charge for one or both of the &lt;two mandatory classes&gt;. (Charges vary by provider; some providers sometimes waive the fee.)\r\n\r\nCan I make payment arrangements? Yes and no – it depends. If your case is filed under Chapter 13, YES, your legal fees will be paid through the Chapter 13 Plan; the Plan is your “payment arrangement.” The Chapter 13 Plan lasts for three to five years. The filing fee, too, is paid through the Chapter 13 plan. If your case is to be filed under Chapter 7, really the answer is “no,” your legal fees must be paid before the case is filed, and the filing fee must be paid with the filing of the case. I will, however, happily accept installment payments while we’re getting the case ready to file, so the case can be filed immediately upon the payment of the fees.\r\n\r\n&nbsp;\r\n\r\nWhy do I have to pay the legal fees for a Chapter 7 bankruptcy in advance?\r\n\r\nAs your bankruptcy lawyer, it is my job to arrange your case so we pay as little as possible – ideally, nothing – to your general, unsecured creditors. That’s the whole point of the bankruptcy. If I accept your promise to pay me later for your Chapter 7 bankruptcy now, I am a general unsecured creditor – so if I’ve done my job right, I file your case and, *POOF* – you don’t owe me the money any more. As business plans go, that one sucks. I’d be broke and unable to help you or anybody else with their bankruptcies. So, I must collect my Chapter 7 fees in advance. Under Chapter 13, however, it’s accepted, it’s the norm, that the attorney fees will be paid through the Chapter 13 Plan, so no up-front fees are required.\r\n\r\nWhat must I list on my bankruptcy schedules? In a word, everything. All your property, all your debts, all your income, all your dependents, everything.\r\n\r\n&nbsp;\r\n\r\nDo I have to list the $500 I owe my grandmother? Do I have to list the antique truck I got from my dad when he died? It hasn’t run for years. What about the silver tea set my wife inherited from her mother, that’s been in the family for generations?\r\n\r\nA: The bankruptcy code requires that you list ALL of your property and ALL of your debts, period. Failure to do so is a felony, a federal crime, and you must answer all the related questions fully and honestly, too, which means you must also disclose any recent transactions, whether it’s paying back Grandma, giving that old truck to your brother, or selling the tea set to your wife=s cousin.\r\n\r\nWhat if I just don=t tell you about the truck and the tea set? That’s a very bad idea. First, if you DO tell me about these things, right up front, I can usually find a way to save the thing for you legally. If you DON’T tell me about it, I can’t help. Second, hiding ANY asset, or hiding the payment of a debt, is a crime B a federal felony B and they DO catch folks who try to cheat the system like this. Oh, sure, they don’t catch everybody, but if they suspect anything shady, they have a whole army of investigators B it’s called the United States Department of Justice B and once they’re looking, they will probably find what they’re looking for. If you’re caught trying to cheat, your bankruptcy case may be dismissed and you could be facing a felony prosecution and prison. And I don’t do criminal law.\r\n\r\n&nbsp;\r\n\r\nWhat’s the difference between a lawyer and an attorney?\r\n\r\nA lawyer is one trained in the law. An Aattorney is one who represents another. An “attorney-at-law” is a lawyer with a client; every attorney-at-law must be admitted to practice law in at least one state. An attorney-in-fact is one who is specifically authorized to act for another, typically by a Apower of attorney.\r\n\r\n&nbsp;\r\n\r\nWhat do I have to do to file bankruptcy?\r\n\r\nIn most bankruptcy cases, most of the work, for client and lawyer, comes before the case is filed. Generally I expect to meet with you three times before we’re ready to file the case. The first meeting is a free consultation; I=ll ask you to tell me all about your case, then we=ll discuss the options available so you can make the best possible choices for your case. Based on those choices, I’ll tell you what other information and documents we’ll need for filing. At the second meeting, we will review those documents and answer any lingering questions; at the end of that meeting, I should have everything I need to prepare your case. The third meeting is to sign the bankruptcy petition and schedules; when they’re signed, the case is ready to file.\r\n\r\n&nbsp;\r\n\r\nDo I need a lawyer to file bankruptcy?\r\n\r\nTechnically, no; it’s perfectly legal for you to file your own bankruptcy B but it’s usually a very bad idea. A typical bankruptcy petition, with its required schedules and other forms, runs 50 to 80 pages or more, and failing to fill out the forms properly can be truly disastrous. You don=t want to be one of those Apenny-wise, pound-foolish@ folks who file their own case, hoping to save themselves the cost of a lawyer, only to lose their home, their cars, and even their retirement accounts B the very things they were trying to save through bankruptcy. As your attorney, I will check and double-check every entry to ensure we’re using the bankruptcy code to work for you, not against you. Courts and trustees warn against trying to represent yourself; for example, see &lt;Filing for Bankruptcy Without an Attorney&gt;, from the United States Trustee.\r\n\r\n&nbsp;','FAQs','','inherit','open','open','','34-revision-9','','','2012-04-02 10:06:49','2012-04-02 15:06:49','',34,'http://johnbodlelaw.com/2012/04/34-revision-9/',0,'revision','',0),(370,1,'2012-05-02 20:15:21','2012-05-03 01:15:21','<h2><a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a></h2>\n<h2><a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a></h2>\n<h4><a title=\"Bankruptcy information from the U.S. Court system\" href=\"http://www.uscourts.gov/FederalCourts/Bankruptcy.aspx\" target=\"_blank\">General information about bankruptcy, from the United States Court system</a></h4>\n<h2>Trustees</h2>\nThere are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees.  When a bankruptcy case is filed, the trustee is assigned immediately, and the debtor is notified – repeatedly! – of the trustee\'s name, phone number, and address.