<em><a href="http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-22.jpg"><img class="alignnone size-medium wp-image-214" title="John 2011 2" src="http://kawlaw.com/WordPress/wp-content/uploads/2012/03/John-2011-22-280x300.jpg" alt="" width="280" height="300" /></a>Selecting to file bankruptcy </em>is one of the most difficult decisions anyone can make. Many people, either because of fear or shame, wait far too long to address their financial difficulties and risk compounding their difficulties. I have helped many people struggling to make the right decision about their finances, and I can help you, too.

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