\n<h4><a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)</h4>\n<ul>\n	<li><a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a></li>\n	<li><a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a></li>\n	<li><a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a></li>\n</ul>\n<h4>Individual case trustees</h4>\n<a title=\"Jan Hamilton, Topeka 13 trustee\" href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\n\n<a title=\"Bill Griffin, KC 13 trustee\" href=\"http://www.13network.com/kcghome.htm\" target=\"_blank\">Kansas City standing chapter 13 trustee, William F. Griffin</a>\n<h5><span style=\"text-decoration: underline;\">Topeka – chapter 7 trustees</span></h5>\n<ul>\n	<li>Robert Baer, 534 S. Kansas Ave., Ste. 1100, Topeka, KS 66603; phone 785/235-9511, fax 785/235-2082</li>\n	<li>Patricia Hamilton, 100 SE 9th Street, 2nd Floor, Topeka, KS 66601; phone 785/232-2200, fax 785/232-3344</li>\n	<li>Darcy Williamson, 700 Jackson, Suite 404, Topeka, KS 66603; phone 785/233-9908, fax 785/233-2613</li>\n</ul>\n<h5><span style=\"text-decoration: underline;\">Kansas City – chapter 7 trustees</span></h5>\n<ul>\n	<li>Carl R. Clark, P.O. Box 12167, Overland Park, KS 66282-2167; phone 913/648-0600, fax 913/648-0664</li>\n	<li>Eric C. Rajala, 11900 College Boulevard, Suite 341, Overland Park, KS 66210; phone 913/339-9806, fax 913/339-6695</li>\n	<li>Steven R. Rebein, 15301 W. 87th Parkway, Suite 200, Lenexa, KS 66219; phone 913/888-4800, fax 913/888-0570</li>\n	<li>Christopher J. Redmond, 1200 Main, Ste. 2300, Kansas City, MO 64105; phone: 816/421-4800, fax 816/421-0596</li>\n</ul>\n&nbsp;\n<h2>Other law sites (not bankruptcy-related)</h2>\n<a title=\"Lawrence, Kansas, Municipal Court website\" href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\n\n<a title=\"Douglas County, Kansas, District Court website\" href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\n\n<a title=\"Kansas Supreme Court website\" href=\"http://http://www.kscourts.org/kansas-courts/supreme-court/default.asp\" target=\"_blank\">Kansas Supreme Court</a>\n\n<a title=\"US District Court, District of Kansas website\" href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\n\n<a title=\"Kansas Child Support Guidelines\" href=\"http://http://www.kscourts.org/rules-procedures-forms/child-support-guidelines/default.asp\" target=\"_blank\">Kansas Child Support Guidelines</a>\n\n<a title=\"Shawnee County, Kansas, Family Law Guidelines in PDF\" href=\"http://http://www.shawneecourt.org/DocumentCenter/Home/View/224\" target=\"_blank\">Shawnee County Family Law Guidelines</a>\n<h5>Free Approved Kansas Legal Forms</h5>\n<ul>\n	<li><a title=\"forms from Kansas Judicial Branch\" href=\"http://www.kscourts.org/Programs/Self-Help\" target=\"_blank\">from the official Kansas Judicial Branch website</a></li>\n	<li><a title=\"forms from KLS\" href=\"http://www.kansaslegalservices.org/FreeLegalForms\" target=\"_blank\">from Kansas Legal Services</a></li>\n</ul>\n<h2>Some of our democratic representatives:</h2>\n<a title=\"tool from Kansas Geological Survey\" href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\n\n<a title=\"Kansas governor\" href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\n\nUnited States senators\n<ul>\n	<li><a title=\"US Senator Jerry Moran\" href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a></li>\n	<li><a title=\"US Senator Pat Roberts\" href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a></li>\n</ul>\nUnited States representatives\n<ul>\n	<li><a title=\"US Representative Lynn Jenkins\" href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a></li>\n	<li><a title=\"US Representative Kevin Yoder\" href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a></li>\n</ul>\n<a title=\"contact the President of the United States\" href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\n\n&nbsp;','Links','','inherit','open','open','','49-autosave','','','2012-05-02 20:15:21','2012-05-03 01:15:21','',49,'http://johnbodlelaw.com/2012/04/49-autosave/',0,'revision','',0),(371,1,'2012-04-16 22:16:06','2012-04-17 03:16:06','','Links','','inherit','open','open','','49-revision-6','','','2012-04-16 22:16:06','2012-04-17 03:16:06','',49,'http://johnbodlelaw.com/2012/04/49-revision-6/',0,'revision','',0),(372,1,'2012-04-26 14:39:56','2012-04-26 19:39:56','I can help. Want me to walk you through it? I\'ll listen to your story, then explain the system to you so you can see how your case will, or might, be treated.  Come and see me for a free consultation. &lt;CONTACT US&gt;','Lost in the Legal System?','','inherit','open','open','','110-autosave','','','2012-04-26 14:39:56','2012-04-26 19:39:56','',110,'http://johnbodlelaw.com/2012/04/110-autosave/',0,'revision','',0),(373,1,'2012-04-01 13:32:21','2012-04-01 18:32:21','I can help. Want me to walk you through it? Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST IN THE LEGAL SYSTEM?','','inherit','open','open','','110-revision-10','','','2012-04-01 13:32:21','2012-04-01 18:32:21','',110,'http://johnbodlelaw.com/2012/04/110-revision-10/',0,'revision','',0),(374,1,'2012-04-26 14:37:32','2012-04-26 19:37:32','I can help. Want me to walk you through it? I\'ll listen to your story, then explain the system to you so you can see how your case will, or might, be treated.  Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST IN THE LEGAL SYSTEM?','','inherit','open','open','','110-revision-11','','','2012-04-26 14:37:32','2012-04-26 19:37:32','',110,'http://johnbodlelaw.com/2012/04/110-revision-11/',0,'revision','',0),(375,1,'2012-04-26 14:38:40','2012-04-26 19:38:40','I can help. Want me to walk you through it? I\'ll listen to your story, then explain the system to you so you can see how your case will, or might, be treated.  Come and see me for a free consultation. &lt;CONTACT US&gt;','LOST IN THE LEGAL SYSTEM?','','inherit','open','open','','110-revision-12','','','2012-04-26 14:38:40','2012-04-26 19:38:40','',110,'http://johnbodlelaw.com/2012/04/110-revision-12/',0,'revision','',0),(376,1,'2012-04-26 14:38:54','2012-04-26 19:38:54','I can help. Want me to walk you through it? I\'ll listen to your story, then explain the system to you so you can see how your case will, or might, be treated.  Come and see me for a free consultation. &lt;CONTACT US&gt;','Lost in the Legal System?','','inherit','open','open','','110-revision-13','','','2012-04-26 14:38:54','2012-04-26 19:38:54','',110,'http://johnbodlelaw.com/2012/04/110-revision-13/',0,'revision','',0),(377,1,'2012-04-26 14:15:44','2012-04-26 19:15:44','Please use the form at right or, if you prefer, call us at (785) 843-0187.\r\n\r\n[warning]WARNING MESSAGE[/warning]\r\n\r\n[error]ERROR MESSAGE[/error]\r\n\r\n[notice]NOTICE MESSAGE[/notice]\r\n\r\n[important]IMPORTANT MESSAGE[/important]','Contact Us','','inherit','open','open','','130-revision-12','','','2012-04-26 14:15:44','2012-04-26 19:15:44','',130,'http://johnbodlelaw.com/2012/04/130-revision-12/',0,'revision','',0),(378,1,'2012-04-26 10:32:52','2012-04-26 15:32:52','Oh, how I wish I could make it all “easy” for you – and I <em>will</em> make it as easy as possible – but nothing about bankruptcy is really, truly easy. Certainly there’s nothing “easy” about the decision; for most folks, it’s one of the hardest decisions they’ll ever make. I can’t make that decision “easy,” but I can help make it easi<em>er</em>. First, I’ll help you make the decision correctly, which will make it easier for you to do the other things you need to do. At our first meeting, I will explain how the system works – especially, how the system works with your particular circumstances – and what options you have, so you can then more easily make intelligent choices. Indeed, that might be the most valuable service I provide for people, and usually I give that away – that’s mostly what I do in my free initial consultations.\r\n\r\nAfter that, what’s “easy” depends on what you think is easy. If you already do everything on your computer and find it easiest to send us all the necessary information and documents online, great. If you’d rather sit down with me and go through your box of papers as we fill out the forms, that’s fine, too – or anything in between. The point is, we’ll do things the way you find easy.\r\n\r\n“High-tech” might mean “easy” to some people, but if you’re one of those who would rather not use a computer if you don’t have to, don’t worry – I’ll take care of the “high-tech” stuff so you don’t have to. Whatever you find easy, that’s how we’ll do it. “Technology,” after all, is just a set of tools that we might use. You don’t have to use any of them; I will use my high-tech tools to make it easy for you.\r\n\r\nEvery modern law office uses computers and the web, every day, and every bankruptcy lawyer uses electronic filing – the courts require it. Many lawyers demand that their clients fill out the necessary questionnaires on-line; others, afraid of scaring away clients who are not comfortable with technology, use only the paper questionnaire forms. I don’t care; I prefer to let you do it however you find easy.\r\n\r\nIf you’re high-tech, that’s easy. I prepare all my cases on my computer, using state-of-the-art software (Best Case – the best in the business), and I file everything with the court electronically, over the web. And I’ve got the Best Case add-in “MyCaseInfo,” which lets you fill out the questionnaire on-line, at your convenience, and send it to me with one mouse-click. (I’ll still have to do a lot of work with the information you provide, but that’s my problem, not yours!) We can communicate mostly by email, if that’s what you find easiest – indeed, we hardly have to meet at all, if that’s what works best for you.\r\n\r\n“Make it easy” is not merely a slogan, it’s the way I do business. I don’t try to make it easy just for my clients; I try to make it easy for everybody I work with. At the court, I want to make it easy for the clerks, because they’re the ones who actually get things done. With trustees, I want to make it easy for the trustee (and assistants; they’re like the court’s clerks), because every case has to make it through at least one trustee. Obviously, with opposing counsel, I don’t want to make everything easy – not when we have an issue where we’re actually “opposed” – but most of the time, “opposing counsel” isn’t actually trying to oppose anything we want, and amicable, even friendly, relationships make it easier to get the case through the system and finished – which serves everybody’s interests.\r\n\r\nThey all know I want to do things easy, as long as it’s right – I never ask the court or trustee to do anything wrong, let alone “illegal,” and I do my homework first, so they know when I do ask for something, I’m asking them to do the right thing, the right way. In short, I’ve earned a good reputation; they all know I will make it as easy as I can for them to do the right thing, the right way, so my client gets what she needs without undue delay.\r\n\r\nSadly, that doesn’t mean “quick,” as normal human beings use the term. “Undue delay” is a long time; “due delay,” if you want to call it that, is the norm. “Due delay” – the norm in the law – is SLOW by normal human terms. The law is designed to operate slowly, because it’s designed to address important matters, no matter how complicated. Whatever their complaint, everybody’s entitled to their day in court. Everybody is entitled to a bite at the apple – but, generally, just one bite, just one lawsuit per issue. It’s more important to get it done right than to get it done quickly, so everyone is entitled to a reasonably generous amount of time to prepare – and more time if new issues arise – and those delays are built into the system. So, when a lawyer speaks of “haste,” it’s usually in the context of “with all due deliberate haste” – which is to say, not too damned hasty, because it’s “deliberate” haste – we’re going to think carefully about what we’re doing, and listen to what everybody has to say about it, and then think some more, first, before we act.\r\n\r\nI want to make it easy for you – but what’s easy for one person is not necessarily what’s easy for another. I don’t know exactly what you find easy, so I can’t say exactly how I’ll do things with you. Of course you are now reading this on my website, so what’s written here presumes you’re comfortable working on the web, but if there’s another way you find easier, just let me know.\r\n\r\nI want to make it “easy,” but of course there are some things we can’t avoid; and I’d be lying if I said I can make them all easy. First, there’s the decision to file bankruptcy, or at least to consider it; and for most folks that’s the most difficult thing of all. It’s a tough decision; indeed, most folks won’t even consider bankruptcy until it’s practically the only option left. Then, once you’ve decided – or, as the case may be, realized – that you need to file bankruptcy, you’ve got to find and choose a lawyer. (I can make that one easy – choose me!) Finally, once you choose a lawyer and make the decision to file bankruptcy, the lawyer (no matter who!) is going to give you an obnoxiously-long questionnaire to complete, and an obnoxiously-long list of documents needed. Few people would say it’s “easy” to figure out the answers to all those questions and find all those documents, especially when they’ve been doing everything they can, for months, to AVOID thinking about those ugly details! I can’t actually promise to make it all completely, painlessly “easy” – but whenever there’s a chance to make it easier, I’m there.\r\n\r\nReady to get started? Call John Bodle. &lt;CONTACT US&gt;\r\n\r\n&nbsp;','Make it easy','','inherit','open','open','','208-revision-6','','','2012-04-26 10:32:52','2012-04-26 15:32:52','',208,'http://johnbodlelaw.com/2012/04/208-revision-6/',0,'revision','',0),(379,1,'2012-04-26 14:46:52','2012-04-26 19:46:52','Oh, how I wish I could make it all “easy” for you – and I <em>will</em> make it as easy as possible – but nothing about bankruptcy is really, truly easy. Certainly there’s nothing “easy” about the decision; for most folks, it’s one of the hardest decisions they’ll ever make. I can’t make that decision “easy,” but I can help make it easi<em>er</em>. First, I’ll help you make the decision correctly, which will make it easier for you to do the other things you need to do. At our first meeting, I will explain how the system works – especially, how the system works with your particular circumstances – and what options you have, so you can then more easily make intelligent choices. Indeed, that might be the most valuable service I provide for people, and usually I give that away – that’s mostly what I do in my free initial consultations.\r\n\r\nAfter that, what’s “easy” depends on what you think is easy. If you already do everything on your computer and find it easiest to send us all the necessary information and documents online, great. If you’d rather sit down with me and go through your box of papers as we fill out the forms, that’s fine, too – or anything in between. The point is, we’ll do things the way you find easy.\r\n\r\n<strong>“High-tech”</strong> might mean “easy” to some people, but if you’re one of those who would rather not use a computer if you don’t have to, don’t worry – I’ll take care of the “high-tech” stuff so you don’t have to. Whatever you find easy, that’s how we’ll do it. “Technology,” after all, is just a set of tools that we might use. You don’t have to use any of them; I will use my high-tech tools to make it easy for you.\r\n\r\nEvery modern law office uses computers and the web, every day, and every bankruptcy lawyer uses electronic filing – the courts require it. Many lawyers demand that their clients fill out the necessary questionnaires on-line; others, afraid of scaring away clients who are not comfortable with technology, use only the paper questionnaire forms. I don’t care; I prefer to let you do it however you find easy.\r\n\r\nIf you’re high-tech, that’s easy. I prepare all my cases on my computer, using state-of-the-art software (Best Case – the best in the business), and I file everything with the court electronically, over the web. And I’ve got the Best Case add-in “MyCaseInfo,” which lets you fill out the questionnaire on-line, at your convenience, and send it to me with one mouse-click. (I’ll still have to do a lot of work with the information you provide, but that’s my problem, not yours!) We can communicate mostly by email, if that’s what you find easiest – indeed, we hardly have to meet at all, if that’s what works best for you.\r\n\r\n<strong>“Make it easy” is not merely a slogan, it’s the way I do business.</strong> I don’t try to make it easy just for my clients; I try to make it easy for everybody I work with. At the court, I want to make it easy for the clerks, because they’re the ones who actually get things done. With trustees, I want to make it easy for the trustee (and assistants; they’re like the court’s clerks), because every case has to make it through at least one trustee. Obviously, with opposing counsel, I don’t want to make everything easy – not when we have an issue where we’re actually “opposed” – but most of the time, “opposing counsel” isn’t actually trying to oppose anything we want, and amicable, even friendly, relationships make it easier to get the case through the system and finished – which serves everybody’s interests.\r\n\r\nThey all know I want to do things easy, as long as it’s right – I never ask the court or trustee to do anything wrong, let alone “illegal,” and I do my homework first, so they know when I do ask for something, I’m asking them to do the right thing, the right way. In short, I’ve earned a good reputation; they all know I will make it as easy as I can for them to do the right thing, the right way, so my client gets what she needs without undue delay.\r\n\r\nSadly, that doesn’t mean “quick,” as normal human beings use the term. “Undue delay” is a long time; “due delay,” if you want to call it that, is the norm. “Due delay” – the norm in the law – is SLOW by normal human terms. The law is designed to operate slowly, because it’s designed to address important matters, no matter how complicated. Whatever their complaint, everybody’s entitled to their day in court. Everybody is entitled to a bite at the apple – but, generally, just one bite, just one lawsuit per issue. It’s more important to get it done right than to get it done quickly, so everyone is entitled to a reasonably generous amount of time to prepare – and more time if new issues arise – and those delays are built into the system. So, when a lawyer speaks of “haste,” it’s usually in the context of “with all due deliberate haste” – which is to say, not too damned hasty, because it’s “deliberate” haste – we’re going to think carefully about what we’re doing, and listen to what everybody has to say about it, and then think some more, first, before we act.\r\n\r\nI want to make it easy for you – but what’s easy for one person is not necessarily what’s easy for another. I don’t know exactly what you find easy, so I can’t say exactly how I’ll do things with you. Of course you are now reading this on my website, so what’s written here presumes you’re comfortable working on the web, but if there’s another way you find easier, just let me know.\r\n\r\nI want to make it “easy,” but of course there are some things we can’t avoid; and I’d be lying if I said I can make them all easy. First, there’s the decision to file bankruptcy, or at least to consider it; and for most folks that’s the most difficult thing of all. It’s a tough decision; indeed, most folks won’t even consider bankruptcy until it’s practically the only option left. Then, once you’ve decided – or, as the case may be, realized – that you need to file bankruptcy, you’ve got to find and choose a lawyer. (I can make that one easy – choose me!) Finally, once you choose a lawyer and make the decision to file bankruptcy, the lawyer (no matter who!) is going to give you an obnoxiously-long questionnaire to complete, and an obnoxiously-long list of documents needed. Few people would say it’s “easy” to figure out the answers to all those questions and find all those documents, especially when they’ve been doing everything they can, for months, to AVOID thinking about those ugly details! I can’t actually promise to make it all completely, painlessly “easy” – but whenever there’s a chance to make it easier, I’m there.\r\n\r\nReady to get started? Call John Bodle. &lt;CONTACT US&gt;\r\n\r\n&nbsp;','Make it easy','','inherit','open','open','','208-revision-7','','','2012-04-26 14:46:52','2012-04-26 19:46:52','',208,'http://johnbodlelaw.com/2012/04/208-revision-7/',0,'revision','',0),(380,1,'2012-04-26 15:00:00','2012-04-26 20:00:00','Are your assets just running down the drain? Or are you already sucked completely dry? Start the process and STOP THE DRAIN before you are sucked dry. I can help.','Stop the drain!','','inherit','open','open','','206-autosave','','','2012-04-26 15:00:00','2012-04-26 20:00:00','',206,'http://johnbodlelaw.com/2012/04/206-autosave/',0,'revision','',0),(381,1,'2012-04-01 13:51:50','2012-04-01 18:51:50','Are your assets just running down the drain? Or are you sucked completely dry? It may be better to start the process earlier rather than later and STOP THE DRAIN BEFORE YOU ARE SUCKED DRY! I can help.','Stop the drain!','','inherit','open','open','','206-revision-2','','','2012-04-01 13:51:50','2012-04-01 18:51:50','',206,'http://johnbodlelaw.com/2012/04/206-revision-2/',0,'revision','',0),(383,1,'2012-04-26 15:03:25','2012-04-26 20:03:25','Bankruptcy is the legal process of saying, \"Look, I don\'t have the money to pay my debts,\" and getting a court order giving you a fresh start.  Bankruptcy law tells us how to describe and divide your property and debts and, ultimately, to determine what you will keep and what you will give up.\r\n\r\nIn most cases the hardest thing about bankruptcy is making the decision to start.  Almost nobody wants to file bankruptcy; they avoid even thinking about it -- but in the long run, that only makes things harder.  So, if you\'re reading these words, you\'ve already started to make it easier!\r\n\r\nOkay, I admit it -- there\'s no way I can actually make it \"easy\" for you to file bankruptcy.  There\'s nothing \"easy\" about making the decision to file, and for most people it\'s a tedious and dreary task, at best, to come up with all the detailed information and documentation you must have to file bankruptcy.  But I can make those things far <em>easier.  </em>\r\n\r\nI can help you with the rest, because my whole approach to the practice of bankruptcy law is to make it as easy as possible for you.  I\'ll make it easy for you to get the information you need to make intelligent decisions -- not only about whether to file, but also about which chapter best suits your needs, what to do with your secured debt, and the many other decisions you have to make.  I\'ll make it easy to communicate -- most folks already say I\'m \"easy to talk to\" in person (and for those who don\'t, see BECAUSE YOU LIKE ME), and we\'ll use whatever other communication you find easy.  I\'ll make it easy for you to get me the information and documents we need to file.  I\'ll make it easy for you to take the required classes.  It\'s a long, complicated process, but I\'ll make it easy for you by breaking it down, one step at a time.','What is Bankruptcy and how can I make it easy?','','inherit','open','open','','23-revision-6','','','2012-04-26 15:03:25','2012-04-26 20:03:25','',23,'http://johnbodlelaw.com/2012/04/23-revision-6/',0,'revision','',0),(384,1,'2012-04-01 13:49:15','2012-04-01 18:49:15','I can help. I will help you understand the process and make the decision that is best for your and your family.','Scared? Unsure if bankruptcy is right for you?','','inherit','open','open','','1-revision-11','','','2012-04-01 13:49:15','2012-04-01 18:49:15','',1,'http://johnbodlelaw.com/2012/04/1-revision-11/',0,'revision','',0),(385,1,'2012-04-26 14:57:44','2012-04-26 19:57:44','Oh, how I wish I could make it all “easy” for you – and I <em>will</em> make it as easy as possible – but nothing about bankruptcy is really, truly easy. Certainly there’s nothing “easy” about the decision; for most folks, it’s one of the hardest decisions they’ll ever make. I can’t make that decision “easy,” but I can help make it easi<em>er</em>. First, I’ll help you make the decision correctly, which will make it easier for you to do the other things you need to do. At our first meeting, I will explain how the system works – especially, how the system works with your particular circumstances – and what options you have, so you can then more easily make intelligent choices. Indeed, that might be the most valuable service I provide for people, and usually I give that away – that’s mostly what I do in my free initial consultations.\r\n\r\nAfter that, what’s “easy” depends on what you think is easy. If you already do everything on your computer and find it easiest to send us all the necessary information and documents online, great. If you’d rather sit down with me and go through your box of papers as we fill out the forms, that’s fine, too – or anything in between. The point is, we’ll do things the way you find easy.\r\n\r\n<strong>“High-tech”</strong> might mean “easy” to some people, but if you’re one of those who would rather not use a computer if you don’t have to, don’t worry – I’ll take care of the “high-tech” stuff so you don’t have to. Whatever you find easy, that’s how we’ll do it. “Technology,” after all, is just a set of tools that we might use. You don’t have to use any of them; I will use my high-tech tools to make it easy for you.\r\n\r\nEvery modern law office uses computers and the web, every day, and every bankruptcy lawyer uses electronic filing – the courts require it. Many lawyers demand that their clients fill out the necessary questionnaires on-line; others, afraid of scaring away clients who are not comfortable with technology, use only the paper questionnaire forms. I don’t care; I prefer to let you do it however you find easy.\r\n\r\nIf you’re high-tech, that’s easy. I prepare all my cases on my computer, using state-of-the-art software (Best Case – the best in the business), and I file everything with the court electronically, over the web. And I’ve got the Best Case add-in “MyCaseInfo,” which lets you fill out the questionnaire on-line, at your convenience, and send it to me with one mouse-click. (I’ll still have to do a lot of work with the information you provide, but that’s my problem, not yours!) We can communicate mostly by email, if that’s what you find easiest – indeed, we hardly have to meet at all, if that’s what works best for you.\r\n\r\n<strong>“Make it easy” is not merely a slogan, it’s the way I do business.</strong> I don’t try to make it easy just for my clients; I try to make it easy for everybody I work with. At the court, I want to make it easy for the clerks, because they’re the ones who actually get things done. With trustees, I want to make it easy for the trustee (and assistants; they’re like the court’s clerks), because every case has to make it through at least one trustee. Obviously, with opposing counsel, I don’t want to make everything easy – not when we have an issue where we’re actually “opposed” – but most of the time, “opposing counsel” isn’t actually trying to oppose anything we want, and amicable, even friendly, relationships make it easier to get the case through the system and finished – which serves everybody’s interests.\r\n\r\nThey all know I want to do things easy, as long as it’s right – I never ask the court or trustee to do anything wrong, let alone “illegal,” and I do my homework first, so they know when I do ask for something, I’m asking them to do the right thing, the right way. In short, I’ve earned a good reputation; they all know I will make it as easy as I can for them to do the right thing, the right way, so my client gets what she needs without undue delay.\r\n\r\nSadly, that doesn’t mean “quick,” as normal human beings use the term. “Undue delay” is a long time; “due delay,” if you want to call it that, is the norm. “Due delay” – the norm in the law – is SLOW by normal human terms. The law is designed to operate slowly, because it’s designed to address important matters, no matter how complicated. Whatever their complaint, everybody’s entitled to their day in court. Everybody is entitled to a bite at the apple – but, generally, just one bite, just one lawsuit per issue. It’s more important to get it done right than to get it done quickly, so everyone is entitled to a reasonably generous amount of time to prepare – and more time if new issues arise – and those delays are built into the system. So, when a lawyer speaks of “haste,” it’s usually in the context of “with all due deliberate haste” – which is to say, not too damned hasty, because it’s “deliberate” haste – we’re going to think carefully about what we’re doing, and listen to what everybody has to say about it, and then think some more, first, before we act.\r\n\r\nI want to make it easy for you – but what’s easy for one person is not necessarily what’s easy for another. I don’t know exactly what you find easy, so I can’t say exactly how I’ll do things with you. Of course you are now reading this on my website, so what’s written here presumes you’re comfortable working on the web, but if there’s another way you find easier, just let me know.\r\n\r\nI want to make it “easy,” but of course there are some things we can’t avoid; and I’d be lying if I said I can make them all easy. First, there’s the decision to file bankruptcy, or at least to consider it; and for most folks that’s the most difficult thing of all. It’s a tough decision; indeed, most folks won’t even consider bankruptcy until it’s practically the only option left. Then, once you’ve decided – or, as the case may be, realized – that you need to file bankruptcy, you’ve got to find and choose a lawyer. (I can make that one easy – choose me!) Finally, once you choose a lawyer and make the decision to file bankruptcy, the lawyer (no matter who!) is going to give you an obnoxiously-long questionnaire to complete, and an obnoxiously-long list of documents needed. Few people would say it’s “easy” to figure out the answers to all those questions and find all those documents, especially when they’ve been doing everything they can, for months, to AVOID thinking about those ugly details! I can’t actually promise to make it all completely, painlessly “easy” – but whenever there’s a chance to make it easier, I’m there.\r\n\r\nReady to get started? Call John Bodle. &lt;CONTACT US&gt;\r\n\r\n&nbsp;','Make it easy','','inherit','open','open','','208-revision-8','','','2012-04-26 14:57:44','2012-04-26 19:57:44','',208,'http://johnbodlelaw.com/2012/04/208-revision-8/',0,'revision','',0),(386,1,'2012-04-26 10:36:31','2012-04-26 15:36:31','Deciding to file bankruptcy is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  John Bodle has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI am a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Thinking about bankruptcy','','inherit','open','open','','78-revision-27','','','2012-04-26 10:36:31','2012-04-26 15:36:31','',78,'http://johnbodlelaw.com/2012/04/78-revision-27/',0,'revision','',0),(387,1,'2012-04-26 14:30:55','2012-04-26 19:30:55','Links to external websites:\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-7','','','2012-04-26 14:30:55','2012-04-26 19:30:55','',49,'http://johnbodlelaw.com/2012/04/49-revision-7/',0,'revision','',0),(456,1,'2012-04-27 13:12:13','2012-04-27 18:12:13','i) Bankruptcy code:<a title=\"Bankruptcy Code\" href=\" http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\"> http://uscode.house.gov/download/title_11.shtml</a>\r\n\r\nii) U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita) -- <a title=\"US Bankruptcy Court, District of Kansas\" href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">http://www.ksb.uscourts.gov/</a>\r\n\r\niii) Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. The nature of the “supervision” varies depending on the bankruptcy chapter used, and sometimes on the specific facts of the case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees. [link to blog about trustees]\r\n\r\niv) US Trustee – <a title=\"US Trustee\" href=\"http://www.justice.gov/ust/\" target=\"_blank\">http://www.justice.gov/ust/</a>\r\n\r\n(1) Report bankruptcy fraud: <a title=\"Report bankruptcy fraud\" href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">http://www.justice.gov/ust/eo/fraud/index.htm</a>\r\n\r\n(2) Official information sheet: <a title=\"Official information sheet\" href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf</a>\r\n\r\n(3) List of officially approved providers of required Credit Counseling and Financial Management classes: <a title=\"Credit Counseling and Financial Management classes\" href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm</a>\r\n\r\nv) Individual trustees\r\n\r\n(1) Topeka – chapter 13: Jan Hamilton – <a title=\"Topeka Chapter 13 Trustee, Jan Hamilton\" href=\"http://www.topeka13trustee.com/homepage.html\" target=\"_blank\">www.topeka13trustee.com</a>\r\n\r\n(2) Topeka – chapter 7 [4 of them]\r\n\r\n2. Other law sites (not bankruptcy-related)\r\n\r\ni) Lawrence Municipal Court – http://lawrenceks.org/attorney/\r\n\r\nii) Douglas County District Court – http://www.douglas-county.com/district_court/dc_home.aspx\r\n\r\niii) U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita) – http://www.ksd.uscourts.gov/\r\n\r\niv) Kansas Child Support Guidelines\r\n\r\nv) official government forms\r\n\r\n(1) Family law\r\n\r\n(2) Bankruptcy\r\n\r\n(3) Small claims\r\n\r\nvi) Small claims\r\n\r\nvii) County family law guidelines\r\n\r\n(1) Shawnee especially B explanations apply state-wide, if not beyond!\r\n\r\n3. Our democractic representatives:\r\n\r\ni) Find my representatives and senators in the Kansas legislature: http://maps.kansasgis.org/demograph/ims/myelect.cfm\r\n\r\nii) Kansas governor: https://governor.ks.gov/\r\n\r\niii) United States senators\r\n\r\n(1) Senator Jerry Moran: http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\r\n\r\n(2) Seantor Pat Roberts: http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\r\n\r\niv) United States representatives\r\n\r\n(1) Representative Lynn Jenkins: http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\r\n\r\n(2) Representative Kevin Yoder: https://yoderforms.house.gov/email-me\r\n\r\nv) The President of the United States: http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-11','','','2012-04-27 13:12:13','2012-04-27 18:12:13','',49,'http://johnbodlelaw.com/2012/04/49-revision-11/',0,'revision','',0),(388,1,'2012-04-27 12:37:30','2012-04-27 17:37:30','i) Bankruptcy code: http://uscode.house.gov/download/title_11.shtml\r\n\r\nii) U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita) -- http://www.ksb.uscourts.gov/\r\n\r\niii) Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. The nature of the “supervision” varies depending on the bankruptcy chapter used, and sometimes on the specific facts of the case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees. [link to blog about trustees]\r\n\r\niv) US Trustee – http://www.justice.gov/ust/\r\n\r\n(1) Report bankruptcy fraud: http://www.justice.gov/ust/eo/fraud/index.htm\r\n\r\n(2) Official information sheet: http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\r\n\r\n(3) List of officially approved providers of required Credit Counseling and Financial Management classes: http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\r\n\r\nv) Individual trustees\r\n\r\n(1) Topeka – chapter 13: Jan Hamilton – www.topeka13trustee.com\r\n\r\n(2) Topeka – chapter 7 [4 of them]\r\n\r\n2. Other law sites (not bankruptcy-related)\r\n\r\ni) Lawrence Municipal Court – http://lawrenceks.org/attorney/\r\n\r\nii) Douglas County District Court – http://www.douglas-county.com/district_court/dc_home.aspx\r\n\r\niii) U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita) – http://www.ksd.uscourts.gov/\r\n\r\niv) Kansas Child Support Guidelines\r\n\r\nv) official government forms\r\n\r\n(1) Family law\r\n\r\n(2) Bankruptcy\r\n\r\n(3) Small claims\r\n\r\nvi) Small claims\r\n\r\nvii) County family law guidelines\r\n\r\n(1) Shawnee especially B explanations apply state-wide, if not beyond!\r\n\r\n3. Our democractic representatives:\r\n\r\ni) Find my representatives and senators in the Kansas legislature: http://maps.kansasgis.org/demograph/ims/myelect.cfm\r\n\r\nii) Kansas governor: https://governor.ks.gov/\r\n\r\niii) United States senators\r\n\r\n(1) Senator Jerry Moran: http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\r\n\r\n(2) Seantor Pat Roberts: http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\r\n\r\niv) United States representatives\r\n\r\n(1) Representative Lynn Jenkins: http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\r\n\r\n(2) Representative Kevin Yoder: https://yoderforms.house.gov/email-me\r\n\r\nv) The President of the United States: http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-8','','','2012-04-27 12:37:30','2012-04-27 17:37:30','',49,'http://johnbodlelaw.com/2012/04/49-revision-8/',0,'revision','',0),(458,1,'2012-04-28 08:23:03','2012-04-28 13:23:03','<a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a>\r\n\r\n<a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\n<a title=\"The Trustee\" href=\"http://johnbodlelaw.com/bankruptcy-basics/the-trustee/\">Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees.</a>\r\n\r\n<a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)\r\n<ul>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a></li>\r\n	<li><a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a></li>\r\n</ul>\r\nIndividual case trustees\r\n\r\n<a href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\r\n\r\nTopeka – chapter 7\r\n\r\nRobert Baer\r\n\r\nPatricia Hamilton\r\n\r\nDarcy Williamson\r\n\r\nOther law sites (not bankruptcy-related)\r\n\r\n<a href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\r\n\r\n<a href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\r\n\r\n<a href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\nKansas Child Support Guidelines\r\n\r\nofficial government forms\r\n\r\nFamily law\r\n\r\nBankruptcy\r\n\r\nSmall claims\r\n\r\nSmall claims\r\n\r\nCounty family law guidelines\r\n\r\nShawnee especially B explanations apply state-wide, if not beyond!\r\n\r\nOur democractic representatives:\r\n\r\n<a href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\r\n\r\n<a href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\r\n\r\nUnited States senators\r\n<ul>\r\n	<li><a href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a></li>\r\n	<li><a href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a></li>\r\n</ul>\r\nUnited States representatives\r\n<ul>\r\n	<li><a href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a></li>\r\n	<li><a href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a></li>\r\n</ul>\r\n<a href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-13','','','2012-04-28 08:23:03','2012-04-28 13:23:03','',49,'http://johnbodlelaw.com/2012/04/49-revision-13/',0,'revision','',0),(457,1,'2012-04-28 08:15:36','2012-04-28 13:15:36','i) <a href=\"http://uscode.house.gov/download/title_11.shtml\" target=\"_blank\">United States Bankruptcy code</a>\r\n\r\nii) <a href=\"http://www.ksb.uscourts.gov/\" target=\"_blank\">U.S. Bankruptcy Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\niii) Trustees. There are a number of different “bankruptcy trustees.” The United States trustee program provides supervision for the entire system; they rarely get involved in individual cases unless there’s some kind of problem. On the other hand, every individual bankruptcy case is supervised by a local trustee specifically appointed to that case. The nature of the “supervision” varies depending on the bankruptcy chapter used, and sometimes on the specific facts of the case. In Topeka and many other bankruptcy courts, there is just one Chapter 13 trustee, but several Chapter 7 Trustees. [link to blog about trustees]\r\n\r\niv) <a href=\"http://www.justice.gov/ust/\" target=\"_blank\">United States Trustee</a> (this is NOT your individual case trustee)\r\n\r\n(1) <a href=\"http://www.justice.gov/ust/eo/fraud/index.htm\" target=\"_blank\">Report bankruptcy fraud</a>\r\n\r\n(2) <a href=\"http://www.justice.gov/ust/eo/ust_org/bky-info/docs/bky-info_english.pdf\" target=\"_blank\">Official bankruptcy information sheet</a>\r\n\r\n(3) <a href=\"http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_kansas/cc_kansas.htm\" target=\"_blank\">List of officially approved providers of required Credit Counseling and Financial Management classes</a>\r\n\r\nv) Individual trustees\r\n\r\n(1) <a href=\"http://www.topeka13trustee.com\" target=\"_blank\">Topeka standing chapter 13 trustee, Jan Hamilton</a>\r\n\r\n(2) Topeka – chapter 7 [4 of them]\r\n\r\n2. Other law sites (not bankruptcy-related)\r\n\r\ni) <a href=\"http://lawrenceks.org/attorney/\" target=\"_blank\">Lawrence Municipal Court</a>\r\n\r\nii) <a href=\"http://www.douglas-county.com/district_court/dc_home.aspx\" target=\"_blank\">Douglas County District Court</a>\r\n\r\niii) <a href=\"http://www.ksd.uscourts.gov/\" target=\"_blank\">U.S. District Court, District of Kansas (Topeka, KC, &amp; Wichita)</a>\r\n\r\niv) Kansas Child Support Guidelines\r\n\r\nv) official government forms\r\n\r\n(1) Family law\r\n\r\n(2) Bankruptcy\r\n\r\n(3) Small claims\r\n\r\nvi) Small claims\r\n\r\nvii) County family law guidelines\r\n\r\n(1) Shawnee especially B explanations apply state-wide, if not beyond!\r\n\r\n3. Our democractic representatives:\r\n\r\ni) <a href=\"http://maps.kansasgis.org/demograph/ims/myelect.cfm\" target=\"_blank\">Find my representatives and senators in the Kansas legislature</a>\r\n\r\nii) <a href=\"https://governor.ks.gov/\" target=\"_blank\">Kansas governor</a>\r\n\r\niii) United States senators\r\n\r\n(1) <a href=\"http://www.moran.senate.gov/public/index.cfm?p=e-mail-jerry\" target=\"_blank\">Senator Jerry Moran</a>\r\n\r\n(2) <a href=\"http://www.roberts.senate.gov/public/index.cfm?p=EmailPat\" target=\"_blank\">Senator Pat Roberts</a>\r\n\r\niv) United States representatives\r\n\r\n(1) <a href=\"http://lynnjenkins.house.gov/index.cfm?sectionid=209&amp;sectiontree=209\" target=\"_blank\">Representative Lynn Jenkins</a>\r\n\r\n(2) <a href=\"https://yoderforms.house.gov/email-me\" target=\"_blank\">Representative Kevin Yoder</a>\r\n\r\nv) <a href=\"http://www.whitehouse.gov/contact/submit-questions-and-comments/old2\" target=\"_blank\">The President of the United States</a>\r\n\r\n&nbsp;','Links','','inherit','open','open','','49-revision-12','','','2012-04-28 08:15:36','2012-04-28 13:15:36','',49,'http://johnbodlelaw.com/2012/04/49-revision-12/',0,'revision','',0),(391,1,'2012-04-27 11:55:10','2012-04-27 16:55:10','Deciding to file <a title=\"What is Bankruptcy?\" href=\"http://johnbodlelaw.com/bankruptcy-basics/what-is-bankruptcy-2/\">bankruptcy </a>is one of the most difficult decisions anyone can make. Fear and shame keep many people from seeking help until far too late – don’t let that be you!  Finding the right bankruptcy attorney and addressing your issues promptly can bring relief.  <a title=\"About John Bodle\" href=\"http://johnbodlelaw.com/about-john-bodle/\">John Bodle</a> has helped hundreds of Kansas families and he can help you find a Fresh Start through bankruptcy.\r\n\r\nMost folks naturally struggle to avoid bankruptcy – they want to pay their bills.  They do everything they can to keep afloat, robbing Peter to pay Paul, making minimum credit card payments, even resorting to payday loans – but there’s no end in sight, and eventually they find themselves at the bankruptcy lawyer’s office.  Others see the handwriting on the wall and seek the lawyer’s advice sooner, and those people can save themselves thousands of dollars – <em>if</em> they get the advice of a good Kansas bankruptcy lawyer soon enough.  If you’re struggling to pay your bills and see no end in sight, you need to talk to a Kansas bankruptcy attorney <em>now</em>.\r\n\r\nI am a Kansas bankruptcy attorney, and I help people find debt relief through bankruptcy – but that doesn’t mean I want you, or anybody else, to file bankruptcy. If there’s another solution to your problems, I’d love to help you find it – but if you think bankruptcy is even a possibility, you owe it to yourself to learn what that means, and what would happen to your property and your debts in bankruptcy.  Good planning can save you thousands of dollars and untold heartache.  The sooner you seek advice from a competent bankruptcy lawyer, the greater your chances of avoiding that heartache.  CONTACT US TODAY for a free consultation.','Thinking about bankruptcy','','inherit','open','open','','78-revision-28','','','2012-04-27 11:55:10','2012-04-27 16:55:10','',78,'http://johnbodlelaw.com/2012/04/78-revision-28/',0,'revision','',0),(392,1,'2012-04-16 20:44:37','2012-04-17 01:44:37','<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22.jpg\"><img class=\"alignleft size-medium wp-image-280\" title=\"JBshot2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22-300x251.jpg\" alt=\"\" width=\"300\" height=\"251\" /></a>I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from KU – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years as a United States Air Force judge advocate before returning to Lawrence to establish my private practice.\r\n\r\nI became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list.  The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets.\r\n\r\nI focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','About John Bodle','','inherit','open','open','','7-revision-20','','','2012-04-16 20:44:37','2012-04-17 01:44:37','',7,'http://johnbodlelaw.com/2012/04/7-revision-20/',0,'revision','',0),(393,1,'2012-04-27 14:14:13','2012-04-27 19:14:13','<a href=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22.jpg\"><img class=\"alignleft size-medium wp-image-280\" title=\"JBshot2\" src=\"http://kawlaw.com/WordPress/wp-content/uploads/2012/03/JBshot22-300x251.jpg\" alt=\"\" width=\"300\" height=\"251\" /></a>I grew up in Lawrence and have lived here most of my life, earning both my undergrad and law degrees from <a title=\"The University of Kansas\" href=\"http://www.ku.edu/\" target=\"_blank\">KU</a> – BA, linguistics, 1985; JD, 1989. I began my legal career as a military lawyer, serving six years as a <a title=\"The Judge Advocate General of the United States Air Force\" href=\"http://www.afjag.af.mil/\" target=\"_blank\">United States Air Force judge advocate</a> before returning to Lawrence to establish my private practice.\r\n\r\nI became a lawyer because I wanted to help regular, ordinary folks with the kinds of problems you might think “shouldn’t” require a lawyer, but, in today’s complex world, most certainly <em>do</em> require a lawyer – and bankruptcy is at the top of that list.  The concept of bankruptcy is really pretty simple, but bankruptcy law is about as complicated as it gets.\r\n\r\nI focus my practice on bankruptcy law so my clients can know they’re getting the most up-to-date legal services available. I focus my attention on my clients – on you and your particular circumstances and needs – so we can both be sure your case gets the benefit of every possible provision of the law.','About John Bodle','','inherit','open','open','','7-revision-21','','','2012-04-27 14:14:13','2012-04-27 19:14:13','',7,'http://johnbodlelaw.com/2012/04/7-revision-21/',0,'revision','',0),